Oconee County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Oconee County, GA distress report, 2026: 8 ZIPs scored in Oconee, GA, Oconee, GA average 24/100; the top Oconee, GA ZIP is 30605 at 32/100; Oconee, GA market phase peak, Oconee, GA prices +0.4% year over year.
- Oconee, GA ranks #1,345 nationally (opportunity index); Oconee, GA #100 in Georgia; Oconee, GA index 30.0.
- Oconee, GA: no CFPB county sample; Oconee, GA metro area reading 1.1%.
- Oconee, GA ZIP phases: 8 peak.
- Oconee, GA residential listings tracked: 3 across 3 ZIPs; Oconee, GA candidate listings 1.
- Oconee, GA lenders on watch: 7; largest Oconee, GA footprint Oconee State Bank (2 branches).
- Oconee, GA most distressed ZIP: 30605 at 32/100.
Oconee, GA figures: DLRadar distress index; Oconee, GA inputs: CFPB, FHFA, HUD, FDIC; Oconee, GA rebuilt as sources refresh.
| Rank | Oconee, GA ZIP | Score |
|---|---|---|
| 1 | 30605 | 32/100 |
| 2 | 30606 | 30/100 |
| 3 | 30622 | 26/100 |
| 4 | 30677 | 24/100 |
| 5 | 30666 | 22/100 |
| 6 | 30621 | 21/100 |
| 7 | 30680 | 21/100 |
| 8 | 30619 | 18/100 |
Most distressed Oconee, GA ZIPs (0-100, 2026)
Mortgage delinquency around Oconee, GA
No CFPB county sample covers Oconee, GA; the metro area reading for Oconee, GA (Athens-Clarke County, GA): 1.1% ninety-plus; Oconee, GA area thirty-to-eighty-nine 1.6% (December 2025, Oconee, GA); Georgia overall 1.3%.
Opportunity index: Oconee, GA
Oconee, GA index 30.0, Oconee, GA phase early_signal; Oconee, GA primary driver construction, Oconee, GA second driver bank institutional. Oconee, GA components: property stress 19.0, foreclosure pressure 16.0, listing discounts 36.5, bank stress 53.0, insurance 0.0; Oconee, GA pulse 31.4; Oconee, GA capital opportunity 27.8; Oconee, GA seven-day change +0.8%.
ZIP market phases inside Oconee, GA
8 Oconee, GA ZIPs carry a price-cycle phase; Oconee, GA ZIPs by phase (Oconee, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Oconee, GA): 30680; peak, +1.0% YoY, 0.0% off peak (Oconee, GA): 30666; peak, +0.7% YoY, 0.0% off peak (Oconee, GA): 30621; peak, +0.4% YoY, 0.0% off peak (Oconee, GA): 30622; peak, +0.4% YoY (Oconee, GA): 30605, 30606, 30619; peak, +0.6% YoY (Oconee, GA): 30677.
Residential listings by Oconee, GA ZIP
Oconee, GA ZIPs with the most tracked Oconee, GA residential listings: 30677 2 listings, 0 candidates, bank pressure 60; 30622 1 listings, 1 candidates, bank pressure 55; 30621 0 listings, 0 candidates, bank pressure 54. Oconee, GA totals: 3 listings; Oconee, GA candidates 1; active ZIPs 2.
Lenders with branches in Oconee, GA
Oconee, GA lenders by branch count: Oconee State Bank (Oconee, GA): stress 77, 2 branches low in Oconee, GA; American Pride Bank (Oconee, GA): stress 73, 1 branch low in Oconee, GA; Banksouth (Oconee, GA): stress 58, 1 branch low in Oconee, GA; Vallant Bank (Oconee, GA): stress 56, 1 branch low in Oconee, GA; Commercial Bank (Oconee, GA): stress 44, 1 branch low in Oconee, GA; First American Bank&Trust Co (Oconee, GA): stress 40, 1 branch low in Oconee, GA; Magnolia State Bank (Oconee, GA): stress 32, 1 branch low in Oconee, GA.
Vacancy and permits, Oconee, GA
686 of 15,680 Oconee, GA housing units are vacant; Oconee, GA permits, twelve months: 0 multifamily units in Oconee, GA, 283 one-to-four unit units.
Work Oconee, GA at the parcel level
Every Oconee, GA parcel carries owner and address; every Oconee, GA parcel carries APN; Oconee, GA distress scores sit on the Oconee, GA live board.
Oconee, GA figures refresh with each source.
Oconee, GA questions
Most distressed ZIP code in Oconee County, GA?
ZIP 30605 leads Oconee, GA at 32/100; next in Oconee, GA: 30606 at 30/100; the Oconee, GA average is 24/100.
Where does Oconee County, GA rank for investment opportunity?
Oconee, GA is #1,345 among all ranked counties, #100 in Georgia; the Oconee, GA driver is construction; Oconee, GA moved up 776 places.
How many mortgages are delinquent in Oconee County, GA?
Oconee, GA takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Oconee, GA.
Which banks lend in Oconee County, GA?
7 watched lenders hold Oconee, GA branches; the largest Oconee, GA footprints are Oconee State Bank (2), American Pride Bank (1), Banksouth (1).
More on Oconee, GA
Oconee County, GA distress report: public-record figures for Oconee, GA; not legal advice for Oconee, GA; not tax or investment advice; verify every Oconee, GA record before acting.