Roane County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Roane County, TN distress report, 2026: 10 ZIPs scored in Roane, TN, Roane, TN average 22/100; the top Roane, TN ZIP is 37771 at 25/100; Roane, TN market phase neutral, Roane, TN prices +3.8% year over year.
- Roane, TN ranks #1,623 nationally (opportunity index); Roane, TN #53 in Tennessee; Roane, TN index 29.0.
- Roane, TN: no CFPB county sample; Roane, TN metro area reading 0.9%.
- Roane, TN ZIP phases: 7 neutral, 3 peak.
- Roane, TN residential listings tracked: 15 across 3 ZIPs; Roane, TN candidate listings 8.
- Roane, TN HUD assisted properties: 4 with 282 units.
- Roane, TN lenders on watch: 1; largest Roane, TN footprint One Bank Of Tennessee (1 branch).
- Roane, TN most distressed ZIP: 37771 at 25/100.
Roane, TN figures: DLRadar distress index; Roane, TN inputs: CFPB, FHFA, HUD, FDIC; Roane, TN rebuilt as sources refresh.
| Rank | Roane, TN ZIP | Score |
|---|---|---|
| 1 | 37771 | 25/100 |
| 2 | 37774 | 25/100 |
| 3 | 37846 | 25/100 |
| 4 | 37830 | 24/100 |
| 5 | 37763 | 23/100 |
| 6 | 37874 | 23/100 |
| 7 | 37748 | 20/100 |
| 8 | 37840 | 20/100 |
| 9 | 37854 | 20/100 |
| 10 | 37880 | 17/100 |
Most distressed Roane, TN ZIPs (0-100, 2026)
Mortgage delinquency around Roane, TN
No CFPB county sample covers Roane, TN; the metro area reading for Roane, TN (Knoxville, TN): 0.9% ninety-plus; Roane, TN area thirty-to-eighty-nine 2.2% (December 2025, Roane, TN); Tennessee overall 0.9%.
Opportunity index: Roane, TN
Roane, TN index 29.0, Roane, TN phase early_signal; Roane, TN primary driver vacancy, Roane, TN second driver bank institutional. Roane, TN components: property stress 19.2, foreclosure pressure 20.0, listing discounts 28.2, bank stress 56.1, insurance 0.0; Roane, TN pulse 32.4; Roane, TN capital opportunity 23.9; Roane, TN seven-day change +0.2%.
ZIP market phases inside Roane, TN
10 Roane, TN ZIPs carry a price-cycle phase; Roane, TN ZIPs by phase (Roane, TN), deepest drawdown first: neutral, +3.8% YoY (Roane, TN): 37748, 37763, 37771, 37774, Roane, TN 37830, 37840; neutral, +3.6% YoY (Roane, TN): 37846; peak, +3.1% YoY (Roane, TN): 37854; peak, +2.8% YoY (Roane, TN): 37874, 37880.
Residential listings by Roane, TN ZIP
Roane, TN ZIPs with the most tracked Roane, TN residential listings: 37748 10 listings, 5 candidates, bank pressure 58; 37854 3 listings, 2 candidates, bank pressure 55; 37763 2 listings, 1 candidates, bank pressure 58. Roane, TN totals: 15 listings; Roane, TN candidates 8; active ZIPs 2.
HUD assisted housing in Roane, TN
4 assisted properties with 282 units sit in Roane, TN; largest Roane, TN properties: Harriman Gardens (Harriman) 136 units, 136 assisted; Rockwood Village (Rockwood) 126 units, 125 assisted; Simmons Manor (Kingston) 11 units, 10 assisted in Roane, TN; The Webster Home (Kingston) 9 units, 8 assisted.
Lenders with branches in Roane, TN
Roane, TN lenders by branch count: One Bank Of Tennessee (Roane, TN): stress 52, 1 branch low in Roane, TN.
Vacancy and permits, Roane, TN
2,890 of 25,680 Roane, TN housing units are vacant; Roane, TN permits, twelve months: 0 multifamily units in Roane, TN, 344 one-to-four unit units.
Work Roane, TN at the parcel level
Every Roane, TN parcel carries owner and address; every Roane, TN parcel carries APN; Roane, TN distress scores sit on the Roane, TN live board.
Roane, TN figures refresh with each source.
Roane, TN questions
Most distressed ZIP code in Roane County, TN?
ZIP 37771 leads Roane, TN at 25/100; next in Roane, TN: 37774 at 25/100; the Roane, TN average is 22/100.
Where does Roane County, TN rank for investment opportunity?
Roane, TN is #1,623 among all ranked counties, #53 in Tennessee; the Roane, TN driver is vacancy; Roane, TN moved up 118 places.
How many mortgages are delinquent in Roane County, TN?
Roane, TN takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Roane, TN.
Which banks lend in Roane County, TN?
1 watched lenders hold Roane, TN branches; the largest Roane, TN footprints are One Bank Of Tennessee (1).
More on Roane, TN
Roane County, TN distress report: public-record figures for Roane, TN; not legal advice for Roane, TN; not tax or investment advice; verify every Roane, TN record before acting.