Oconee County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Oconee County, Georgia? DLRadar grades every Oconee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Oconee County breakdown.
- Oconee County's most distressed ZIP is 30605 at 30/100.
- 8 ZIP codes tracked in Oconee County, averaging 23/100 distress.
- Oconee County reads peak — home values up 0.4% year over year.
- Vacancy runs 5.9% across Oconee County's tracked ZIPs, with a 11.2% poverty rate.
- The typical Oconee County home is worth about $350,650 against a ~$74,436 median income.
- Lending headwind in Oconee County sits at 30/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30605 | 30/100 |
| 2 | 30606 | 29/100 |
| 3 | 30622 | 25/100 |
| 4 | 30677 | 23/100 |
| 5 | 30621 | 21/100 |
| 6 | 30666 | 21/100 |
| 7 | 30680 | 20/100 |
| 8 | 30619 | 18/100 |
Most distressed ZIP codes in Oconee County (composite distress 0-100, 2026)
What is driving Oconee County distress
DLRadar builds Oconee County's distress picture only from records anyone can pull; its ZIPs average 23/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Oconee County market phase and pricing
Oconee County reads peak — home prices rose 0.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Oconee County
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Questions and answers
Which part of Oconee County, GA scores highest for distress?
ZIP 30605 leads Oconee County at 30/100, recomputed monthly from public records.
What market phase is Oconee County in?
FHFA price-index movement places Oconee County in peak; prices are up 0.4% over twelve months.
Which datasets feed the Oconee County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 8 Oconee County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Oconee County ZIP codes?
Averaging the county conceals how uneven it is. Across the Oconee County ZIPs DLRadar ranks, scores run from 30/100 in 30605 down to 18/100 in 30619, against a Oconee County average of 23/100. With 12 points between best and worst, county-level targeting in Oconee County wastes effort.
What do Oconee County home values and vacancy say about distressed supply?
The typical Oconee County home carries about $350,650 of value against a median household income near $74,436. Vacancy across Oconee County's tracked ZIPs runs 5.9% and the poverty rate is 11.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Oconee County's foreclosure and tax-lien record and its 30/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.