Racine County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Racine County, WI distress report, 2026: 16 ZIPs scored in Racine, WI, Racine, WI average 26/100; the top Racine, WI ZIP is 53150 at 30/100; Racine, WI market phase expansion, Racine, WI prices +7.1% year over year.
- Racine, WI ranks #3,053 nationally (opportunity index); Racine, WI #58 in Wisconsin; Racine, WI index 22.6.
- Racine, WI ninety-day mortgage delinquency 0.7% in December 2025; Racine, WI twelve-month change -0.2%.
- Racine, WI ZIP phases: 16 expansion.
- Racine, WI residential listings tracked: 1 across 13 ZIPs; Racine, WI candidate listings 1.
- Racine, WI HUD assisted properties: 13 with 916 units.
- Racine, WI lenders on watch: 8; largest Racine, WI footprint Johnson Bank (6 branches).
- Racine, WI most distressed ZIP: 53150 at 30/100.
Racine, WI figures: DLRadar distress index; Racine, WI inputs: CFPB, FHFA, HUD, FDIC; Racine, WI rebuilt as sources refresh.
| Rank | Racine, WI ZIP | Score |
|---|---|---|
| 1 | 53150 | 30/100 |
| 2 | 53149 | 29/100 |
| 3 | 53139 | 27/100 |
| 4 | 53182 | 27/100 |
| 5 | 53105 | 26/100 |
| 6 | 53177 | 26/100 |
| 7 | 53403 | 26/100 |
| 8 | 53108 | 25/100 |
| 9 | 53126 | 25/100 |
| 10 | 53167 | 25/100 |
| 11 | 53185 | 25/100 |
| 12 | 53402 | 25/100 |
Most distressed Racine, WI ZIPs (0-100, 2026)
Mortgage delinquency in Racine, WI
0.7% of Racine, WI mortgages were ninety-plus days late (Racine, WI, December 2025); Racine, WI thirty-to-eighty-nine days late: 2.5%; Racine, WI twelve-month change -0.2%; Racine, WI peak since 2008: 3.2% (October 2009); Wisconsin overall 0.5%. Racine, WI ninety-day series: Dec 24 0.9, Jan 25 1.1, Feb 25 1.0 (Racine, WI), Mar 25 0.7, Apr 25 0.7, May 25 0.8 (Racine, WI), Jun 25 0.8, Jul 25 0.9, Aug 25 1.0 (Racine, WI), Sep 25 0.9, Oct 25 0.8, Nov 25 0.8 (Racine, WI), Dec 25 0.7.
Opportunity index: Racine, WI
Racine, WI index 22.6, Racine, WI phase weak; Racine, WI primary driver bank institutional, Racine, WI second driver vacancy. Racine, WI components: property stress 14.1, foreclosure pressure 10.4, listing discounts 17.9, bank stress 61.0, insurance 0.0; Racine, WI pulse 25.7; Racine, WI capital opportunity 17.8; Racine, WI seven-day change -0.1%.
ZIP market phases inside Racine, WI
16 Racine, WI ZIPs carry a price-cycle phase; Racine, WI ZIPs by phase (Racine, WI), deepest drawdown first: expansion, +6.6% YoY (Racine, WI): 53105; expansion, +7.1% YoY (Racine, WI): 53108, 53167, 53402, 53403, Racine, WI 53404, 53405, 53406; expansion, +5.5% YoY (Racine, WI): 53120; expansion, +7.0% YoY (Racine, WI): 53126, 53185; expansion, +7.4% YoY (Racine, WI): 53139, 53182; expansion, +5.8% YoY (Racine, WI): 53149, 53150; expansion, +7.2% YoY (Racine, WI): 53177.
Residential listings by Racine, WI ZIP
Racine, WI ZIPs with the most tracked Racine, WI residential listings: 53105 1 listings, 1 candidates, bank pressure 65; 53108 0 listings, 0 candidates, bank pressure 68; 53126 0 listings, 0 candidates, bank pressure 64; 53139 0 listings, 0 candidates, bank pressure 67 (Racine, WI); 53167 0 listings, 0 candidates, bank pressure 68; 53177 0 listings, 0 candidates, bank pressure 67; 53182 0 listings, 0 candidates, bank pressure 67; 53185 0 listings, 0 candidates, bank pressure 63. Racine, WI totals: 1 listings; Racine, WI candidates 1; active ZIPs 1.
HUD assisted housing in Racine, WI
13 assisted properties with 916 units sit in Racine, WI; largest Racine, WI properties: Concord Apartments (Racine) 240 units; Lighthouse Point Apartments (Racine) 118 units; Mount Pleasant Place (Racine) 99 units, 99 assisted in Racine, WI; Bear Arbor Apartments (Burlington) 95 units; Mount Pleasant Manor (Racine) 79 units; Lincoln Villas North (Racine) 75 units, 74 assisted.
Lenders with branches in Racine, WI
Racine, WI lenders by branch count: Johnson Bank (Racine, WI): stress 57, 6 branches moderate in Racine, WI; Tri City National Bank (Racine, WI): stress 75, 4 branches low in Racine, WI; Community State Bank (Racine, WI): stress 73, 4 branches low in Racine, WI; North Shore Bank (Racine, WI): stress 51, 4 branches low in Racine, WI; Associated Bank Na (Racine, WI): stress 68, 3 branches low in Racine, WI; Town Bank National Assn (Racine, WI): stress 61, 3 branches low in Racine, WI; Equitable Bank Ssb (Racine, WI): stress 87, 1 branch low in Racine, WI; Bank Cmg (Racine, WI): stress 75, 1 branch low in Racine, WI.
Vacancy and permits, Racine, WI
5,252 of 85,658 Racine, WI housing units are vacant; Racine, WI permits, twelve months: 211 multifamily units in Racine, WI, 469 one-to-four unit units.
Work Racine, WI at the parcel level
Every Racine, WI parcel carries owner and address; every Racine, WI parcel carries APN; Racine, WI distress scores sit on the Racine, WI live board.
Racine, WI figures refresh with each source.
Racine, WI questions
Most distressed ZIP code in Racine County, WI?
ZIP 53150 leads Racine, WI at 30/100; next in Racine, WI: 53149 at 29/100; the Racine, WI average is 26/100.
Where does Racine County, WI rank for investment opportunity?
Racine, WI is #3,053 among all ranked counties, #58 in Wisconsin; the Racine, WI driver is bank institutional; Racine, WI moved down 74 places.
How many mortgages are delinquent in Racine County, WI?
0.7% of Racine, WI mortgages were ninety-plus days late in December 2025; the Racine, WI peak since 2008 was 3.2%.
Which banks lend in Racine County, WI?
8 watched lenders hold Racine, WI branches; the largest Racine, WI footprints are Johnson Bank (6), Tri City National Bank (4), Community State Bank (4).
More on Racine, WI
Racine County, WI distress report: public-record figures for Racine, WI; not legal advice for Racine, WI; not tax or investment advice; verify every Racine, WI record before acting.