Putnam County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Putnam County, Georgia? DLRadar grades every Putnam County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Putnam County breakdown.
- Putnam County's most distressed ZIP is 31024 at 30/100.
- 5 ZIP codes tracked in Putnam County, averaging 20/100 distress.
- Putnam County reads peak — home values up 2.5% year over year.
- Vacancy runs 15.8% across Putnam County's tracked ZIPs, with a 12.1% poverty rate.
- The typical Putnam County home is worth about $250,680 against a ~$62,765 median income.
- Lending headwind in Putnam County sits at 72/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31024 | 30/100 |
| 2 | 30625 | 19/100 |
| 3 | 30650 | 18/100 |
| 4 | 31038 | 18/100 |
| 5 | 31061 | 16/100 |
Most distressed ZIP codes in Putnam County (composite distress 0-100, 2026)
What is driving Putnam County distress
DLRadar builds Putnam County's distress picture only from records anyone can pull; its ZIPs average 20/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Putnam County market phase and pricing
Phase for Putnam County: peak (+2.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Putnam County
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What people ask
Where is distress highest inside Putnam County, GA?
ZIP 31024 leads Putnam County at 30/100, recomputed monthly from public records.
What market phase is Putnam County in?
Putnam County reads peak, with home prices up 2.5% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Putnam County figures be verified?
Every Putnam County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 5 Putnam County ZIP codes that it runs on every other U.S. county, so Putnam County's numbers are directly comparable to any other market.
How much do distress scores vary between Putnam County ZIP codes?
Averaging the county conceals how uneven it is. Across the Putnam County ZIPs DLRadar ranks, scores run from 30/100 in 31024 down to 16/100 in 31061, against a Putnam County average of 20/100. The 14-point range is the argument for ZIP-level search across Putnam County.
What do Putnam County home values and vacancy say about distressed supply?
The typical Putnam County home carries about $250,680 of value against a median household income near $62,765. Vacancy across Putnam County's tracked ZIPs runs 15.8% and the poverty rate is 12.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Putnam County's filings and its 72/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.