Schuyler County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Schuyler County, New York? DLRadar grades every Schuyler County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Schuyler County breakdown.
- Schuyler County's most distressed ZIP is 14840 at 34/100.
- 18 ZIP codes tracked in Schuyler County, averaging 14/100 distress.
- Schuyler County reads expansion — home values up 6.0% year over year.
- Vacancy runs 22.6% across Schuyler County's tracked ZIPs, with a 14% poverty rate.
- The typical Schuyler County home is worth about $180,489 against a ~$72,664 median income.
- Lending headwind in Schuyler County sits at 81/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 14840 | 34/100 |
| 2 | 14870 | 33/100 |
| 3 | 14837 | 18/100 |
| 4 | 14815 | 17/100 |
| 5 | 14812 | 16/100 |
| 6 | 14886 | 13/100 |
| 7 | 14838 | 12/100 |
| 8 | 14847 | 12/100 |
| 9 | 14889 | 12/100 |
| 10 | 14878 | 11/100 |
| 11 | 14864 | 10/100 |
| 12 | 14824 | 9/100 |
Most distressed ZIP codes in Schuyler County (composite distress 0-100, 2026)
What is driving Schuyler County distress
Schuyler County's placement in the national index rests on public filings — a 14/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Schuyler County market phase and pricing
Phase for Schuyler County: expansion (+6.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Schuyler County
The Schuyler County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
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Frequently asked
Which ZIP code leads Schuyler County on distress?
ZIP 14840 leads Schuyler County at 34/100, recomputed monthly from public records.
What stage of the price cycle is Schuyler County at?
Schuyler County is classified expansion with a 6.0% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Schuyler County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 18 Schuyler County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Schuyler County ZIP codes?
Averaging the county conceals how uneven it is. Across the Schuyler County ZIPs DLRadar ranks, scores run from 34/100 in 14840 down to 9/100 in 14824, against a Schuyler County average of 14/100. Because the gap runs to 25 points, Schuyler County rewards ZIP-level precision.
What do Schuyler County home values and vacancy say about distressed supply?
The typical Schuyler County home carries about $180,489 of value against a median household income near $72,664. Vacancy across Schuyler County's tracked ZIPs runs 22.6% and the poverty rate is 14%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Schuyler County's filings and its 81/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.