Ozark County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ozark County, Missouri? DLRadar grades every Ozark County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Ozark County breakdown.
- Ozark County's most distressed ZIP is 65790 at 29/100.
- 21 ZIP codes tracked in Ozark County, averaging 15/100 distress.
- Ozark County reads peak — home values up 4.4% year over year.
- Vacancy runs 26.2% across Ozark County's tracked ZIPs, with a 21.1% poverty rate.
- The typical Ozark County home is worth about $163,527 against a ~$46,106 median income.
- Lending headwind in Ozark County sits at 20/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 65790 | 29/100 |
| 2 | 65626 | 28/100 |
| 3 | 65609 | 25/100 |
| 4 | 65637 | 19/100 |
| 5 | 65733 | 18/100 |
| 6 | 65729 | 16/100 |
| 7 | 65638 | 15/100 |
| 8 | 65755 | 15/100 |
| 9 | 65761 | 15/100 |
| 10 | 65618 | 12/100 |
| 11 | 65655 | 12/100 |
| 12 | 65666 | 12/100 |
Most distressed ZIP codes in Ozark County (composite distress 0-100, 2026)
What is driving Ozark County distress
Nothing here is estimated: Ozark County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Ozark County market phase and pricing
Ozark County reads peak — home prices rose 4.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Ozark County
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Questions about this county
Where is distress highest inside Ozark County, MO?
ZIP 65790 leads Ozark County at 29/100, recomputed monthly from public records.
Is Ozark County expanding or contracting?
The market phase for Ozark County is peak, prices rising 4.4% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Ozark County numbers?
Ozark County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 21 ZIPs are comparable to anywhere else.
How much do distress scores vary between Ozark County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Ozark County ZIPs DLRadar ranks, scores run from 29/100 in 65790 down to 12/100 in 65666, against a Ozark County average of 15/100. Because the gap runs to 17 points, Ozark County rewards ZIP-level precision.
What do Ozark County home values and vacancy say about distressed supply?
The typical Ozark County home carries about $163,527 of value against a median household income near $46,106. Vacancy across Ozark County's tracked ZIPs runs 26.2% and the poverty rate is 21.1%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Ozark County's foreclosure and tax-lien filings and its 20/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.