Quay County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Quay County, New Mexico? DLRadar grades every Quay County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Quay County breakdown.
- Quay County's most distressed ZIP is 88124 at 20/100.
- 11 ZIP codes tracked in Quay County, averaging 7/100 distress.
- Quay County reads peak — home values up 1.1% year over year.
- Vacancy runs 24.6% across Quay County's tracked ZIPs, with a 22.3% poverty rate.
- The typical Quay County home is worth about $189,688 against a ~$46,652 median income.
- Lending headwind in Quay County sits at 44/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 88124 | 20/100 |
| 2 | 88112 | 16/100 |
| 3 | 88120 | 14/100 |
| 4 | 88401 | 5/100 |
| 5 | 88121 | 3/100 |
| 6 | 88411 | 3/100 |
| 7 | 88427 | 3/100 |
| 8 | 88430 | 3/100 |
| 9 | 88434 | 3/100 |
| 10 | 88417 | 2/100 |
| 11 | 88426 | 2/100 |
Most distressed ZIP codes in Quay County (composite distress 0-100, 2026)
What is driving Quay County distress
Quay County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 7/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Quay County market phase and pricing
The cycle in Quay County is peak, with values up 1.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Quay County
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Questions about this county
Where is distress highest inside Quay County, NM?
ZIP 88124 leads Quay County at 20/100, recomputed monthly from public records.
How would you describe the Quay County market phase?
Phase for Quay County: peak, tracking a 1.1% gain year over year, read off the FHFA index.
What are the sources behind these Quay County numbers?
Every Quay County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 11 Quay County ZIP codes that it runs on every other U.S. county, so Quay County's numbers are directly comparable to any other market.
How much do distress scores vary between Quay County ZIP codes?
Averaging the county conceals how uneven it is. Across the Quay County ZIPs DLRadar ranks, scores run from 20/100 in 88124 down to 2/100 in 88426, against a Quay County average of 7/100. A spread of 18 points means Quay County has to be worked ZIP by ZIP.
What do Quay County home values and vacancy say about distressed supply?
The typical Quay County home carries about $189,688 of value against a median household income near $46,652. Vacancy across Quay County's tracked ZIPs runs 24.6% and the poverty rate is 22.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Quay County's filings and its 44/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.