Otoe County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Otoe County, NE distress report, 2026: 20 ZIPs scored in Otoe, NE, Otoe, NE average 13/100; the top Otoe, NE ZIP is 68317 at 27/100; Otoe, NE market phase peak, Otoe, NE prices +3.3% year over year.
- Otoe, NE ranks #3,141 nationally (opportunity index); Otoe, NE #89 in Nebraska; Otoe, NE index 21.6.
- Otoe, NE: no CFPB county sample; Otoe, NE non-metro area reading 0.8%.
- Otoe, NE ZIP phases: 17 peak, 3 neutral.
- Otoe, NE residential listings tracked: 5 across 11 ZIPs; Otoe, NE candidate listings 0.
- Otoe, NE lenders on watch: 8; largest Otoe, NE footprint Countryside Bank (3 branches).
- Otoe, NE most distressed ZIP: 68317 at 27/100.
Otoe, NE figures: DLRadar distress index; Otoe, NE inputs: CFPB, FHFA, HUD, FDIC; Otoe, NE rebuilt as sources refresh.
| Rank | Otoe, NE ZIP | Score |
|---|---|---|
| 1 | 68317 | 27/100 |
| 2 | 68455 | 20/100 |
| 3 | 68413 | 19/100 |
| 4 | 68421 | 19/100 |
| 5 | 68301 | 18/100 |
| 6 | 68347 | 17/100 |
| 7 | 68307 | 16/100 |
| 8 | 68443 | 11/100 |
| 9 | 68379 | 10/100 |
| 10 | 68418 | 10/100 |
| 11 | 68448 | 10/100 |
| 12 | 68454 | 10/100 |
Most distressed Otoe, NE ZIPs (0-100, 2026)
Mortgage delinquency around Otoe, NE
No CFPB county sample covers Otoe, NE; the non-metro area reading for Otoe, NE: 0.8% ninety-plus; Otoe, NE area thirty-to-eighty-nine 2.1% (December 2025, Otoe, NE); Nebraska overall 0.6%.
Opportunity index: Otoe, NE
Otoe, NE index 21.6, Otoe, NE phase weak; Otoe, NE primary driver bank institutional, Otoe, NE second driver construction. Otoe, NE components: property stress 10.3, foreclosure pressure 9.4, listing discounts 5.2, bank stress 58.4, insurance 0.0; Otoe, NE pulse 27.7; Otoe, NE capital opportunity 12.5; Otoe, NE seven-day change -0.1%.
ZIP market phases inside Otoe, NE
20 Otoe, NE ZIPs carry a price-cycle phase; Otoe, NE ZIPs by phase (Otoe, NE), deepest drawdown first: peak, +2.9% YoY (Otoe, NE): 68301; peak, +3.6% YoY (Otoe, NE): 68307; peak, +2.3% YoY (Otoe, NE): 68317; peak, +3.3% YoY (Otoe, NE): 68324, 68329, 68344, 68346, Otoe, NE 68379, 68382, 68410, 68417, Otoe, NE 68418, 68421, 68443; neutral, +3.6% YoY (Otoe, NE): 68347; neutral, +3.7% YoY (Otoe, NE): 68413.
Residential listings by Otoe, NE ZIP
Otoe, NE ZIPs with the most tracked Otoe, NE residential listings: 68418 3 listings, 0 candidates, bank pressure 65; 68344 1 listings, 0 candidates, bank pressure 64; 68410 1 listings, 0 candidates, bank pressure 64; 68324 0 listings, 0 candidates, bank pressure 62 (Otoe, NE); 68346 0 listings, 0 candidates, bank pressure 64; 68379 0 listings, 0 candidates, bank pressure 62; 68382 0 listings, 0 candidates, bank pressure 64; 68417 0 listings, 0 candidates, bank pressure 64. Otoe, NE totals: 5 listings; Otoe, NE candidates 0; active ZIPs 3.
Lenders with branches in Otoe, NE
Otoe, NE lenders by branch count: Countryside Bank (Otoe, NE): stress 45, 3 branches low in Otoe, NE; Farmers&Merchants Bank (Otoe, NE): stress 79, 1 branch low in Otoe, NE; Arbor Bank (Otoe, NE): stress 72, 1 branch low in Otoe, NE; First Nebraska Bank (Otoe, NE): stress 65, 1 branch low in Otoe, NE; Western National Bank (Otoe, NE): stress 62, 1 branch low in Otoe, NE; Firstbank Of Nebraska (Otoe, NE): stress 56, 1 branch low in Otoe, NE; Commercial State Bank (Otoe, NE): stress 56, 1 branch low in Otoe, NE; Riverstone Bank (Otoe, NE): stress 53, 1 branch low in Otoe, NE.
Vacancy and permits, Otoe, NE
616 of 6,999 Otoe, NE housing units are vacant; Otoe, NE permits, twelve months: 0 multifamily units in Otoe, NE, 33 one-to-four unit units.
Work Otoe, NE at the parcel level
Every Otoe, NE parcel carries owner and address; every Otoe, NE parcel carries APN; Otoe, NE distress scores sit on the Otoe, NE live board.
Otoe, NE figures refresh with each source.
Otoe, NE questions
Most distressed ZIP code in Otoe County, NE?
ZIP 68317 leads Otoe, NE at 27/100; next in Otoe, NE: 68455 at 20/100; the Otoe, NE average is 13/100.
Where does Otoe County, NE rank for investment opportunity?
Otoe, NE is #3,141 among all ranked counties, #89 in Nebraska; the Otoe, NE driver is bank institutional; Otoe, NE moved down 397 places.
How many mortgages are delinquent in Otoe County, NE?
Otoe, NE takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Otoe, NE.
Which banks lend in Otoe County, NE?
8 watched lenders hold Otoe, NE branches; the largest Otoe, NE footprints are Countryside Bank (3), Farmers&Merchants Bank (1), Arbor Bank (1).
More on Otoe, NE
Otoe County, NE distress report: public-record figures for Otoe, NE; not legal advice for Otoe, NE; not tax or investment advice; verify every Otoe, NE record before acting.