Sanders County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Sanders County, Montana? DLRadar grades every Sanders County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Sanders County breakdown.
- Sanders County's most distressed ZIP is 59821 at 14/100.
- 11 ZIP codes tracked in Sanders County, averaging 14/100 distress.
- Sanders County reads peak — home values up 2.2% year over year.
- Vacancy runs 17.4% across Sanders County's tracked ZIPs, with a 19.4% poverty rate.
- The typical Sanders County home is worth about $357,910 against a ~$57,661 median income.
- Lending headwind in Sanders County sits at 51/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59821 | 14/100 |
| 2 | 59831 | 14/100 |
| 3 | 59844 | 14/100 |
| 4 | 59848 | 14/100 |
| 5 | 59853 | 14/100 |
| 6 | 59856 | 14/100 |
| 7 | 59859 | 14/100 |
| 8 | 59866 | 14/100 |
| 9 | 59873 | 14/100 |
| 10 | 59874 | 14/100 |
| 11 | 59845 | 13/100 |
Most distressed ZIP codes in Sanders County (composite distress 0-100, 2026)
What is driving Sanders County distress
Sanders County's placement in the national index rests on public filings — a 14/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Sanders County market phase and pricing
DLRadar places Sanders County in peak; prices moved up 2.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Sanders County
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Frequently asked
What is the hardest-hit ZIP in Sanders County?
ZIP 59821 leads Sanders County at 14/100, recomputed monthly from public records.
What market phase is Sanders County in?
Sanders County currently sits in peak, with values up 2.2% year on year, based on FHFA price-index trajectory.
What is this Sanders County analysis built from?
Each Sanders County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 11 local ZIPs and every other county in the country.
How much do distress scores vary between Sanders County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Sanders County ZIPs DLRadar ranks, scores run from 14/100 in 59821 down to 13/100 in 59845, against a Sanders County average of 14/100. Because the gap runs to 1 points, Sanders County rewards ZIP-level precision.
What do Sanders County home values and vacancy say about distressed supply?
The typical Sanders County home carries about $357,910 of value against a median household income near $57,661. Vacancy across Sanders County's tracked ZIPs runs 17.4% and the poverty rate is 19.4%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Sanders County's foreclosure and lien data and its 51/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.