Schuyler County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Schuyler County, NY distress report, 2026: 18 ZIPs scored in Schuyler, NY, Schuyler, NY average 13/100; the top Schuyler, NY ZIP is 14840 at 32/100; Schuyler, NY market phase expansion, Schuyler, NY prices +6.0% year over year.
- Schuyler, NY ranks #1,552 nationally (opportunity index); Schuyler, NY #25 in New York; Schuyler, NY index 29.2.
- Schuyler, NY: no CFPB county sample; Schuyler, NY non-metro area reading 0.8%.
- Schuyler, NY ZIP phases: 11 expansion, 7 peak.
- Schuyler, NY residential listings tracked: 13 across 10 ZIPs; Schuyler, NY candidate listings 7.
- Schuyler, NY lenders on watch: 2; largest Schuyler, NY footprint Chemung Canal Trust Co (2 branches).
- Schuyler, NY most distressed ZIP: 14840 at 32/100.
Schuyler, NY figures: DLRadar distress index; Schuyler, NY inputs: CFPB, FHFA, HUD, FDIC; Schuyler, NY rebuilt as sources refresh.
| Rank | Schuyler, NY ZIP | Score |
|---|---|---|
| 1 | 14840 | 32/100 |
| 2 | 14870 | 31/100 |
| 3 | 14837 | 19/100 |
| 4 | 14815 | 16/100 |
| 5 | 14812 | 15/100 |
| 6 | 14838 | 12/100 |
| 7 | 14878 | 12/100 |
| 8 | 14886 | 12/100 |
| 9 | 14889 | 12/100 |
| 10 | 14847 | 11/100 |
| 11 | 14864 | 11/100 |
| 12 | 14824 | 9/100 |
Most distressed Schuyler, NY ZIPs (0-100, 2026)
Mortgage delinquency around Schuyler, NY
No CFPB county sample covers Schuyler, NY; the non-metro area reading for Schuyler, NY: 0.8% ninety-plus; Schuyler, NY area thirty-to-eighty-nine 3.0% (December 2025, Schuyler, NY); New York overall 1.0%.
Opportunity index: Schuyler, NY
Schuyler, NY index 29.2, Schuyler, NY phase early_signal; Schuyler, NY primary driver vacancy, Schuyler, NY second driver bank institutional. Schuyler, NY components: property stress 18.1, foreclosure pressure 17.2, listing discounts 25.6, bank stress 53.6, insurance 0.0; Schuyler, NY pulse 33.2; Schuyler, NY capital opportunity 23.1.
ZIP market phases inside Schuyler, NY
18 Schuyler, NY ZIPs carry a price-cycle phase; Schuyler, NY ZIPs by phase (Schuyler, NY), deepest drawdown first: peak, +0.8% YoY, 3.0% off peak (Schuyler, NY): 14886; peak, +4.1% YoY, 2.3% off peak (Schuyler, NY): 14838; peak, +4.0% YoY, 2.2% off peak (Schuyler, NY): 14889; peak, +4.5% YoY, 1.7% off peak (Schuyler, NY): 14864; expansion, +5.3% YoY, 0.8% off peak (Schuyler, NY): 14824; expansion, +5.3% YoY, 0.4% off peak (Schuyler, NY): 14812; expansion, +5.9% YoY, 0.1% off peak (Schuyler, NY): 14805; expansion, +5.6% YoY (Schuyler, NY): 14815; expansion, +6.0% YoY (Schuyler, NY): 14818, 14865, 14869; expansion, +5.9% YoY (Schuyler, NY): 14837; peak, +4.9% YoY (Schuyler, NY): 14840, 14847, 14870; expansion, +5.7% YoY (Schuyler, NY): 14841.
Residential listings by Schuyler, NY ZIP
Schuyler, NY ZIPs with the most tracked Schuyler, NY residential listings: 14865 4 listings, 4 candidates, bank pressure 64; 14891 4 listings, 1 candidates, bank pressure 64; 14812 3 listings, 2 candidates, bank pressure 62; 14818 2 listings, 0 candidates, bank pressure 64 (Schuyler, NY); 14805 0 listings, 0 candidates, bank pressure 60; 14815 0 listings, 0 candidates, bank pressure 64; 14824 0 listings, 0 candidates, bank pressure 60; 14841 0 listings, 0 candidates, bank pressure 66. Schuyler, NY totals: 13 listings; Schuyler, NY candidates 7; active ZIPs 0.
Lenders with branches in Schuyler, NY
Schuyler, NY lenders by branch count: Chemung Canal Trust Co (Schuyler, NY): stress 60, 2 branches low in Schuyler, NY; Community Bank National Assn (Schuyler, NY): stress 68, 1 branch low in Schuyler, NY.
Vacancy and permits, Schuyler, NY
2,397 of 9,752 Schuyler, NY housing units are vacant; Schuyler, NY permits, twelve months: 0 multifamily units in Schuyler, NY, 49 one-to-four unit units.
Work Schuyler, NY at the parcel level
Every Schuyler, NY parcel carries owner and address; every Schuyler, NY parcel carries APN; Schuyler, NY distress scores sit on the Schuyler, NY live board.
Schuyler, NY figures refresh with each source.
Schuyler, NY questions
Most distressed ZIP code in Schuyler County, NY?
ZIP 14840 leads Schuyler, NY at 32/100; next in Schuyler, NY: 14870 at 31/100; the Schuyler, NY average is 13/100.
Where does Schuyler County, NY rank for investment opportunity?
Schuyler, NY is #1,552 among all ranked counties, #25 in New York; the Schuyler, NY driver is vacancy; Schuyler, NY moved down 2 places.
How many mortgages are delinquent in Schuyler County, NY?
Schuyler, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Schuyler, NY.
Which banks lend in Schuyler County, NY?
2 watched lenders hold Schuyler, NY branches; the largest Schuyler, NY footprints are Chemung Canal Trust Co (2), Community Bank National Assn (1).
More on Schuyler, NY
Schuyler County, NY distress report: public-record figures for Schuyler, NY; not legal advice for Schuyler, NY; not tax or investment advice; verify every Schuyler, NY record before acting.