Putnam County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Putnam County, Missouri? DLRadar grades every Putnam County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Putnam County breakdown.
- Putnam County's most distressed ZIP is 63559 at 14/100.
- 10 ZIP codes tracked in Putnam County, averaging 9/100 distress.
- Putnam County reads peak — home values up 4.4% year over year.
- Vacancy runs 39.9% across Putnam County's tracked ZIPs, with a 12.4% poverty rate.
- The typical Putnam County home is worth about $114,925 against a ~$60,250 median income.
- Lending headwind in Putnam County sits at 23/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 63559 | 14/100 |
| 2 | 63544 | 13/100 |
| 3 | 63560 | 13/100 |
| 4 | 63565 | 13/100 |
| 5 | 64667 | 13/100 |
| 6 | 63551 | 5/100 |
| 7 | 63567 | 5/100 |
| 8 | 64655 | 5/100 |
| 9 | 64672 | 5/100 |
| 10 | 63535 | 4/100 |
Most distressed ZIP codes in Putnam County (composite distress 0-100, 2026)
What is driving Putnam County distress
The Putnam County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 9/100 ZIP average. No proprietary or modelled inputs enter the score.
Putnam County market phase and pricing
The cycle in Putnam County is peak, with values up 4.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Putnam County
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Common questions
Which ZIP code leads Putnam County on distress?
ZIP 63559 leads Putnam County at 14/100, recomputed monthly from public records.
Where is Putnam County in the housing cycle?
Putnam County reads peak, with home prices up 4.4% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Putnam County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 10 ZIP codes in Putnam County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Putnam County ZIP codes?
One county number flattens a wide range. Across the Putnam County ZIPs DLRadar ranks, scores run from 14/100 in 63559 down to 4/100 in 63535, against a Putnam County average of 9/100. That 10-point gap is why acquisition targeting in Putnam County works at ZIP level rather than county level.
What do Putnam County home values and vacancy say about distressed supply?
The typical Putnam County home carries about $114,925 of value against a median household income near $60,250. Vacancy across Putnam County's tracked ZIPs runs 39.9% and the poverty rate is 12.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Putnam County's filings and its 23/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.