Rio Grande County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Rio Grande County, Colorado? DLRadar grades every Rio Grande County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 9/100. Here is the 2026 Rio Grande County breakdown.
- Rio Grande County's most distressed ZIP is 81125 at 9/100.
- 4 ZIP codes tracked in Rio Grande County, averaging 9/100 distress.
- Rio Grande County reads peak — home values up 2.2% year over year.
- Vacancy runs 24.2% across Rio Grande County's tracked ZIPs, with a 14.2% poverty rate.
- The typical Rio Grande County home is worth about $275,925 against a ~$59,682 median income.
- Lending headwind in Rio Grande County sits at 42/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81125 | 9/100 |
| 2 | 81132 | 9/100 |
| 3 | 81144 | 8/100 |
| 4 | 81154 | 8/100 |
Most distressed ZIP codes in Rio Grande County (composite distress 0-100, 2026)
What is driving Rio Grande County distress
The Rio Grande County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 9/100 ZIP average. No proprietary or modelled inputs enter the score.
Rio Grande County market phase and pricing
Rio Grande County reads peak — home prices rose 2.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Rio Grande County
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Common questions
Where is distress highest inside Rio Grande County, CO?
ZIP 81125 leads Rio Grande County at 9/100, recomputed monthly from public records.
Which phase does Rio Grande County sit in right now?
The market phase for Rio Grande County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Rio Grande County scores?
Each Rio Grande County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 4 local ZIPs and every other county in the country.
How much do distress scores vary between Rio Grande County ZIP codes?
One county number flattens a wide range. Across the Rio Grande County ZIPs DLRadar ranks, scores run from 9/100 in 81125 down to 8/100 in 81154, against a Rio Grande County average of 9/100. Those 1 points separate the ZIPs worth working in Rio Grande County from the rest.
What do Rio Grande County home values and vacancy say about distressed supply?
The typical Rio Grande County home carries about $275,925 of value against a median household income near $59,682. Vacancy across Rio Grande County's tracked ZIPs runs 24.2% and the poverty rate is 14.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Rio Grande County's foreclosure and lien data and its 42/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.