Ross County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ross County, Ohio? DLRadar grades every Ross County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Ross County breakdown.
- Ross County's most distressed ZIP is 43101 at 18/100.
- 16 ZIP codes tracked in Ross County, averaging 15/100 distress.
- Ross County reads peak — home values up 3.9% year over year.
- Vacancy runs 8% across Ross County's tracked ZIPs, with a 13.8% poverty rate.
- The typical Ross County home is worth about $172,836 against a ~$58,182 median income.
- Lending headwind in Ross County sits at 63/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 43101 | 18/100 |
| 2 | 43115 | 18/100 |
| 3 | 43164 | 18/100 |
| 4 | 45617 | 18/100 |
| 5 | 45628 | 18/100 |
| 6 | 45644 | 18/100 |
| 7 | 45673 | 18/100 |
| 8 | 45681 | 18/100 |
| 9 | 45601 | 17/100 |
| 10 | 45612 | 16/100 |
| 11 | 43135 | 15/100 |
| 12 | 45690 | 15/100 |
Most distressed ZIP codes in Ross County (composite distress 0-100, 2026)
What is driving Ross County distress
Nothing here is estimated: Ross County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Ross County market phase and pricing
Phase for Ross County: peak (+3.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
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Questions and answers
Which ZIP code leads Ross County on distress?
ZIP 43101 leads Ross County at 18/100, recomputed monthly from public records.
What market phase is Ross County in?
Ross County currently sits in peak, with values up 3.9% year on year, based on FHFA price-index trajectory.
Can the Ross County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 16 Ross County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Ross County ZIP codes?
A county average hides the spread. Across the Ross County ZIPs DLRadar ranks, scores run from 18/100 in 43101 down to 15/100 in 45690, against a Ross County average of 15/100. A spread of 3 points means Ross County has to be worked ZIP by ZIP.
What do Ross County home values and vacancy say about distressed supply?
The typical Ross County home carries about $172,836 of value against a median household income near $58,182. Vacancy across Ross County's tracked ZIPs runs 8% and the poverty rate is 13.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Ross County's foreclosure and lien data and its 63/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.