Roosevelt County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Roosevelt County, NM distress report, 2026: 12 ZIPs scored in Roosevelt, NM, Roosevelt, NM average 16/100; the top Roosevelt, NM ZIP is 88116 at 31/100; Roosevelt, NM market phase peak, Roosevelt, NM prices +1.9% year over year.
- Roosevelt, NM ranks #1,145 nationally (opportunity index); Roosevelt, NM #10 in New Mexico; Roosevelt, NM index 30.7.
- Roosevelt, NM: no CFPB county sample; Roosevelt, NM state reading 1.1%.
- Roosevelt, NM ZIP phases: 12 peak.
- Roosevelt, NM residential listings tracked: 15 across 8 ZIPs; Roosevelt, NM candidate listings 6.
- Roosevelt, NM lenders on watch: 2; largest Roosevelt, NM footprint James Polk Stone Cmty Bank (2 branches).
- Roosevelt, NM most distressed ZIP: 88116 at 31/100.
Roosevelt, NM figures: DLRadar distress index; Roosevelt, NM inputs: CFPB, FHFA, HUD, FDIC; Roosevelt, NM rebuilt as sources refresh.
| Rank | Roosevelt, NM ZIP | Score |
|---|---|---|
| 1 | 88116 | 31/100 |
| 2 | 88118 | 23/100 |
| 3 | 88124 | 20/100 |
| 4 | 88135 | 18/100 |
| 5 | 88101 | 17/100 |
| 6 | 88113 | 14/100 |
| 7 | 88115 | 14/100 |
| 8 | 88125 | 14/100 |
| 9 | 88126 | 14/100 |
| 10 | 88130 | 14/100 |
| 11 | 88132 | 14/100 |
| 12 | 88134 | 3/100 |
Most distressed Roosevelt, NM ZIPs (0-100, 2026)
Mortgage delinquency around Roosevelt, NM
No CFPB county sample covers Roosevelt, NM; the state reading for Roosevelt, NM: 1.1% ninety-plus; Roosevelt, NM area thirty-to-eighty-nine 2.4% (December 2025, Roosevelt, NM).
Opportunity index: Roosevelt, NM
Roosevelt, NM index 30.7, Roosevelt, NM phase watchlist; Roosevelt, NM primary driver vacancy, Roosevelt, NM second driver bank institutional. Roosevelt, NM components: property stress 12.0, foreclosure pressure 12.5, listing discounts 46.4, bank stress 53.8, insurance 0.0; Roosevelt, NM pulse 31.1; Roosevelt, NM capital opportunity 30.2.
ZIP market phases inside Roosevelt, NM
12 Roosevelt, NM ZIPs carry a price-cycle phase; Roosevelt, NM ZIPs by phase (Roosevelt, NM), deepest drawdown first: peak, +1.9% YoY (Roosevelt, NM): 88101, 88113, 88115, 88116, Roosevelt, NM 88118, 88125, 88126, 88130, Roosevelt, NM 88132, 88135; peak, +1.8% YoY (Roosevelt, NM): 88124; peak, +1.2% YoY (Roosevelt, NM): 88134.
Residential listings by Roosevelt, NM ZIP
Roosevelt, NM ZIPs with the most tracked Roosevelt, NM residential listings: 88130 13 listings, 6 candidates, bank pressure 56; 88132 2 listings, 0 candidates, bank pressure 56; 88113 0 listings, 0 candidates, bank pressure 56; 88115 0 listings, 0 candidates, bank pressure 56 (Roosevelt, NM); 88116 0 listings, 0 candidates, bank pressure 55; 88118 0 listings, 0 candidates, bank pressure 61; 88125 0 listings, 0 candidates, bank pressure 56; 88126 0 listings, 0 candidates, bank pressure 56. Roosevelt, NM totals: 15 listings; Roosevelt, NM candidates 6; active ZIPs 1.
Lenders with branches in Roosevelt, NM
Roosevelt, NM lenders by branch count: James Polk Stone Cmty Bank (Roosevelt, NM): stress 56, 2 branches low in Roosevelt, NM; Western Commerce Bank (Roosevelt, NM): stress 41, 1 branch low in Roosevelt, NM.
Vacancy and permits, Roosevelt, NM
1,136 of 8,577 Roosevelt, NM housing units are vacant.
Work Roosevelt, NM at the parcel level
Every Roosevelt, NM parcel carries owner and address; every Roosevelt, NM parcel carries APN; Roosevelt, NM distress scores sit on the Roosevelt, NM live board.
Roosevelt, NM figures refresh with each source.
Roosevelt, NM questions
Most distressed ZIP code in Roosevelt County, NM?
ZIP 88116 leads Roosevelt, NM at 31/100; next in Roosevelt, NM: 88118 at 23/100; the Roosevelt, NM average is 16/100.
Where does Roosevelt County, NM rank for investment opportunity?
Roosevelt, NM is #1,145 among all ranked counties, #10 in New Mexico; the Roosevelt, NM driver is vacancy; Roosevelt, NM moved up 907 places.
How many mortgages are delinquent in Roosevelt County, NM?
Roosevelt, NM takes the state reading of 1.1% for December 2025; no CFPB county sample covers Roosevelt, NM.
Which banks lend in Roosevelt County, NM?
2 watched lenders hold Roosevelt, NM branches; the largest Roosevelt, NM footprints are James Polk Stone Cmty Bank (2), Western Commerce Bank (1).
More on Roosevelt, NM
Roosevelt County, NM distress report: public-record figures for Roosevelt, NM; not legal advice for Roosevelt, NM; not tax or investment advice; verify every Roosevelt, NM record before acting.