San Juan County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in San Juan County, Colorado? DLRadar grades every San Juan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 San Juan County breakdown.
- San Juan County's most distressed ZIP is 81301 at 24/100.
- 2 ZIP codes tracked in San Juan County, averaging 15/100 distress.
- San Juan County reads peak — home values up 2.2% year over year.
- Vacancy runs 30.3% across San Juan County's tracked ZIPs, with a 16.5% poverty rate.
- The typical San Juan County home is worth about $574,200 against a ~$82,992 median income.
- Lending headwind in San Juan County sits at 100/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81301 | 24/100 |
| 2 | 81433 | 6/100 |
Most distressed ZIP codes in San Juan County (composite distress 0-100, 2026)
What is driving San Juan County distress
San Juan County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
San Juan County market phase and pricing
Phase for San Juan County: peak (+2.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in San Juan County
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Questions and answers
Which San Juan County ZIP scores worst for distress?
ZIP 81301 leads San Juan County at 24/100, recomputed monthly from public records.
How would you describe the San Juan County market phase?
San Juan County is classified peak with a 2.2% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the San Juan County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 2 San Juan County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between San Juan County ZIP codes?
The county figure is a blend, not a description. Across the San Juan County ZIPs DLRadar ranks, scores run from 24/100 in 81301 down to 6/100 in 81433, against a San Juan County average of 15/100. That 18-point gap is why acquisition targeting in San Juan County works at ZIP level rather than county level.
What do San Juan County home values and vacancy say about distressed supply?
The typical San Juan County home carries about $574,200 of value against a median household income near $82,992. Vacancy across San Juan County's tracked ZIPs runs 30.3% and the poverty rate is 16.5%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside San Juan County's foreclosure and lien data and its 100/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.