Overton County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Overton County, TN distress report, 2026: 12 ZIPs scored in Overton, TN, Overton, TN average 12/100; the top Overton, TN ZIP is 38501 at 22/100; Overton, TN market phase peak, Overton, TN prices +2.0% year over year.
- Overton, TN ranks #2,362 nationally (opportunity index); Overton, TN #74 in Tennessee; Overton, TN index 26.4.
- Overton, TN: no CFPB county sample; Overton, TN non-metro area reading 1.3%.
- Overton, TN ZIP phases: 12 peak.
- Overton, TN residential listings tracked: 13 across 8 ZIPs; Overton, TN candidate listings 5.
- Overton, TN HUD assisted properties: 2 with 39 units.
- Overton, TN lenders on watch: 5; largest Overton, TN footprint First Nb Of Tennessee (2 branches).
- Overton, TN most distressed ZIP: 38501 at 22/100.
Overton, TN figures: DLRadar distress index; Overton, TN inputs: CFPB, FHFA, HUD, FDIC; Overton, TN rebuilt as sources refresh.
| Rank | Overton, TN ZIP | Score |
|---|---|---|
| 1 | 38501 | 22/100 |
| 2 | 38506 | 21/100 |
| 3 | 38574 | 19/100 |
| 4 | 38541 | 12/100 |
| 5 | 38568 | 11/100 |
| 6 | 38573 | 9/100 |
| 7 | 38542 | 8/100 |
| 8 | 38543 | 8/100 |
| 9 | 38554 | 8/100 |
| 10 | 38570 | 8/100 |
| 11 | 38580 | 8/100 |
| 12 | 38589 | 8/100 |
Most distressed Overton, TN ZIPs (0-100, 2026)
Mortgage delinquency around Overton, TN
No CFPB county sample covers Overton, TN; the non-metro area reading for Overton, TN: 1.3% ninety-plus; Overton, TN area thirty-to-eighty-nine 3.3% (December 2025, Overton, TN); Tennessee overall 0.9%.
Opportunity index: Overton, TN
Overton, TN index 26.4, Overton, TN phase weak; Overton, TN primary driver vacancy, Overton, TN second driver bank institutional. Overton, TN components: property stress 19.9, foreclosure pressure 21.5, listing discounts 23.6, bank stress 46.8, insurance 0.0; Overton, TN pulse 27.9; Overton, TN capital opportunity 24.1; Overton, TN seven-day change +0.2%.
ZIP market phases inside Overton, TN
12 Overton, TN ZIPs carry a price-cycle phase; Overton, TN ZIPs by phase (Overton, TN), deepest drawdown first: peak, +2.0% YoY (Overton, TN): 38501, 38506, 38542, 38554, Overton, TN 38570, 38580; peak, +2.5% YoY (Overton, TN): 38541; peak, +2.1% YoY (Overton, TN): 38543, 38574; peak, +2.3% YoY (Overton, TN): 38568, 38573; peak, +2.8% YoY (Overton, TN): 38589.
Residential listings by Overton, TN ZIP
Overton, TN ZIPs with the most tracked Overton, TN residential listings: 38568 6 listings, 2 candidates, bank pressure 57; 38570 4 listings, 0 candidates, bank pressure 53; 38573 3 listings, 3 candidates, bank pressure 62; 38541 0 listings, 0 candidates, bank pressure 58 (Overton, TN); 38542 0 listings, 0 candidates, bank pressure 53; 38543 0 listings, 0 candidates, bank pressure 59; 38554 0 listings, 0 candidates, bank pressure 53; 38580 0 listings, 0 candidates, bank pressure 53. Overton, TN totals: 13 listings; Overton, TN candidates 5; active ZIPs 1.
HUD assisted housing in Overton, TN
2 assisted properties with 39 units sit in Overton, TN; largest Overton, TN properties: Holly Hills Apartments (Livingston) 24 units, 24 assisted; Mountain Grove Apartments (Livingston) 15 units, 15 assisted.
Lenders with branches in Overton, TN
Overton, TN lenders by branch count: First Nb Of Tennessee (Overton, TN): stress 43, 2 branches low in Overton, TN; Wellworth Bank (Overton, TN): stress 65, 1 branch low in Overton, TN; Peoples B&T Co Pickett Cnty (Overton, TN): stress 65, 1 branch low in Overton, TN; One Bank Of Tennessee (Overton, TN): stress 52, 1 branch low in Overton, TN; Union Bank&Trust Co (Overton, TN): stress 41, 1 branch low in Overton, TN.
Vacancy and permits, Overton, TN
1,335 of 10,406 Overton, TN housing units are vacant; Overton, TN permits, twelve months: 0 multifamily units in Overton, TN, 17 one-to-four unit units.
Work Overton, TN at the parcel level
Every Overton, TN parcel carries owner and address; every Overton, TN parcel carries APN; Overton, TN distress scores sit on the Overton, TN live board.
Overton, TN figures refresh with each source.
Overton, TN questions
Most distressed ZIP code in Overton County, TN?
ZIP 38501 leads Overton, TN at 22/100; next in Overton, TN: 38506 at 21/100; the Overton, TN average is 12/100.
Where does Overton County, TN rank for investment opportunity?
Overton, TN is #2,362 among all ranked counties, #74 in Tennessee; the Overton, TN driver is vacancy; Overton, TN moved up 334 places.
How many mortgages are delinquent in Overton County, TN?
Overton, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Overton, TN.
Which banks lend in Overton County, TN?
5 watched lenders hold Overton, TN branches; the largest Overton, TN footprints are First Nb Of Tennessee (2), Wellworth Bank (1), Peoples B&T Co Pickett Cnty (1).
More on Overton, TN
Overton County, TN distress report: public-record figures for Overton, TN; not legal advice for Overton, TN; not tax or investment advice; verify every Overton, TN record before acting.