Pearl River County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Pearl River County, Mississippi? DLRadar grades every Pearl River County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Pearl River County breakdown.
- Pearl River County's most distressed ZIP is 39466 at 27/100.
- 5 ZIP codes tracked in Pearl River County, averaging 24/100 distress.
- Pearl River County reads peak — home values up 3.6% year over year.
- Vacancy runs 14.6% across Pearl River County's tracked ZIPs, with a 14.5% poverty rate.
- The typical Pearl River County home is worth about $174,400 against a ~$58,519 median income.
- Lending headwind in Pearl River County sits at 0/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39466 | 27/100 |
| 2 | 39426 | 26/100 |
| 3 | 39470 | 26/100 |
| 4 | 39455 | 22/100 |
| 5 | 39573 | 20/100 |
Most distressed ZIP codes in Pearl River County (composite distress 0-100, 2026)
What is driving Pearl River County distress
Pearl River County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 24/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Pearl River County market phase and pricing
The cycle in Pearl River County is peak, with values up 3.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Pearl River County
The Pearl River County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
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Frequently asked questions
Which Pearl River County ZIP scores worst for distress?
ZIP 39466 leads Pearl River County at 27/100, recomputed monthly from public records.
Where is Pearl River County in the housing cycle?
Phase for Pearl River County: peak, tracking a 3.6% gain year over year, read off the FHFA index.
How is the Pearl River County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 5 Pearl River County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Pearl River County ZIP codes?
Averaging the county conceals how uneven it is. Across the Pearl River County ZIPs DLRadar ranks, scores run from 27/100 in 39466 down to 20/100 in 39573, against a Pearl River County average of 24/100. That 7-point gap is why acquisition targeting in Pearl River County works at ZIP level rather than county level.
What do Pearl River County home values and vacancy say about distressed supply?
The typical Pearl River County home carries about $174,400 of value against a median household income near $58,519. Vacancy across Pearl River County's tracked ZIPs runs 14.6% and the poverty rate is 14.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Pearl River County's foreclosure and tax-lien filings and its 0/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.