Orleans County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Orleans County, NY distress report, 2026: 15 ZIPs scored in Orleans, NY, Orleans, NY average 16/100; the top Orleans, NY ZIP is 14420 at 24/100; Orleans, NY market phase peak, Orleans, NY prices +3.7% year over year.
- Orleans, NY ranks #2,305 nationally (opportunity index); Orleans, NY #43 in New York; Orleans, NY index 26.7.
- Orleans, NY: no CFPB county sample; Orleans, NY metro area reading 1.0%.
- Orleans, NY ZIP phases: 15 peak.
- Orleans, NY residential listings tracked: 5 across 8 ZIPs; Orleans, NY candidate listings 4.
- Orleans, NY HUD assisted properties: 1 with 126 units.
- Orleans, NY lenders on watch: 3; largest Orleans, NY footprint Five Star Bank (2 branches).
- Orleans, NY most distressed ZIP: 14420 at 24/100.
Orleans, NY figures: DLRadar distress index; Orleans, NY inputs: CFPB, FHFA, HUD, FDIC; Orleans, NY rebuilt as sources refresh.
| Rank | Orleans, NY ZIP | Score |
|---|---|---|
| 1 | 14420 | 24/100 |
| 2 | 14464 | 23/100 |
| 3 | 14012 | 21/100 |
| 4 | 14105 | 19/100 |
| 5 | 14125 | 15/100 |
| 6 | 14058 | 14/100 |
| 7 | 14098 | 14/100 |
| 8 | 14103 | 14/100 |
| 9 | 14411 | 14/100 |
| 10 | 14422 | 14/100 |
| 11 | 14477 | 14/100 |
| 12 | 14479 | 14/100 |
Most distressed Orleans, NY ZIPs (0-100, 2026)
Mortgage delinquency around Orleans, NY
No CFPB county sample covers Orleans, NY; the metro area reading for Orleans, NY (Rochester, NY): 1.0% ninety-plus; Orleans, NY area thirty-to-eighty-nine 2.3% (December 2025, Orleans, NY); New York overall 1.0%.
Opportunity index: Orleans, NY
Orleans, NY index 26.7, Orleans, NY phase weak; Orleans, NY primary driver construction, Orleans, NY second driver vacancy. Orleans, NY components: property stress 15.8, foreclosure pressure 13.4, listing discounts 23.3, bank stress 51.1, insurance 0.0; Orleans, NY pulse 29.7; Orleans, NY capital opportunity 22.3; Orleans, NY seven-day change +0.2%.
ZIP market phases inside Orleans, NY
15 Orleans, NY ZIPs carry a price-cycle phase; Orleans, NY ZIPs by phase (Orleans, NY), deepest drawdown first: peak, +4.1% YoY (Orleans, NY): 14012, 14105; peak, +4.7% YoY (Orleans, NY): 14058; peak, +3.7% YoY (Orleans, NY): 14098, 14103, 14411, 14420, Orleans, NY 14464, 14470, 14476, 14477, Orleans, NY 14479, 14571; peak, +4.9% YoY (Orleans, NY): 14125; peak, +4.8% YoY (Orleans, NY): 14422.
Residential listings by Orleans, NY ZIP
Orleans, NY ZIPs with the most tracked Orleans, NY residential listings: 14411 3 listings, 3 candidates, bank pressure 61; 14098 1 listings, 1 candidates, bank pressure 61; 14477 1 listings, 0 candidates, bank pressure 61; 14103 0 listings, 0 candidates, bank pressure 61 (Orleans, NY); 14470 0 listings, 0 candidates, bank pressure 64; 14476 0 listings, 0 candidates, bank pressure 64; 14479 0 listings, 0 candidates, bank pressure 61; 14571 0 listings, 0 candidates, bank pressure 61. Orleans, NY totals: 5 listings; Orleans, NY candidates 4; active ZIPs 3.
HUD assisted housing in Orleans, NY
1 assisted properties with 126 units sit in Orleans, NY; largest Orleans, NY properties: Maple Ridge Estates (Medina) 126 units, 126 assisted.
Lenders with branches in Orleans, NY
Orleans, NY lenders by branch count: Five Star Bank (Orleans, NY): stress 59, 2 branches low in Orleans, NY; Tompkins Community Bank (Orleans, NY): stress 65, 1 branch low in Orleans, NY; Manufacturers&Traders Tr Co (Orleans, NY): stress 52, 1 branch low in Orleans, NY.
Vacancy and permits, Orleans, NY
2,106 of 18,326 Orleans, NY housing units are vacant; Orleans, NY permits, twelve months: 3 multifamily units in Orleans, NY, 24 one-to-four unit units.
Work Orleans, NY at the parcel level
Every Orleans, NY parcel carries owner and address; every Orleans, NY parcel carries APN; Orleans, NY distress scores sit on the Orleans, NY live board.
Orleans, NY figures refresh with each source.
Orleans, NY questions
Most distressed ZIP code in Orleans County, NY?
ZIP 14420 leads Orleans, NY at 24/100; next in Orleans, NY: 14464 at 23/100; the Orleans, NY average is 16/100.
Where does Orleans County, NY rank for investment opportunity?
Orleans, NY is #2,305 among all ranked counties, #43 in New York; the Orleans, NY driver is construction; Orleans, NY moved up 70 places.
How many mortgages are delinquent in Orleans County, NY?
Orleans, NY takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Orleans, NY.
Which banks lend in Orleans County, NY?
3 watched lenders hold Orleans, NY branches; the largest Orleans, NY footprints are Five Star Bank (2), Tompkins Community Bank (1), Manufacturers&Traders Tr Co (1).
More on Orleans, NY
Orleans County, NY distress report: public-record figures for Orleans, NY; not legal advice for Orleans, NY; not tax or investment advice; verify every Orleans, NY record before acting.