Otero County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Otero County, New Mexico? DLRadar grades every Otero County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Otero County breakdown.
- Otero County's most distressed ZIP is 88339 at 32/100.
- 18 ZIP codes tracked in Otero County, averaging 31/100 distress.
- Otero County reads peak — home values up 1.9% year over year.
- Vacancy runs 43.7% across Otero County's tracked ZIPs, with a 18.5% poverty rate.
- The typical Otero County home is worth about $168,363 against a ~$52,265 median income.
- Lending headwind in Otero County sits at 24/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 88339 | 32/100 |
| 2 | 88310 | 31/100 |
| 3 | 88311 | 31/100 |
| 4 | 88314 | 31/100 |
| 5 | 88317 | 31/100 |
| 6 | 88325 | 31/100 |
| 7 | 88330 | 31/100 |
| 8 | 88337 | 31/100 |
| 9 | 88340 | 31/100 |
| 10 | 88342 | 31/100 |
| 11 | 88344 | 31/100 |
| 12 | 88347 | 31/100 |
Most distressed ZIP codes in Otero County (composite distress 0-100, 2026)
What is driving Otero County distress
Otero County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 31/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Otero County market phase and pricing
The cycle in Otero County is peak, with values up 1.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Otero County
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Common questions
What is the hardest-hit ZIP in Otero County?
ZIP 88339 leads Otero County at 32/100, recomputed monthly from public records.
What stage of the price cycle is Otero County at?
FHFA price-index movement places Otero County in peak; prices are up 1.9% over twelve months.
Can the Otero County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 18 Otero County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Otero County ZIP codes?
The county figure is a blend, not a description. Across the Otero County ZIPs DLRadar ranks, scores run from 32/100 in 88339 down to 31/100 in 88347, against a Otero County average of 31/100. That 1-point gap is why acquisition targeting in Otero County works at ZIP level rather than county level.
What do Otero County home values and vacancy say about distressed supply?
The typical Otero County home carries about $168,363 of value against a median household income near $52,265. Vacancy across Otero County's tracked ZIPs runs 43.7% and the poverty rate is 18.5%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Otero County's foreclosure and lien data and its 24/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.