Portage County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Portage County, Wisconsin? DLRadar grades every Portage County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Portage County breakdown.
- Portage County's most distressed ZIP is 54455 at 29/100.
- 21 ZIP codes tracked in Portage County, averaging 18/100 distress.
- Portage County reads expansion — home values up 5.3% year over year.
- Vacancy runs 12.7% across Portage County's tracked ZIPs, with a 8.1% poverty rate.
- The typical Portage County home is worth about $227,752 against a ~$76,088 median income.
- Lending headwind in Portage County sits at 45/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54455 | 29/100 |
| 2 | 54499 | 23/100 |
| 3 | 54454 | 21/100 |
| 4 | 54945 | 21/100 |
| 5 | 54475 | 20/100 |
| 6 | 54977 | 20/100 |
| 7 | 54981 | 20/100 |
| 8 | 54473 | 19/100 |
| 9 | 54494 | 18/100 |
| 10 | 54406 | 16/100 |
| 11 | 54407 | 16/100 |
| 12 | 54423 | 16/100 |
Most distressed ZIP codes in Portage County (composite distress 0-100, 2026)
What is driving Portage County distress
Portage County's placement in the national index rests on public filings — a 18/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Portage County market phase and pricing
DLRadar places Portage County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Portage County
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What people ask
Which part of Portage County, WI scores highest for distress?
ZIP 54455 leads Portage County at 29/100, recomputed monthly from public records.
Which phase does Portage County sit in right now?
Portage County currently sits in expansion, with values up 5.3% year on year, based on FHFA price-index trajectory.
Where does the Portage County data come from?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 21 ZIP codes in Portage County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Portage County ZIP codes?
A single county score papers over real variation. Across the Portage County ZIPs DLRadar ranks, scores run from 29/100 in 54455 down to 16/100 in 54423, against a Portage County average of 18/100. Because the gap runs to 13 points, Portage County rewards ZIP-level precision.
What do Portage County home values and vacancy say about distressed supply?
The typical Portage County home carries about $227,752 of value against a median household income near $76,088. Vacancy across Portage County's tracked ZIPs runs 12.7% and the poverty rate is 8.1%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Portage County's foreclosure and tax-lien record and its 45/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.