San Juan County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in San Juan County, New Mexico? DLRadar grades every San Juan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 San Juan County breakdown.
- San Juan County's most distressed ZIP is 81137 at 28/100.
- 22 ZIP codes tracked in San Juan County, averaging 26/100 distress.
- San Juan County reads expansion — home values up 6.7% year over year, 2.4% off peak.
- Vacancy runs 20.9% across San Juan County's tracked ZIPs, with a 29.1% poverty rate.
- The typical San Juan County home is worth about $134,723 against a ~$52,133 median income.
- Lending headwind in San Juan County sits at 47/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81137 | 28/100 |
| 2 | 87037 | 28/100 |
| 3 | 87364 | 28/100 |
| 4 | 87401 | 28/100 |
| 5 | 87402 | 28/100 |
| 6 | 87410 | 28/100 |
| 7 | 87413 | 28/100 |
| 8 | 87415 | 28/100 |
| 9 | 87416 | 28/100 |
| 10 | 87417 | 28/100 |
| 11 | 87418 | 28/100 |
| 12 | 87420 | 28/100 |
Most distressed ZIP codes in San Juan County (composite distress 0-100, 2026)
What is driving San Juan County distress
Nothing here is estimated: San Juan County is scored from filings alone, and its ZIPs average 26/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
San Juan County market phase and pricing
San Juan County currently sits in expansion after a 6.7% gain in the past twelve months, 2.4% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in San Juan County
Keep reading the San Juan County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
No card required · full read access to live data for 60 minutes.
Questions about this county
Which part of San Juan County, NM scores highest for distress?
ZIP 81137 leads San Juan County at 28/100, recomputed monthly from public records.
What stage of the price cycle is San Juan County at?
The market phase for San Juan County is expansion, prices rising 6.7% on the year — derived from the FHFA House Price Index path.
Which datasets feed the San Juan County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 22 San Juan County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between San Juan County ZIP codes?
A single county score papers over real variation. Across the San Juan County ZIPs DLRadar ranks, scores run from 28/100 in 81137 down to 28/100 in 87420, against a San Juan County average of 26/100. The 0-point range is the argument for ZIP-level search across San Juan County.
What do San Juan County home values and vacancy say about distressed supply?
The typical San Juan County home carries about $134,723 of value against a median household income near $52,133. Vacancy across San Juan County's tracked ZIPs runs 20.9% and the poverty rate is 29.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to San Juan County's foreclosure and lien filings and its 47/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.