Roane County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Roane County, Tennessee? DLRadar grades every Roane County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Roane County breakdown.
- Roane County's most distressed ZIP is 37771 at 23/100.
- 10 ZIP codes tracked in Roane County, averaging 20/100 distress.
- Roane County reads neutral — home values up 3.8% year over year.
- Vacancy runs 11.4% across Roane County's tracked ZIPs, with a 14.1% poverty rate.
- The typical Roane County home is worth about $236,150 against a ~$66,227 median income.
- Lending headwind in Roane County sits at 42/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37771 | 23/100 |
| 2 | 37774 | 23/100 |
| 3 | 37846 | 23/100 |
| 4 | 37830 | 22/100 |
| 5 | 37874 | 22/100 |
| 6 | 37763 | 18/100 |
| 7 | 37840 | 18/100 |
| 8 | 37748 | 16/100 |
| 9 | 37854 | 16/100 |
| 10 | 37880 | 14/100 |
Most distressed ZIP codes in Roane County (composite distress 0-100, 2026)
What is driving Roane County distress
The Roane County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 20/100 ZIP average. No proprietary or modelled inputs enter the score.
Roane County market phase and pricing
Roane County reads neutral — home prices rose 3.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Roane County
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Frequently asked questions
Where is distress highest inside Roane County, TN?
ZIP 37771 leads Roane County at 23/100, recomputed monthly from public records.
What market phase is Roane County in?
Roane County reads neutral, with home prices up 3.8% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Roane County scores?
Each Roane County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 10 local ZIPs and every other county in the country.
How much do distress scores vary between Roane County ZIP codes?
The county figure is a blend, not a description. Across the Roane County ZIPs DLRadar ranks, scores run from 23/100 in 37771 down to 14/100 in 37880, against a Roane County average of 20/100. With 9 points between best and worst, county-level targeting in Roane County wastes effort.
What do Roane County home values and vacancy say about distressed supply?
The typical Roane County home carries about $236,150 of value against a median household income near $66,227. Vacancy across Roane County's tracked ZIPs runs 11.4% and the poverty rate is 14.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Roane County's foreclosure and lien filings and its 42/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.