Sarpy County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sarpy County, NE distress report, 2026: 14 ZIPs scored in Sarpy, NE, Sarpy, NE average 27/100; the top Sarpy, NE ZIP is 68069 at 33/100; Sarpy, NE market phase neutral, Sarpy, NE prices +3.8% year over year.
- Sarpy, NE ranks #1,882 nationally (opportunity index); Sarpy, NE #42 in Nebraska; Sarpy, NE index 28.1.
- Sarpy, NE ninety-day mortgage delinquency 0.4% in December 2025; Sarpy, NE twelve-month change -0.1%.
- Sarpy, NE ZIP phases: 14 neutral.
- Sarpy, NE residential listings tracked: 306 across 13 ZIPs; Sarpy, NE candidate listings 41.
- Sarpy, NE HUD assisted properties: 11 with 932 units.
- Sarpy, NE lenders on watch: 8; largest Sarpy, NE footprint Pinnacle Bank (9 branches).
- Sarpy, NE most distressed ZIP: 68069 at 33/100.
Sarpy, NE figures: DLRadar distress index; Sarpy, NE inputs: CFPB, FHFA, HUD, FDIC; Sarpy, NE rebuilt as sources refresh.
| Rank | Sarpy, NE ZIP | Score |
|---|---|---|
| 1 | 68069 | 33/100 |
| 2 | 68005 | 27/100 |
| 3 | 68028 | 27/100 |
| 4 | 68046 | 27/100 |
| 5 | 68056 | 27/100 |
| 6 | 68059 | 27/100 |
| 7 | 68113 | 27/100 |
| 8 | 68123 | 27/100 |
| 9 | 68128 | 27/100 |
| 10 | 68133 | 27/100 |
| 11 | 68136 | 27/100 |
| 12 | 68138 | 27/100 |
Most distressed Sarpy, NE ZIPs (0-100, 2026)
Mortgage delinquency in Sarpy, NE
0.4% of Sarpy, NE mortgages were ninety-plus days late (Sarpy, NE, December 2025); Sarpy, NE thirty-to-eighty-nine days late: 1.3%; Sarpy, NE twelve-month change -0.1%; Sarpy, NE peak since 2008: 2.1% (June 2010); Nebraska overall 0.6%. Sarpy, NE ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.5 (Sarpy, NE), Mar 25 0.4, Apr 25 0.5, May 25 0.4 (Sarpy, NE), Jun 25 0.3, Jul 25 0.4, Aug 25 0.4 (Sarpy, NE), Sep 25 0.4, Oct 25 0.5, Nov 25 0.4 (Sarpy, NE), Dec 25 0.4.
Opportunity index: Sarpy, NE
Sarpy, NE index 28.1, Sarpy, NE phase early_signal; Sarpy, NE primary driver bank institutional, Sarpy, NE second driver listings discount. Sarpy, NE components: property stress 11.0, foreclosure pressure 8.5, listing discounts 44.9, bank stress 60.5, insurance 0.0; Sarpy, NE pulse 28.0; Sarpy, NE capital opportunity 28.3; Sarpy, NE seven-day change +0.5%.
ZIP market phases inside Sarpy, NE
14 Sarpy, NE ZIPs carry a price-cycle phase; Sarpy, NE ZIPs by phase (Sarpy, NE), deepest drawdown first: neutral, +3.8% YoY (Sarpy, NE): 68005, 68028, 68046, 68056, Sarpy, NE 68059, 68069, 68113, 68123, Sarpy, NE 68128, 68133, 68136, 68138, Sarpy, NE 68147, 68157.
Residential listings by Sarpy, NE ZIP
Sarpy, NE ZIPs with the most tracked Sarpy, NE residential listings: 68046 81 listings, 17 candidates, bank pressure 63; 68028 60 listings, 14 candidates, bank pressure 63; 68123 34 listings, 1 candidates, bank pressure 63; 68005 32 listings, 1 candidates, bank pressure 63 (Sarpy, NE); 68128 30 listings, 4 candidates, bank pressure 63; 68133 26 listings, 0 candidates, bank pressure 63; 68147 20 listings, 2 candidates, bank pressure 61; 68136 9 listings, 2 candidates, bank pressure 63. Sarpy, NE totals: 306 listings; Sarpy, NE candidates 41; active ZIPs 10.
HUD assisted housing in Sarpy, NE
11 assisted properties with 932 units sit in Sarpy, NE; largest Sarpy, NE properties: Pavilion At Twin Creek (Bellevue) 240 units; Southgate Apartments (Aka Chandler Pointe) (Bellevue) 200 units, 175 assisted; Venue At Werner Park Apartments (Papillion) 162 units in Sarpy, NE; Bellewood Courts/Bellewood South (Bellevue) 84 units, 84 assisted; Monarch Villas (Papillion) 76 units, 76 assisted; Immanuel Trinity Courtyard I (Papillion) 40 units, 40 assisted.
Lenders with branches in Sarpy, NE
Sarpy, NE lenders by branch count: Pinnacle Bank (Sarpy, NE): stress 62, 9 branches low in Sarpy, NE; First National Bank Of Omaha (Sarpy, NE): stress 49, 4 branches low in Sarpy, NE; Five Points Bank (Sarpy, NE): stress 71, 2 branches low in Sarpy, NE; Dayspring Bank (Sarpy, NE): stress 69, 2 branches low in Sarpy, NE; Core Bank (Sarpy, NE): stress 78, 1 branch low in Sarpy, NE; United Republic Bank (Sarpy, NE): stress 74, 1 branch low in Sarpy, NE; Citizens State Bank (Sarpy, NE): stress 70, 1 branch low in Sarpy, NE; West Gate Bank (Sarpy, NE): stress 69, 1 branch low in Sarpy, NE.
Vacancy and permits, Sarpy, NE
2,683 of 76,780 Sarpy, NE housing units are vacant; Sarpy, NE permits, twelve months: 734 multifamily units in Sarpy, NE, 1,340 one-to-four unit units.
Work Sarpy, NE at the parcel level
Every Sarpy, NE parcel carries owner and address; every Sarpy, NE parcel carries APN; Sarpy, NE distress scores sit on the Sarpy, NE live board.
Sarpy, NE figures refresh with each source.
Sarpy, NE questions
Most distressed ZIP code in Sarpy County, NE?
ZIP 68069 leads Sarpy, NE at 33/100; next in Sarpy, NE: 68005 at 27/100; the Sarpy, NE average is 27/100.
Where does Sarpy County, NE rank for investment opportunity?
Sarpy, NE is #1,882 among all ranked counties, #42 in Nebraska; the Sarpy, NE driver is bank institutional; Sarpy, NE moved up 826 places.
How many mortgages are delinquent in Sarpy County, NE?
0.4% of Sarpy, NE mortgages were ninety-plus days late in December 2025; the Sarpy, NE peak since 2008 was 2.1%.
Which banks lend in Sarpy County, NE?
8 watched lenders hold Sarpy, NE branches; the largest Sarpy, NE footprints are Pinnacle Bank (9), First National Bank Of Omaha (4), Five Points Bank (2).
More on Sarpy, NE
Sarpy County, NE distress report: public-record figures for Sarpy, NE; not legal advice for Sarpy, NE; not tax or investment advice; verify every Sarpy, NE record before acting.