Richland County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Richland County, Ohio? DLRadar grades every Richland County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Richland County breakdown.
- Richland County's most distressed ZIP is 44901 at 27/100.
- 19 ZIP codes tracked in Richland County, averaging 18/100 distress.
- Richland County reads contraction — home values down 2.9% year over year, 5.0% off peak.
- Vacancy runs 9.1% across Richland County's tracked ZIPs, with a 13.2% poverty rate.
- The typical Richland County home is worth about $167,000 against a ~$60,263 median income.
- Lending headwind in Richland County sits at 47/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 44901 | 27/100 |
| 2 | 44902 | 27/100 |
| 3 | 44905 | 27/100 |
| 4 | 44906 | 27/100 |
| 5 | 44907 | 27/100 |
| 6 | 44822 | 17/100 |
| 7 | 44813 | 16/100 |
| 8 | 44843 | 16/100 |
| 9 | 44875 | 16/100 |
| 10 | 44878 | 16/100 |
| 11 | 44903 | 16/100 |
| 12 | 43019 | 15/100 |
Most distressed ZIP codes in Richland County (composite distress 0-100, 2026)
What is driving Richland County distress
The Richland County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 18/100 ZIP average. No proprietary or modelled inputs enter the score.
Richland County market phase and pricing
Richland County currently sits in contraction after a 2.9% decline in the past twelve months, 5.0% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Richland County
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What people ask
What is the most distressed ZIP code in Richland County, OH?
ZIP 44901 leads Richland County at 27/100, recomputed monthly from public records.
What market phase is Richland County in?
Phase for Richland County: contraction, tracking a 2.9% decline year over year, read off the FHFA index.
Can the Richland County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 19 Richland County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Richland County ZIP codes?
A county average hides the spread. Across the Richland County ZIPs DLRadar ranks, scores run from 27/100 in 44901 down to 15/100 in 43019, against a Richland County average of 18/100. A spread of 12 points means Richland County has to be worked ZIP by ZIP.
What do Richland County home values and vacancy say about distressed supply?
The typical Richland County home carries about $167,000 of value against a median household income near $60,263. Vacancy across Richland County's tracked ZIPs runs 9.1% and the poverty rate is 13.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Richland County's foreclosure and lien data and its 47/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.