Otero County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Otero County, NM distress report, 2026: 18 ZIPs scored in Otero, NM, Otero, NM average 32/100; the top Otero, NM ZIP is 88310 at 33/100; Otero, NM market phase peak, Otero, NM prices +1.9% year over year.
- Otero, NM ranks #227 nationally (opportunity index); Otero, NM #2 in New Mexico; Otero, NM index 35.6.
- Otero, NM: no CFPB county sample; Otero, NM state reading 1.1%.
- Otero, NM ZIP phases: 18 peak.
- Otero, NM residential listings tracked: 37 across 17 ZIPs; Otero, NM candidate listings 15.
- Otero, NM HUD assisted properties: 4 with 402 units.
- Otero, NM lenders on watch: 3; largest Otero, NM footprint First National Bank (4 branches).
- Otero, NM most distressed ZIP: 88310 at 33/100.
Otero, NM figures: DLRadar distress index; Otero, NM inputs: CFPB, FHFA, HUD, FDIC; Otero, NM rebuilt as sources refresh.
| Rank | Otero, NM ZIP | Score |
|---|---|---|
| 1 | 88310 | 33/100 |
| 2 | 88311 | 33/100 |
| 3 | 88314 | 33/100 |
| 4 | 88317 | 33/100 |
| 5 | 88325 | 33/100 |
| 6 | 88330 | 33/100 |
| 7 | 88337 | 33/100 |
| 8 | 88340 | 33/100 |
| 9 | 88342 | 33/100 |
| 10 | 88347 | 33/100 |
| 11 | 88349 | 33/100 |
| 12 | 88350 | 33/100 |
Most distressed Otero, NM ZIPs (0-100, 2026)
Mortgage delinquency around Otero, NM
No CFPB county sample covers Otero, NM; the state reading for Otero, NM: 1.1% ninety-plus; Otero, NM area thirty-to-eighty-nine 2.4% (December 2025, Otero, NM).
Opportunity index: Otero, NM
Otero, NM index 35.6, Otero, NM phase peak_opportunity; Otero, NM primary driver vacancy, Otero, NM second driver construction. Otero, NM components: property stress 25.7, foreclosure pressure 26.5, listing discounts 35.5, bank stress 50.1, insurance 0.0; Otero, NM pulse 39.7; Otero, NM capital opportunity 29.4; Otero, NM seven-day change +0.1%.
ZIP market phases inside Otero, NM
18 Otero, NM ZIPs carry a price-cycle phase; Otero, NM ZIPs by phase (Otero, NM), deepest drawdown first: peak, +1.7% YoY, 0.0% off peak (Otero, NM): 88081; peak, +1.9% YoY (Otero, NM): 79837, 88310, 88311, 88314, Otero, NM 88317, 88325, 88330, 88337, Otero, NM 88339, 88340, 88342, 88344, Otero, NM 88347, 88349, 88350.
Residential listings by Otero, NM ZIP
Otero, NM ZIPs with the most tracked Otero, NM residential listings: 88081 12 listings, 6 candidates, bank pressure 56; 88317 10 listings, 7 candidates, bank pressure 54; 88350 7 listings, 0 candidates, bank pressure 54; 88310 4 listings, 2 candidates, bank pressure 54 (Otero, NM); 88352 2 listings, 0 candidates, bank pressure 54; 88325 1 listings, 0 candidates, bank pressure 54; 88354 1 listings, 0 candidates, bank pressure 54; 79837 0 listings, 0 candidates, bank pressure 55. Otero, NM totals: 37 listings; Otero, NM candidates 15; active ZIPs 4.
HUD assisted housing in Otero, NM
4 assisted properties with 402 units sit in Otero, NM; largest Otero, NM properties: Las Ventanas (Alamogordo) 280 units; Azotea Senior Apartment Homes (Alamogordo) 60 units; Otero Village Apts-Risk Share (Alamogordo) 40 units in Otero, NM; Villa De Tularosa Senior Housing (202/8 Dl) (Tularosa) 22 units, 22 assisted.
Lenders with branches in Otero, NM
Otero, NM lenders by branch count: First National Bank (Otero, NM): stress 80, 4 branches low in Otero, NM; First American Bank (Otero, NM): stress 39, 1 branch low in Otero, NM; Pioneer Bank (Otero, NM): stress 37, 1 branch low in Otero, NM.
Vacancy and permits, Otero, NM
8,165 of 32,645 Otero, NM housing units are vacant; Otero, NM permits, twelve months: 0 multifamily units in Otero, NM, 5 one-to-four unit units.
Work Otero, NM at the parcel level
Every Otero, NM parcel carries owner and address; every Otero, NM parcel carries APN; Otero, NM distress scores sit on the Otero, NM live board.
Otero, NM figures refresh with each source.
Otero, NM questions
Most distressed ZIP code in Otero County, NM?
ZIP 88310 leads Otero, NM at 33/100; next in Otero, NM: 88311 at 33/100; the Otero, NM average is 32/100.
Where does Otero County, NM rank for investment opportunity?
Otero, NM is #227 among all ranked counties, #2 in New Mexico; the Otero, NM driver is vacancy; Otero, NM moved up 72 places.
How many mortgages are delinquent in Otero County, NM?
Otero, NM takes the state reading of 1.1% for December 2025; no CFPB county sample covers Otero, NM.
Which banks lend in Otero County, NM?
3 watched lenders hold Otero, NM branches; the largest Otero, NM footprints are First National Bank (4), First American Bank (1), Pioneer Bank (1).
More on Otero, NM
Otero County, NM distress report: public-record figures for Otero, NM; not legal advice for Otero, NM; not tax or investment advice; verify every Otero, NM record before acting.