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Pearl River County, MS: Foreclosures, Tax Liens & Distressed Properties

Pearl River County, MS, Mississippi: 5 ZIP codes scored, Pearl River County, MS averaging 27/100 (low, Pearl River, MS), from 25 to 29. Pearl River County, MS is in its peak phase (Pearl River, MS confidence 21/100): Pearl River, MS home prices up 3.6% (Pearl River, MS) over twelve months. Pearl River County, MS lender headwind: 0/100.

Highest-scoring Pearl River County, MS ZIPs: 39426 (29/100), 39466 (29/100), 39470 (29/100), 39455 (25/100), 39573 (25/100).

Across Pearl River County, MS's scored ZIPs: median home value $174,400, household income $58,519, 14.6% vacancy, 14.5% poverty, 85% owner-occupied, median age 41.1.

Pearl River County, MS insurance distress 74/100 (#527 in the US); FEMA hazard 63/100 for Pearl River, MS; 6 federal disaster declarations in Pearl River County, MS since 2023; 33 Pearl River, MS NFIP flood claims, $1.4M paid; Pearl River, MS construction distress 24/100.

7 banks with 13 branches lend in Pearl River County, MS; Pearl River, MS weighted bank stress 46/100, highest 64/100 in Pearl River, MS.

Pearl River County, MS unemployment 3.1% (Pearl River, MS -1.0 pts, six months); 412 new housing units permitted in Pearl River County, MS over twelve months, Pearl River, MS up 30% from 318; Pearl River, MS home prices +8.5% a year (Pearl River, MS) over three years.

25,442 housing units in Pearl River County, MS; 3,685 Pearl River, MS renter households; 40% of Pearl River, MS renters spend 30%+ of income on rent, 23% (Pearl River, MS) half or more.

Pearl River County, MS ranks #491 nationally on the opportunity index (Pearl River, MS, among all ranked counties); Pearl River, MS scores 33.5/100 and Pearl River, MS sits #13 inside Mississippi. Pearl River, MS is in the peak_opportunity opportunity phase; Pearl River, MS's primary driver is vacancy, Pearl River, MS second driver bank institutional; Pearl River, MS moved up 757 places. 17 short-sale listings across Pearl River, MS; 104 days on market observed in Pearl River, MS; 14.5% vacancy over 5 Pearl River, MS ZIPs.

No CFPB county sample covers Pearl River County, MS. The non-metro area reading for Pearl River, MS: 1.8% ninety-plus days late; Pearl River, MS's thirty-to-eighty-nine share is 5.9% (Pearl River, MS, December 2025 data); Mississippi overall 1.8%.

Pearl River County, MS has 5 watched banks; 5 Pearl River, MS banks sit in an elevated band. Pearl River, MS footprints: Fnb Picayune Bank (5 branches, stress 25) in Pearl River, MS; Hancock Whitney Bank (2 branches, stress 64) in Pearl River, MS; Bankplus (2 branches, stress 61) in Pearl River, MS.

HUD lists 3 assisted multifamily properties in Pearl River County, MS with 36 units; 35 Pearl River, MS units are assisted.

3,562 of the 25,442 housing units in Pearl River, MS sit vacant. Pearl River County, MS permitted 0 multifamily units in twelve months; Pearl River, MS's one-to-four unit structures added 412 units in Pearl River County, MS.

Peak
Market phase
3.6%
Pearl River, MS HPI YoY
0%
Drawdown
21
Pearl River confidence

Top Pearl River County ZIP codes by stress score

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