Nowata County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Nowata County, Oklahoma? DLRadar grades every Nowata County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Nowata County breakdown.
- Nowata County's most distressed ZIP is 74016 at 27/100.
- 7 ZIP codes tracked in Nowata County, averaging 11/100 distress.
- Nowata County reads peak — home values up 1.1% year over year.
- Vacancy runs 17.5% across Nowata County's tracked ZIPs, with a 15.7% poverty rate.
- The typical Nowata County home is worth about $146,086 against a ~$53,413 median income.
- Lending headwind in Nowata County sits at 83/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74016 | 27/100 |
| 2 | 74301 | 18/100 |
| 3 | 74083 | 9/100 |
| 4 | 74072 | 6/100 |
| 5 | 74027 | 5/100 |
| 6 | 74042 | 5/100 |
| 7 | 74048 | 5/100 |
Most distressed ZIP codes in Nowata County (composite distress 0-100, 2026)
What is driving Nowata County distress
Nothing here is estimated: Nowata County is scored from filings alone, and its ZIPs average 11/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Nowata County market phase and pricing
The cycle in Nowata County is peak, with values up 1.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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What people ask
Where is distress highest inside Nowata County, OK?
ZIP 74016 leads Nowata County at 27/100, recomputed monthly from public records.
What market phase is Nowata County in?
Nowata County is classified peak with a 1.1% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Nowata County numbers?
Nowata County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 7 ZIPs are comparable to anywhere else.
How much do distress scores vary between Nowata County ZIP codes?
A county average hides the spread. Across the Nowata County ZIPs DLRadar ranks, scores run from 27/100 in 74016 down to 5/100 in 74048, against a Nowata County average of 11/100. With 22 points between best and worst, county-level targeting in Nowata County wastes effort.
What do Nowata County home values and vacancy say about distressed supply?
The typical Nowata County home carries about $146,086 of value against a median household income near $53,413. Vacancy across Nowata County's tracked ZIPs runs 17.5% and the poverty rate is 15.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Nowata County's foreclosure and lien filings and its 83/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.