Monroe County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Monroe County, Missouri? DLRadar grades every Monroe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Monroe County breakdown.
- Monroe County's most distressed ZIP is 65240 at 23/100.
- 16 ZIP codes tracked in Monroe County, averaging 11/100 distress.
- Monroe County reads peak — home values up 4.4% year over year.
- Vacancy runs 19.5% across Monroe County's tracked ZIPs, with a 18% poverty rate.
- The typical Monroe County home is worth about $142,538 against a ~$53,978 median income.
- Lending headwind in Monroe County sits at 55/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 65240 | 23/100 |
| 2 | 65243 | 20/100 |
| 3 | 65265 | 19/100 |
| 4 | 65270 | 13/100 |
| 5 | 65260 | 12/100 |
| 6 | 63443 | 9/100 |
| 7 | 63437 | 8/100 |
| 8 | 63450 | 8/100 |
| 9 | 63456 | 8/100 |
| 10 | 63468 | 8/100 |
| 11 | 65258 | 8/100 |
| 12 | 65263 | 8/100 |
Most distressed ZIP codes in Monroe County (composite distress 0-100, 2026)
What is driving Monroe County distress
Nothing here is estimated: Monroe County is scored from filings alone, and its ZIPs average 11/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Monroe County market phase and pricing
The cycle in Monroe County is peak, with values up 4.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Monroe County
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Questions about this county
Where is distress highest inside Monroe County, MO?
ZIP 65240 leads Monroe County at 23/100, recomputed monthly from public records.
Where is Monroe County in the housing cycle?
FHFA price-index movement places Monroe County in peak; prices are up 4.4% over twelve months.
Can the Monroe County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 16 Monroe County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Monroe County ZIP codes?
The county figure is a blend, not a description. Across the Monroe County ZIPs DLRadar ranks, scores run from 23/100 in 65240 down to 8/100 in 65263, against a Monroe County average of 11/100. A spread of 15 points means Monroe County has to be worked ZIP by ZIP.
What do Monroe County home values and vacancy say about distressed supply?
The typical Monroe County home carries about $142,538 of value against a median household income near $53,978. Vacancy across Monroe County's tracked ZIPs runs 19.5% and the poverty rate is 18%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Monroe County's filings and its 55/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.