Noble County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Noble County, Ohio? DLRadar grades every Noble County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Noble County breakdown.
- Noble County's most distressed ZIP is 45746 at 19/100.
- 15 ZIP codes tracked in Noble County, averaging 13/100 distress.
- Noble County reads expansion — home values up 6.0% year over year.
- Vacancy runs 21.2% across Noble County's tracked ZIPs, with a 12.2% poverty rate.
- The typical Noble County home is worth about $148,786 against a ~$55,785 median income.
- Lending headwind in Noble County sits at 27/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45746 | 19/100 |
| 2 | 45744 | 18/100 |
| 3 | 43778 | 17/100 |
| 4 | 43732 | 16/100 |
| 5 | 45745 | 15/100 |
| 6 | 43773 | 14/100 |
| 7 | 43780 | 14/100 |
| 8 | 45715 | 14/100 |
| 9 | 43772 | 12/100 |
| 10 | 43788 | 12/100 |
| 11 | 43711 | 10/100 |
| 12 | 43717 | 10/100 |
Most distressed ZIP codes in Noble County (composite distress 0-100, 2026)
What is driving Noble County distress
Nothing here is estimated: Noble County is scored from filings alone, and its ZIPs average 13/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Noble County market phase and pricing
Noble County reads expansion — home prices rose 6.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Noble County
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Frequently asked
Where is distress highest inside Noble County, OH?
ZIP 45746 leads Noble County at 19/100, recomputed monthly from public records.
Which phase does Noble County sit in right now?
Noble County reads expansion, with home prices up 6.0% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Noble County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 15 Noble County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Noble County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Noble County ZIPs DLRadar ranks, scores run from 19/100 in 45746 down to 10/100 in 43717, against a Noble County average of 13/100. Those 9 points separate the ZIPs worth working in Noble County from the rest.
What do Noble County home values and vacancy say about distressed supply?
The typical Noble County home carries about $148,786 of value against a median household income near $55,785. Vacancy across Noble County's tracked ZIPs runs 21.2% and the poverty rate is 12.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Noble County's filings and its 27/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.