Overton County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Overton County, Tennessee? DLRadar grades every Overton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Overton County breakdown.
- Overton County's most distressed ZIP is 38501 at 18/100.
- 12 ZIP codes tracked in Overton County, averaging 12/100 distress.
- Overton County reads peak — home values up 2.0% year over year.
- Vacancy runs 15.2% across Overton County's tracked ZIPs, with a 16.9% poverty rate.
- The typical Overton County home is worth about $212,327 against a ~$53,174 median income.
- Lending headwind in Overton County sits at 17/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38501 | 18/100 |
| 2 | 38506 | 17/100 |
| 3 | 38574 | 16/100 |
| 4 | 38541 | 12/100 |
| 5 | 38568 | 12/100 |
| 6 | 38542 | 10/100 |
| 7 | 38554 | 10/100 |
| 8 | 38570 | 10/100 |
| 9 | 38580 | 10/100 |
| 10 | 38543 | 9/100 |
| 11 | 38573 | 9/100 |
| 12 | 38589 | 8/100 |
Most distressed ZIP codes in Overton County (composite distress 0-100, 2026)
What is driving Overton County distress
Overton County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Overton County market phase and pricing
Phase for Overton County: peak (+2.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Overton County
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Questions about this county
Where is distress highest inside Overton County, TN?
ZIP 38501 leads Overton County at 18/100, recomputed monthly from public records.
What market phase is Overton County in?
Overton County is classified peak with a 2.0% year-over-year increase, following the FHFA House Price Index.
Can the Overton County figures be verified?
Overton County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 12 ZIPs are comparable to anywhere else.
How much do distress scores vary between Overton County ZIP codes?
A single county score papers over real variation. Across the Overton County ZIPs DLRadar ranks, scores run from 18/100 in 38501 down to 8/100 in 38589, against a Overton County average of 12/100. That 10-point gap is why acquisition targeting in Overton County works at ZIP level rather than county level.
What do Overton County home values and vacancy say about distressed supply?
The typical Overton County home carries about $212,327 of value against a median household income near $53,174. Vacancy across Overton County's tracked ZIPs runs 15.2% and the poverty rate is 16.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Overton County's foreclosure and tax-lien filings and its 17/100 lending headwind.
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A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.