Putnam County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Putnam County, GA distress report, 2026: 5 ZIPs scored in Putnam, GA, Putnam, GA average 19/100; the top Putnam, GA ZIP is 31024 at 29/100; Putnam, GA market phase peak, Putnam, GA prices +2.5% year over year.
- Putnam, GA ranks #62 nationally (opportunity index); Putnam, GA #8 in Georgia; Putnam, GA index 38.1.
- Putnam, GA: no CFPB county sample; Putnam, GA non-metro area reading 1.3%.
- Putnam, GA ZIP phases: 5 peak.
- Putnam, GA residential listings tracked: 5 across 1 ZIPs; Putnam, GA candidate listings 1.
- Putnam, GA lenders on watch: 2; largest Putnam, GA footprint Farmers&Merchants Bank (2 branches).
- Putnam, GA most distressed ZIP: 31024 at 29/100.
Putnam, GA figures: DLRadar distress index; Putnam, GA inputs: CFPB, FHFA, HUD, FDIC; Putnam, GA rebuilt as sources refresh.
| Rank | Putnam, GA ZIP | Score |
|---|---|---|
| 1 | 31024 | 29/100 |
| 2 | 31038 | 18/100 |
| 3 | 30625 | 16/100 |
| 4 | 31061 | 16/100 |
| 5 | 30650 | 15/100 |
Most distressed Putnam, GA ZIPs (0-100, 2026)
Mortgage delinquency around Putnam, GA
No CFPB county sample covers Putnam, GA; the non-metro area reading for Putnam, GA: 1.3% ninety-plus; Putnam, GA area thirty-to-eighty-nine 3.0% (December 2025, Putnam, GA); Georgia overall 1.3%.
Opportunity index: Putnam, GA
Putnam, GA index 38.1, Putnam, GA phase strong_buy; Putnam, GA primary driver vacancy, Putnam, GA second driver construction. Putnam, GA components: property stress 27.7, foreclosure pressure 27.2, listing discounts 42.0, bank stress 66.5, insurance 0.0; Putnam, GA pulse 44.2; Putnam, GA capital opportunity 29.0; Putnam, GA seven-day change +0.3%.
ZIP market phases inside Putnam, GA
5 Putnam, GA ZIPs carry a price-cycle phase; Putnam, GA ZIPs by phase (Putnam, GA), deepest drawdown first: peak, +1.4% YoY, 0.0% off peak (Putnam, GA): 30650, 30625; peak, +1.5% YoY, 0.0% off peak (Putnam, GA): 31061; peak, +1.2% YoY, 0.0% off peak (Putnam, GA): 31038; peak, +2.5% YoY (Putnam, GA): 31024.
Residential listings by Putnam, GA ZIP
Putnam, GA ZIPs with the most tracked Putnam, GA residential listings: 31024 5 listings, 1 candidates, bank pressure 68. Putnam, GA totals: 5 listings; Putnam, GA candidates 1; active ZIPs 0.
Lenders with branches in Putnam, GA
Putnam, GA lenders by branch count: Farmers&Merchants Bank (Putnam, GA): stress 80, 2 branches low in Putnam, GA; Peoples Bank (Putnam, GA): stress 56, 2 branches low in Putnam, GA.
Vacancy and permits, Putnam, GA
3,070 of 13,505 Putnam, GA housing units are vacant; Putnam, GA permits, twelve months: 25 multifamily units in Putnam, GA, 78 one-to-four unit units.
Work Putnam, GA at the parcel level
Every Putnam, GA parcel carries owner and address; every Putnam, GA parcel carries APN; Putnam, GA distress scores sit on the Putnam, GA live board.
Putnam, GA figures refresh with each source.
Putnam, GA questions
Most distressed ZIP code in Putnam County, GA?
ZIP 31024 leads Putnam, GA at 29/100; next in Putnam, GA: 31038 at 18/100; the Putnam, GA average is 19/100.
Where does Putnam County, GA rank for investment opportunity?
Putnam, GA is #62 among all ranked counties, #8 in Georgia; the Putnam, GA driver is vacancy; Putnam, GA moved down 8 places.
How many mortgages are delinquent in Putnam County, GA?
Putnam, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Putnam, GA.
Which banks lend in Putnam County, GA?
2 watched lenders hold Putnam, GA branches; the largest Putnam, GA footprints are Farmers&Merchants Bank (2), Peoples Bank (2).
More on Putnam, GA
Putnam County, GA distress report: public-record figures for Putnam, GA; not legal advice for Putnam, GA; not tax or investment advice; verify every Putnam, GA record before acting.