Pennington County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Pennington County, Minnesota? DLRadar grades every Pennington County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 9/100. Here is the 2026 Pennington County breakdown.
- Pennington County's most distressed ZIP is 56684 at 9/100.
- 7 ZIP codes tracked in Pennington County, averaging 5/100 distress.
- Pennington County reads peak — home values up 3.4% year over year.
- Vacancy runs 14.3% across Pennington County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Pennington County home is worth about $183,086 against a ~$74,379 median income.
- Lending headwind in Pennington County sits at 73/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56684 | 9/100 |
| 2 | 56701 | 7/100 |
| 3 | 56725 | 7/100 |
| 4 | 56754 | 7/100 |
| 5 | 56742 | 3/100 |
| 6 | 56750 | 3/100 |
| 7 | 56748 | 2/100 |
Most distressed ZIP codes in Pennington County (composite distress 0-100, 2026)
What is driving Pennington County distress
Pennington County's placement in the national index rests on public filings — a 5/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Pennington County market phase and pricing
The cycle in Pennington County is peak, with values up 3.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Pennington County
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Common questions
Which part of Pennington County, MN scores highest for distress?
ZIP 56684 leads Pennington County at 9/100, recomputed monthly from public records.
What market phase is Pennington County in?
Pennington County is classified peak with a 3.4% year-over-year increase, following the FHFA House Price Index.
How is the Pennington County data sourced?
Every Pennington County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 7 Pennington County ZIP codes that it runs on every other U.S. county, so Pennington County's numbers are directly comparable to any other market.
How much do distress scores vary between Pennington County ZIP codes?
One county number flattens a wide range. Across the Pennington County ZIPs DLRadar ranks, scores run from 9/100 in 56684 down to 2/100 in 56748, against a Pennington County average of 5/100. That 7-point gap is why acquisition targeting in Pennington County works at ZIP level rather than county level.
What do Pennington County home values and vacancy say about distressed supply?
The typical Pennington County home carries about $183,086 of value against a median household income near $74,379. Vacancy across Pennington County's tracked ZIPs runs 14.3% and the poverty rate is 9.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Pennington County's filings and its 73/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.