Okeechobee County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Okeechobee County, Florida? DLRadar grades every Okeechobee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Okeechobee County breakdown.
- Okeechobee County's most distressed ZIP is 34972 at 32/100.
- 2 ZIP codes tracked in Okeechobee County, averaging 28/100 distress.
- Okeechobee County reads peak — home values up 0.6% year over year.
- Vacancy runs 19.2% across Okeechobee County's tracked ZIPs, with a 19.9% poverty rate.
- The typical Okeechobee County home is worth about $192,050 against a ~$52,107 median income.
- Lending headwind in Okeechobee County sits at 37/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 34972 | 32/100 |
| 2 | 34974 | 24/100 |
Most distressed ZIP codes in Okeechobee County (composite distress 0-100, 2026)
What is driving Okeechobee County distress
Nothing here is estimated: Okeechobee County is scored from filings alone, and its ZIPs average 28/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Okeechobee County market phase and pricing
Okeechobee County reads peak — home prices rose 0.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Okeechobee County
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Frequently asked
What is the most distressed ZIP code in Okeechobee County, FL?
ZIP 34972 leads Okeechobee County at 32/100, recomputed monthly from public records.
Where is Okeechobee County in the housing cycle?
Phase for Okeechobee County: peak, tracking a 0.6% gain year over year, read off the FHFA index.
Which datasets feed the Okeechobee County scores?
Every Okeechobee County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 2 Okeechobee County ZIP codes that it runs on every other U.S. county, so Okeechobee County's numbers are directly comparable to any other market.
How much do distress scores vary between Okeechobee County ZIP codes?
Averaging the county conceals how uneven it is. Across the Okeechobee County ZIPs DLRadar ranks, scores run from 32/100 in 34972 down to 24/100 in 34974, against a Okeechobee County average of 28/100. The 8-point range is the argument for ZIP-level search across Okeechobee County.
What do Okeechobee County home values and vacancy say about distressed supply?
The typical Okeechobee County home carries about $192,050 of value against a median household income near $52,107. Vacancy across Okeechobee County's tracked ZIPs runs 19.2% and the poverty rate is 19.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Okeechobee County's foreclosure and tax-lien record and its 37/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.