Roosevelt County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Roosevelt County, New Mexico? DLRadar grades every Roosevelt County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Roosevelt County breakdown.
- Roosevelt County's most distressed ZIP is 88116 at 30/100.
- 12 ZIP codes tracked in Roosevelt County, averaging 17/100 distress.
- Roosevelt County reads peak — home values up 1.9% year over year.
- Vacancy runs 22.3% across Roosevelt County's tracked ZIPs, with a 16.2% poverty rate.
- The typical Roosevelt County home is worth about $162,500 against a ~$54,814 median income.
- Lending headwind in Roosevelt County sits at 36/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 88116 | 30/100 |
| 2 | 88118 | 23/100 |
| 3 | 88124 | 20/100 |
| 4 | 88135 | 20/100 |
| 5 | 88101 | 19/100 |
| 6 | 88113 | 14/100 |
| 7 | 88115 | 14/100 |
| 8 | 88125 | 14/100 |
| 9 | 88126 | 14/100 |
| 10 | 88130 | 14/100 |
| 11 | 88132 | 14/100 |
| 12 | 88134 | 3/100 |
Most distressed ZIP codes in Roosevelt County (composite distress 0-100, 2026)
What is driving Roosevelt County distress
The Roosevelt County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 17/100 ZIP average. No proprietary or modelled inputs enter the score.
Roosevelt County market phase and pricing
Roosevelt County currently sits in peak after a 1.9% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Common questions
Which Roosevelt County ZIP scores worst for distress?
ZIP 88116 leads Roosevelt County at 30/100, recomputed monthly from public records.
What market phase is Roosevelt County in?
FHFA price-index movement places Roosevelt County in peak; prices are up 1.9% over twelve months.
What is this Roosevelt County analysis built from?
Roosevelt County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 12 ZIPs are comparable to anywhere else.
How much do distress scores vary between Roosevelt County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Roosevelt County ZIPs DLRadar ranks, scores run from 30/100 in 88116 down to 3/100 in 88134, against a Roosevelt County average of 17/100. The 27-point range is the argument for ZIP-level search across Roosevelt County.
What do Roosevelt County home values and vacancy say about distressed supply?
The typical Roosevelt County home carries about $162,500 of value against a median household income near $54,814. Vacancy across Roosevelt County's tracked ZIPs runs 22.3% and the poverty rate is 16.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Roosevelt County's foreclosure and tax-lien filings and its 36/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.