Nicholas County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Nicholas County, West Virginia? DLRadar grades every Nicholas County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Nicholas County breakdown.
- Nicholas County's most distressed ZIP is 25981 at 24/100.
- 27 ZIP codes tracked in Nicholas County, averaging 15/100 distress.
- Nicholas County reads expansion — home values up 8.0% year over year.
- Vacancy runs 22.1% across Nicholas County's tracked ZIPs, with a 15.1% poverty rate.
- The typical Nicholas County home is worth about $116,591 against a ~$52,989 median income.
- Lending headwind in Nicholas County sits at 8/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 25981 | 24/100 |
| 2 | 26261 | 24/100 |
| 3 | 26680 | 23/100 |
| 4 | 25059 | 21/100 |
| 5 | 26690 | 21/100 |
| 6 | 26656 | 20/100 |
| 7 | 25043 | 18/100 |
| 8 | 25125 | 18/100 |
| 9 | 25111 | 17/100 |
| 10 | 26617 | 13/100 |
| 11 | 26202 | 12/100 |
| 12 | 26205 | 12/100 |
Most distressed ZIP codes in Nicholas County (composite distress 0-100, 2026)
What is driving Nicholas County distress
Nicholas County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Nicholas County market phase and pricing
Nicholas County currently sits in expansion after a 8.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
Which ZIP code leads Nicholas County on distress?
ZIP 25981 leads Nicholas County at 24/100, recomputed monthly from public records.
What market phase is Nicholas County in?
Nicholas County reads expansion, with home prices up 8.0% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Nicholas County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 27 Nicholas County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Nicholas County ZIP codes?
The county figure is a blend, not a description. Across the Nicholas County ZIPs DLRadar ranks, scores run from 24/100 in 25981 down to 12/100 in 26205, against a Nicholas County average of 15/100. The 12-point range is the argument for ZIP-level search across Nicholas County.
What do Nicholas County home values and vacancy say about distressed supply?
The typical Nicholas County home carries about $116,591 of value against a median household income near $52,989. Vacancy across Nicholas County's tracked ZIPs runs 22.1% and the poverty rate is 15.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Nicholas County's foreclosure and lien filings and its 8/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.