Norman County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Norman County, Minnesota? DLRadar grades every Norman County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Norman County breakdown.
- Norman County's most distressed ZIP is 56585 at 17/100.
- 15 ZIP codes tracked in Norman County, averaging 10/100 distress.
- Norman County reads peak — home values up 3.4% year over year.
- Vacancy runs 18.9% across Norman County's tracked ZIPs, with a 11.6% poverty rate.
- The typical Norman County home is worth about $163,615 against a ~$67,827 median income.
- Lending headwind in Norman County sits at 39/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56585 | 17/100 |
| 2 | 56517 | 15/100 |
| 3 | 56519 | 15/100 |
| 4 | 56568 | 15/100 |
| 5 | 56540 | 13/100 |
| 6 | 56557 | 9/100 |
| 7 | 56574 | 9/100 |
| 8 | 56510 | 7/100 |
| 9 | 56541 | 7/100 |
| 10 | 56545 | 7/100 |
| 11 | 56548 | 7/100 |
| 12 | 56550 | 7/100 |
Most distressed ZIP codes in Norman County (composite distress 0-100, 2026)
What is driving Norman County distress
Norman County's placement in the national index rests on public filings — a 10/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Norman County market phase and pricing
Norman County currently sits in peak after a 3.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Norman County
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Frequently asked questions
What is the most distressed ZIP code in Norman County, MN?
ZIP 56585 leads Norman County at 17/100, recomputed monthly from public records.
Is Norman County expanding or contracting?
The market phase for Norman County is peak, prices rising 3.4% on the year — derived from the FHFA House Price Index path.
Can the Norman County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 15 Norman County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Norman County ZIP codes?
The county figure is a blend, not a description. Across the Norman County ZIPs DLRadar ranks, scores run from 17/100 in 56585 down to 7/100 in 56550, against a Norman County average of 10/100. With 10 points between best and worst, county-level targeting in Norman County wastes effort.
What do Norman County home values and vacancy say about distressed supply?
The typical Norman County home carries about $163,615 of value against a median household income near $67,827. Vacancy across Norman County's tracked ZIPs runs 18.9% and the poverty rate is 11.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Norman County's foreclosure and lien filings and its 39/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.