Richland County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Richland County, LA distress report, 2026: 8 ZIPs scored in Richland, LA, Richland, LA average 22/100; the top Richland, LA ZIP is 71264 at 26/100; Richland, LA market phase recovery, Richland, LA prices +2.4% year over year.
- Richland, LA ranks #420 nationally (opportunity index); Richland, LA #33 in Louisiana; Richland, LA index 33.9.
- Richland, LA: no CFPB county sample; Richland, LA metro area reading 2.0%.
- Richland, LA ZIP phases: 5 recovery, 3 peak.
- Richland, LA residential listings tracked: 3 across 4 ZIPs; Richland, LA candidate listings 1.
- Richland, LA HUD assisted properties: 2 with 140 units.
- Richland, LA lenders on watch: 5; largest Richland, LA footprint Guaranty B&T Co Of Delhi La (4 branches).
- Richland, LA most distressed ZIP: 71264 at 26/100.
Richland, LA figures: DLRadar distress index; Richland, LA inputs: CFPB, FHFA, HUD, FDIC; Richland, LA rebuilt as sources refresh.
| Rank | Richland, LA ZIP | Score |
|---|---|---|
| 1 | 71264 | 26/100 |
| 2 | 71232 | 25/100 |
| 3 | 71218 | 24/100 |
| 4 | 71259 | 24/100 |
| 5 | 71269 | 24/100 |
| 6 | 71279 | 24/100 |
| 7 | 71237 | 16/100 |
| 8 | 71418 | 15/100 |
Most distressed Richland, LA ZIPs (0-100, 2026)
Mortgage delinquency around Richland, LA
No CFPB county sample covers Richland, LA; the metro area reading for Richland, LA (Monroe, LA): 2.0% ninety-plus; Richland, LA area thirty-to-eighty-nine 4.2% (December 2025, Richland, LA); Louisiana overall 2.1%.
Opportunity index: Richland, LA
Richland, LA index 33.9, Richland, LA phase peak_opportunity; Richland, LA primary driver vacancy, Richland, LA second driver bank institutional. Richland, LA components: property stress 26.7, foreclosure pressure 28.2, listing discounts 32.7, bank stress 59.6, insurance 0.0; Richland, LA pulse 38.8; Richland, LA capital opportunity 26.5; Richland, LA seven-day change +0.9%.
ZIP market phases inside Richland, LA
8 Richland, LA ZIPs carry a price-cycle phase; Richland, LA ZIPs by phase (Richland, LA), deepest drawdown first: peak, +0.2% YoY, 2.2% off peak (Richland, LA): 71418; peak, +0.3% YoY, 2.2% off peak (Richland, LA): 71237; peak, +0.7% YoY, 2.1% off peak (Richland, LA): 71232; recovery, +2.4% YoY, 1.7% off peak (Richland, LA): 71218, 71259, 71264, 71269, Richland, LA 71279.
Residential listings by Richland, LA ZIP
Richland, LA ZIPs with the most tracked Richland, LA residential listings: 71259 2 listings, 0 candidates, bank pressure 61; 71269 1 listings, 1 candidates, bank pressure 61; 71218 0 listings, 0 candidates, bank pressure 61; 71279 0 listings, 0 candidates, bank pressure 61 (Richland, LA). Richland, LA totals: 3 listings; Richland, LA candidates 1; active ZIPs 1.
HUD assisted housing in Richland, LA
2 assisted properties with 140 units sit in Richland, LA; largest Richland, LA properties: Rayville West (Rayville) 80 units, 80 assisted; Richland (Rayville) 60 units, 60 assisted.
Lenders with branches in Richland, LA
Richland, LA lenders by branch count: Guaranty B&T Co Of Delhi La (Richland, LA): stress 67, 4 branches low in Richland, LA; Winnsboro State B&T Co (Richland, LA): stress 59, 2 branches low in Richland, LA; B1bank (Richland, LA): stress 58, 2 branches low in Richland, LA; Citizens Progressive Bank (Richland, LA): stress 71, 1 branch low in Richland, LA; Commercial Capital Bank (Richland, LA): stress 50, 1 branch low in Richland, LA.
Vacancy and permits, Richland, LA
1,494 of 8,734 Richland, LA housing units are vacant; Richland, LA permits, twelve months: 0 multifamily units in Richland, LA, 31 one-to-four unit units.
Work Richland, LA at the parcel level
Every Richland, LA parcel carries owner and address; every Richland, LA parcel carries APN; Richland, LA distress scores sit on the Richland, LA live board.
Richland, LA figures refresh with each source.
Richland, LA questions
Most distressed ZIP code in Richland County, LA?
ZIP 71264 leads Richland, LA at 26/100; next in Richland, LA: 71232 at 25/100; the Richland, LA average is 22/100.
Where does Richland County, LA rank for investment opportunity?
Richland, LA is #420 among all ranked counties, #33 in Louisiana; the Richland, LA driver is vacancy; Richland, LA moved up 23 places.
How many mortgages are delinquent in Richland County, LA?
Richland, LA takes the metro area reading of 2.0% for December 2025; no CFPB county sample covers Richland, LA.
Which banks lend in Richland County, LA?
5 watched lenders hold Richland, LA branches; the largest Richland, LA footprints are Guaranty B&T Co Of Delhi La (4), Winnsboro State B&T Co (2), B1bank (2).
More on Richland, LA
Richland County, LA distress report: public-record figures for Richland, LA; not legal advice for Richland, LA; not tax or investment advice; verify every Richland, LA record before acting.