Richland County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Richland County, ND distress report, 2026: 20 ZIPs scored in Richland, ND, Richland, ND average 12/100; the top Richland, ND ZIP is 58047 at 30/100; Richland, ND market phase peak, Richland, ND prices +4.7% year over year.
- Richland, ND ranks #2,543 nationally (opportunity index); Richland, ND #42 in North Dakota; Richland, ND index 25.7.
- Richland, ND: no CFPB county sample; Richland, ND state reading 0.6%.
- Richland, ND ZIP phases: 20 peak.
- Richland, ND residential listings tracked: 23 across 15 ZIPs; Richland, ND candidate listings 12.
- Richland, ND lenders on watch: 5; largest Richland, ND footprint Lincoln State Bank (3 branches).
- Richland, ND most distressed ZIP: 58047 at 30/100.
Richland, ND figures: DLRadar distress index; Richland, ND inputs: CFPB, FHFA, HUD, FDIC; Richland, ND rebuilt as sources refresh.
| Rank | Richland, ND ZIP | Score |
|---|---|---|
| 1 | 58047 | 30/100 |
| 2 | 58051 | 24/100 |
| 3 | 58052 | 23/100 |
| 4 | 57255 | 14/100 |
| 5 | 58060 | 14/100 |
| 6 | 58057 | 10/100 |
| 7 | 58001 | 9/100 |
| 8 | 58008 | 9/100 |
| 9 | 58015 | 9/100 |
| 10 | 58018 | 9/100 |
| 11 | 58030 | 9/100 |
| 12 | 58041 | 9/100 |
Most distressed Richland, ND ZIPs (0-100, 2026)
Mortgage delinquency around Richland, ND
No CFPB county sample covers Richland, ND; the state reading for Richland, ND: 0.6% ninety-plus; Richland, ND area thirty-to-eighty-nine 1.3% (December 2025, Richland, ND).
Opportunity index: Richland, ND
Richland, ND index 25.7, Richland, ND phase weak; Richland, ND primary driver bank institutional, Richland, ND second driver vacancy. Richland, ND components: property stress 10.1, foreclosure pressure 9.0, listing discounts 28.4, bank stress 61.9, insurance 0.0; Richland, ND pulse 28.9; Richland, ND capital opportunity 21.0; Richland, ND seven-day change +1.2%.
ZIP market phases inside Richland, ND
20 Richland, ND ZIPs carry a price-cycle phase; Richland, ND ZIPs by phase (Richland, ND), deepest drawdown first: peak, +2.3% YoY, 0.4% off peak (Richland, ND): 57255; peak, +4.4% YoY, 0.0% off peak (Richland, ND): 58053; peak, +4.2% YoY, 0.0% off peak (Richland, ND): 58060; peak, +4.5% YoY, 0.0% off peak (Richland, ND): 58057; peak, +4.3% YoY, 0.0% off peak (Richland, ND): 58052; peak, +4.7% YoY, 0.0% off peak (Richland, ND): 58041, 58081; peak, +4.7% YoY (Richland, ND): 58001, 58008, 58015, 58018, Richland, ND 58030, 58058, 58061; peak, +4.1% YoY (Richland, ND): 58047; peak, +4.4% YoY (Richland, ND): 58051.
Residential listings by Richland, ND ZIP
Richland, ND ZIPs with the most tracked Richland, ND residential listings: 58075 16 listings, 8 candidates, bank pressure 72; 58018 2 listings, 1 candidates, bank pressure 72; 58077 2 listings, 2 candidates, bank pressure 72; 58001 1 listings, 1 candidates, bank pressure 72 (Richland, ND); 58041 1 listings, 0 candidates, bank pressure 65; 58081 1 listings, 0 candidates, bank pressure 71; 58008 0 listings, 0 candidates, bank pressure 72; 58015 0 listings, 0 candidates, bank pressure 72. Richland, ND totals: 23 listings; Richland, ND candidates 12; active ZIPs 6.
Lenders with branches in Richland, ND
Richland, ND lenders by branch count: Lincoln State Bank (Richland, ND): stress 78, 3 branches low in Richland, ND; Peoples Stb Fairmount N D (Richland, ND): stress 82, 2 branches low in Richland, ND; Gate City Bank (Richland, ND): stress 76, 1 branch low in Richland, ND; Bell Bank (Richland, ND): stress 73, 1 branch low in Richland, ND; American Federal Bank (Richland, ND): stress 73, 1 branch low in Richland, ND.
Vacancy and permits, Richland, ND
681 of 7,530 Richland, ND housing units are vacant; Richland, ND permits, twelve months: 0 multifamily units in Richland, ND, 38 one-to-four unit units.
Work Richland, ND at the parcel level
Every Richland, ND parcel carries owner and address; every Richland, ND parcel carries APN; Richland, ND distress scores sit on the Richland, ND live board.
Richland, ND figures refresh with each source.
Richland, ND questions
Most distressed ZIP code in Richland County, ND?
ZIP 58047 leads Richland, ND at 30/100; next in Richland, ND: 58051 at 24/100; the Richland, ND average is 12/100.
Where does Richland County, ND rank for investment opportunity?
Richland, ND is #2,543 among all ranked counties, #42 in North Dakota; the Richland, ND driver is bank institutional; Richland, ND moved down 16 places.
How many mortgages are delinquent in Richland County, ND?
Richland, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Richland, ND.
Which banks lend in Richland County, ND?
5 watched lenders hold Richland, ND branches; the largest Richland, ND footprints are Lincoln State Bank (3), Peoples Stb Fairmount N D (2), Gate City Bank (1).
More on Richland, ND
Richland County, ND distress report: public-record figures for Richland, ND; not legal advice for Richland, ND; not tax or investment advice; verify every Richland, ND record before acting.