Pearl River County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pearl River County, MS distress report, 2026: 5 ZIPs scored in Pearl River, MS, Pearl River, MS average 27/100; the top Pearl River, MS ZIP is 39466 at 29/100; Pearl River, MS market phase peak, Pearl River, MS prices +3.6% year over year.
- Pearl River, MS ranks #554 nationally (opportunity index); Pearl River, MS #13 in Mississippi; Pearl River, MS index 33.1.
- Pearl River, MS: no CFPB county sample; Pearl River, MS non-metro area reading 1.8%.
- Pearl River, MS ZIP phases: 3 neutral, 2 peak.
- Pearl River, MS residential listings tracked: 47 across 3 ZIPs; Pearl River, MS candidate listings 31.
- Pearl River, MS HUD assisted properties: 3 with 36 units.
- Pearl River, MS lenders on watch: 5; largest Pearl River, MS footprint Fnb Picayune Bank (5 branches).
- Pearl River, MS most distressed ZIP: 39466 at 29/100.
Pearl River, MS figures: DLRadar distress index; Pearl River, MS inputs: CFPB, FHFA, HUD, FDIC; Pearl River, MS rebuilt as sources refresh.
| Rank | Pearl River, MS ZIP | Score |
|---|---|---|
| 1 | 39466 | 29/100 |
| 2 | 39426 | 28/100 |
| 3 | 39470 | 28/100 |
| 4 | 39455 | 25/100 |
| 5 | 39573 | 25/100 |
Most distressed Pearl River, MS ZIPs (0-100, 2026)
Mortgage delinquency around Pearl River, MS
No CFPB county sample covers Pearl River, MS; the non-metro area reading for Pearl River, MS: 1.8% ninety-plus; Pearl River, MS area thirty-to-eighty-nine 5.9% (December 2025, Pearl River, MS); Mississippi overall 1.8%.
Opportunity index: Pearl River, MS
Pearl River, MS index 33.1, Pearl River, MS phase peak_opportunity; Pearl River, MS primary driver vacancy, Pearl River, MS second driver bank institutional. Pearl River, MS components: property stress 21.8, foreclosure pressure 21.6, listing discounts 45.6, bank stress 56.4, insurance 0.0; Pearl River, MS pulse 34.3; Pearl River, MS capital opportunity 31.4; Pearl River, MS seven-day change +0.3%.
ZIP market phases inside Pearl River, MS
5 Pearl River, MS ZIPs carry a price-cycle phase; Pearl River, MS ZIPs by phase (Pearl River, MS), deepest drawdown first: neutral, +3.9% YoY, 1.5% off peak (Pearl River, MS): 39455; neutral, +4.6% YoY, 0.3% off peak (Pearl River, MS): 39573; neutral, +4.0% YoY, 0.1% off peak (Pearl River, MS): 39466; peak, +3.7% YoY, 0.0% off peak (Pearl River, MS): 39426; peak, +3.6% YoY, 0.0% off peak (Pearl River, MS): 39470.
Residential listings by Pearl River, MS ZIP
Pearl River, MS ZIPs with the most tracked Pearl River, MS residential listings: 39470 26 listings, 18 candidates, bank pressure 54; 39466 17 listings, 10 candidates, bank pressure 54; 39426 4 listings, 3 candidates, bank pressure 54. Pearl River, MS totals: 47 listings; Pearl River, MS candidates 31; active ZIPs 0.
HUD assisted housing in Pearl River, MS
3 assisted properties with 36 units sit in Pearl River, MS; largest Pearl River, MS properties: Bridgeway Apartments (Picayune) 12 units, 12 assisted; Bridgeway Apartments, Phase Ii (Picayune) 12 units, 11 assisted; Picayune Voa Senior Housing, Inc. (Picayune) 12 units, 12 assisted in Pearl River, MS.
Lenders with branches in Pearl River, MS
Pearl River, MS lenders by branch count: Fnb Picayune Bank (Pearl River, MS): stress 25, 5 branches low in Pearl River, MS; Hancock Whitney Bank (Pearl River, MS): stress 64, 2 branches low in Pearl River, MS; Bankplus (Pearl River, MS): stress 61, 2 branches low in Pearl River, MS; First Southern Bank (Pearl River, MS): stress 53, 1 branch low in Pearl River, MS; Renasant Bank (Pearl River, MS): stress 43, 1 branch low in Pearl River, MS.
Vacancy and permits, Pearl River, MS
3,562 of 25,442 Pearl River, MS housing units are vacant; Pearl River, MS permits, twelve months: 0 multifamily units in Pearl River, MS, 412 one-to-four unit units.
Work Pearl River, MS at the parcel level
Every Pearl River, MS parcel carries owner and address; every Pearl River, MS parcel carries APN; Pearl River, MS distress scores sit on the Pearl River, MS live board.
Pearl River, MS figures refresh with each source.
Pearl River, MS questions
Most distressed ZIP code in Pearl River County, MS?
ZIP 39466 leads Pearl River, MS at 29/100; next in Pearl River, MS: 39426 at 28/100; the Pearl River, MS average is 27/100.
Where does Pearl River County, MS rank for investment opportunity?
Pearl River, MS is #554 among all ranked counties, #13 in Mississippi; the Pearl River, MS driver is vacancy; Pearl River, MS moved up 728 places.
How many mortgages are delinquent in Pearl River County, MS?
Pearl River, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Pearl River, MS.
Which banks lend in Pearl River County, MS?
5 watched lenders hold Pearl River, MS branches; the largest Pearl River, MS footprints are Fnb Picayune Bank (5), Hancock Whitney Bank (2), Bankplus (2).
More on Pearl River, MS
Pearl River County, MS distress report: public-record figures for Pearl River, MS; not legal advice for Pearl River, MS; not tax or investment advice; verify every Pearl River, MS record before acting.