ZIP 39470 Property Distress & Foreclosure Data

DLRadar grades ZIP 39470 (Pearl River County, Mississippi) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (74/100). The latent-versus-live split is 48/100 structural and 3/100 already moving. Property-level stress concentrates in structural risk (48/100), construction/permit lag (35/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low.

The market reads neutral — home values rose 4.4% year on year, and 21% higher over three years (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 15% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $170,800, an affordability ratio of 3.2× — accessible. Around 18% of renters are cost-burdened. Median household income is $51,830, below the U.S. median near $78,000. About 12,872 people live here, median age 41. 14.5% of residents fall below the poverty threshold. Owners hold 86% of homes, renters 14%. The vacancy rate is 16.6% — elevated. The ZIP holds roughly 5,385 housing units.

Net-net, 39470 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.