Richland County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Richland County, OH distress report, 2026: 19 ZIPs scored in Richland, OH, Richland, OH average 18/100; the top Richland, OH ZIP is 44901 at 27/100; Richland, OH market phase contraction, Richland, OH prices -2.9% year over year.
- Richland, OH ranks #1,883 nationally (opportunity index); Richland, OH #23 in Ohio; Richland, OH index 28.1.
- Richland, OH: no CFPB county sample; Richland, OH non-metro area reading 1.4%.
- Richland, OH ZIP phases: 12 contraction, 7 peak.
- Richland, OH residential listings tracked: 13 across 12 ZIPs; Richland, OH candidate listings 9.
- Richland, OH HUD assisted properties: 12 with 424 units.
- Richland, OH lenders on watch: 8; largest Richland, OH footprint Mechanics Bank (9 branches).
- Richland, OH most distressed ZIP: 44901 at 27/100.
Richland, OH figures: DLRadar distress index; Richland, OH inputs: CFPB, FHFA, HUD, FDIC; Richland, OH rebuilt as sources refresh.
| Rank | Richland, OH ZIP | Score |
|---|---|---|
| 1 | 44901 | 27/100 |
| 2 | 44902 | 27/100 |
| 3 | 44905 | 27/100 |
| 4 | 44906 | 27/100 |
| 5 | 44907 | 27/100 |
| 6 | 44822 | 17/100 |
| 7 | 44813 | 16/100 |
| 8 | 44843 | 16/100 |
| 9 | 44875 | 16/100 |
| 10 | 44878 | 16/100 |
| 11 | 44903 | 16/100 |
| 12 | 43019 | 15/100 |
Most distressed Richland, OH ZIPs (0-100, 2026)
Mortgage delinquency around Richland, OH
No CFPB county sample covers Richland, OH; the non-metro area reading for Richland, OH: 1.4% ninety-plus; Richland, OH area thirty-to-eighty-nine 3.4% (December 2025, Richland, OH); Ohio overall 1.0%.
Opportunity index: Richland, OH
Richland, OH index 28.1, Richland, OH phase early_signal; Richland, OH primary driver construction, Richland, OH second driver bank institutional. Richland, OH components: property stress 15.2, foreclosure pressure 8.9, listing discounts 29.0, bank stress 56.3, insurance 15.6; Richland, OH pulse 31.3; Richland, OH capital opportunity 23.4.
ZIP market phases inside Richland, OH
19 Richland, OH ZIPs carry a price-cycle phase; Richland, OH ZIPs by phase (Richland, OH), deepest drawdown first: contraction, -2.9% YoY, 5.0% off peak (Richland, OH): 44901, 44902, 44905, 44906, Richland, OH 44907; contraction, -2.7% YoY, 4.9% off peak (Richland, OH): 44843; contraction, -2.6% YoY, 4.8% off peak (Richland, OH): 44903; contraction, -2.4% YoY, 4.7% off peak (Richland, OH): 44875; contraction, -2.2% YoY, 4.5% off peak (Richland, OH): 44878; contraction, -2.0% YoY, 4.3% off peak (Richland, OH): 44813; contraction, -0.7% YoY, 3.1% off peak (Richland, OH): 44904; contraction, -0.1% YoY, 3.0% off peak (Richland, OH): 44822; peak, +0.9% YoY, 2.2% off peak (Richland, OH): 44865; peak, +2.1% YoY, 1.3% off peak (Richland, OH): 44864; peak, +2.4% YoY, 1.1% off peak (Richland, OH): 44827; peak, +2.8% YoY, 0.8% off peak (Richland, OH): 44837.
Residential listings by Richland, OH ZIP
Richland, OH ZIPs with the most tracked Richland, OH residential listings: 44875 5 listings, 3 candidates, bank pressure 59; 44903 2 listings, 2 candidates, bank pressure 59; 44907 2 listings, 2 candidates, bank pressure 58; 44822 1 listings, 0 candidates, bank pressure 56 (Richland, OH); 44904 1 listings, 0 candidates, bank pressure 59; 44905 1 listings, 1 candidates, bank pressure 58; 44906 1 listings, 1 candidates, bank pressure 58; 44813 0 listings, 0 candidates, bank pressure 57. Richland, OH totals: 13 listings; Richland, OH candidates 9; active ZIPs 7.
HUD assisted housing in Richland, OH
12 assisted properties with 424 units sit in Richland, OH; largest Richland, OH properties: West Park Senior Center (Mansfield) 73 units, 73 assisted; Applewood Place Aps. Ii (Mansfield) 51 units, 50 assisted; Mcpherson Woods (Mansfield) 50 units in Richland, OH; Logan Place (Mansfield) 46 units, 45 assisted; Applewood Place (Mansfield) 41 units, 40 assisted; The Woods (Mansfield) 30 units, 30 assisted.
Lenders with branches in Richland, OH
Richland, OH lenders by branch count: Mechanics Bank (Richland, OH): stress 84, 9 branches low in Richland, OH; Park National Bank (Richland, OH): stress 42, 9 branches moderate in Richland, OH; First Federal Bank Of Ohio (Richland, OH): stress 68, 3 branches moderate in Richland, OH; Jpmorgan Chase Bank Na (Richland, OH): stress 65, 3 branches low in Richland, OH; Huntington National Bank (Richland, OH): stress 63, 3 branches low in Richland, OH; Keybank National Assn (Richland, OH): stress 65, 2 branches low in Richland, OH; Civista Bank (Richland, OH): stress 45, 2 branches moderate in Richland, OH; Sutton Bank (Richland, OH): stress 28, 2 branches low in Richland, OH.
Vacancy and permits, Richland, OH
4,557 of 54,668 Richland, OH housing units are vacant; Richland, OH permits, twelve months: 9 multifamily units in Richland, OH, 107 one-to-four unit units.
Work Richland, OH at the parcel level
Every Richland, OH parcel carries owner and address; every Richland, OH parcel carries APN; Richland, OH distress scores sit on the Richland, OH live board.
Richland, OH figures refresh with each source.
Richland, OH questions
Most distressed ZIP code in Richland County, OH?
ZIP 44901 leads Richland, OH at 27/100; next in Richland, OH: 44902 at 27/100; the Richland, OH average is 18/100.
Where does Richland County, OH rank for investment opportunity?
Richland, OH is #1,883 among all ranked counties, #23 in Ohio; the Richland, OH driver is construction; Richland, OH moved up 124 places.
How many mortgages are delinquent in Richland County, OH?
Richland, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Richland, OH.
Which banks lend in Richland County, OH?
8 watched lenders hold Richland, OH branches; the largest Richland, OH footprints are Mechanics Bank (9), Park National Bank (9), First Federal Bank Of Ohio (3).
More on Richland, OH
Richland County, OH distress report: public-record figures for Richland, OH; not legal advice for Richland, OH; not tax or investment advice; verify every Richland, OH record before acting.