Park County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Park County, Colorado? DLRadar grades every Park County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Park County breakdown.
- Park County's most distressed ZIP is 80470 at 25/100.
- 12 ZIP codes tracked in Park County, averaging 11/100 distress.
- Park County reads contraction — home values down 1.0% year over year, 1.2% off peak.
- Vacancy runs 50.5% across Park County's tracked ZIPs, with a 14.2% poverty rate.
- The typical Park County home is worth about $506,560 against a ~$94,984 median income.
- Lending headwind in Park County sits at 31/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 80470 | 25/100 |
| 2 | 80816 | 12/100 |
| 3 | 80421 | 10/100 |
| 4 | 80827 | 10/100 |
| 5 | 80420 | 9/100 |
| 6 | 80432 | 9/100 |
| 7 | 80440 | 9/100 |
| 8 | 80448 | 9/100 |
| 9 | 80449 | 9/100 |
| 10 | 80456 | 9/100 |
| 11 | 80475 | 9/100 |
| 12 | 80820 | 9/100 |
Most distressed ZIP codes in Park County (composite distress 0-100, 2026)
What is driving Park County distress
Nothing here is estimated: Park County is scored from filings alone, and its ZIPs average 11/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Park County market phase and pricing
Park County currently sits in contraction after a 1.0% decline in the past twelve months, 1.2% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Frequently asked questions
Where is distress highest inside Park County, CO?
ZIP 80470 leads Park County at 25/100, recomputed monthly from public records.
Which phase does Park County sit in right now?
The market phase for Park County is contraction, prices falling 1.0% on the year — derived from the FHFA House Price Index path.
Where does the Park County data come from?
Every Park County figure traces to a public source — FHFA House Price Index for the contraction trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 12 Park County ZIP codes that it runs on every other U.S. county, so Park County's numbers are directly comparable to any other market.
How much do distress scores vary between Park County ZIP codes?
A county average hides the spread. Across the Park County ZIPs DLRadar ranks, scores run from 25/100 in 80470 down to 9/100 in 80820, against a Park County average of 11/100. A spread of 16 points means Park County has to be worked ZIP by ZIP.
What do Park County home values and vacancy say about distressed supply?
The typical Park County home carries about $506,560 of value against a median household income near $94,984. Vacancy across Park County's tracked ZIPs runs 50.5% and the poverty rate is 14.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Park County's foreclosure and lien filings and its 31/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.