Otoe County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Otoe County, Nebraska? DLRadar grades every Otoe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Otoe County breakdown.
- Otoe County's most distressed ZIP is 68317 at 28/100.
- 20 ZIP codes tracked in Otoe County, averaging 13/100 distress.
- Otoe County reads peak — home values up 3.3% year over year.
- Vacancy runs 12.3% across Otoe County's tracked ZIPs, with a 9.1% poverty rate.
- The typical Otoe County home is worth about $199,367 against a ~$83,311 median income.
- Lending headwind in Otoe County sits at 51/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 68317 | 28/100 |
| 2 | 68455 | 23/100 |
| 3 | 68413 | 22/100 |
| 4 | 68347 | 19/100 |
| 5 | 68421 | 19/100 |
| 6 | 68301 | 18/100 |
| 7 | 68307 | 18/100 |
| 8 | 68379 | 10/100 |
| 9 | 68418 | 10/100 |
| 10 | 68448 | 10/100 |
| 11 | 68454 | 10/100 |
| 12 | 68324 | 9/100 |
Most distressed ZIP codes in Otoe County (composite distress 0-100, 2026)
What is driving Otoe County distress
Otoe County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 13/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Otoe County market phase and pricing
The cycle in Otoe County is peak, with values up 3.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Otoe County
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Questions about this county
Which part of Otoe County, NE scores highest for distress?
ZIP 68317 leads Otoe County at 28/100, recomputed monthly from public records.
Where is Otoe County in the housing cycle?
FHFA price-index movement places Otoe County in peak; prices are up 3.3% over twelve months.
Which datasets feed the Otoe County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 20 ZIP codes in Otoe County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Otoe County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Otoe County ZIPs DLRadar ranks, scores run from 28/100 in 68317 down to 9/100 in 68324, against a Otoe County average of 13/100. The 19-point range is the argument for ZIP-level search across Otoe County.
What do Otoe County home values and vacancy say about distressed supply?
The typical Otoe County home carries about $199,367 of value against a median household income near $83,311. Vacancy across Otoe County's tracked ZIPs runs 12.3% and the poverty rate is 9.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Otoe County's filings and its 51/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.