Scott County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Scott County, MS distress report, 2026: 10 ZIPs scored in Scott, MS, Scott, MS average 19/100; the top Scott, MS ZIP is 39359 at 23/100; Scott, MS market phase peak, Scott, MS prices +1.9% year over year.
- Scott, MS ranks #187 nationally (opportunity index); Scott, MS #7 in Mississippi; Scott, MS index 36.0.
- Scott, MS: no CFPB county sample; Scott, MS metro area reading 1.7%.
- Scott, MS ZIP phases: 10 peak.
- Scott, MS residential listings tracked: 6 across 4 ZIPs; Scott, MS candidate listings 1.
- Scott, MS HUD assisted properties: 1 with 84 units.
- Scott, MS lenders on watch: 5; largest Scott, MS footprint Citizens Bk Philadelphia Ms (2 branches).
- Scott, MS most distressed ZIP: 39359 at 23/100.
Scott, MS figures: DLRadar distress index; Scott, MS inputs: CFPB, FHFA, HUD, FDIC; Scott, MS rebuilt as sources refresh.
| Rank | Scott, MS ZIP | Score |
|---|---|---|
| 1 | 39359 | 23/100 |
| 2 | 39074 | 22/100 |
| 3 | 39365 | 22/100 |
| 4 | 39092 | 21/100 |
| 5 | 39145 | 19/100 |
| 6 | 39057 | 18/100 |
| 7 | 39152 | 18/100 |
| 8 | 39189 | 18/100 |
| 9 | 39117 | 17/100 |
| 10 | 39094 | 16/100 |
Most distressed Scott, MS ZIPs (0-100, 2026)
Mortgage delinquency around Scott, MS
No CFPB county sample covers Scott, MS; the metro area reading for Scott, MS (Jackson, MS): 1.7% ninety-plus; Scott, MS area thirty-to-eighty-nine 4.4% (December 2025, Scott, MS); Mississippi overall 1.8%.
Opportunity index: Scott, MS
Scott, MS index 36.0, Scott, MS phase peak_opportunity; Scott, MS primary driver vacancy, Scott, MS second driver bank institutional. Scott, MS components: property stress 31.1, foreclosure pressure 33.9, listing discounts 38.2, bank stress 57.1, insurance 0.0; Scott, MS pulse 40.0; Scott, MS capital opportunity 30.1; Scott, MS seven-day change +0.1%.
ZIP market phases inside Scott, MS
10 Scott, MS ZIPs carry a price-cycle phase; Scott, MS ZIPs by phase (Scott, MS), deepest drawdown first: peak, +1.9% YoY, 2.2% off peak (Scott, MS): 39145, 39359; peak, +2.3% YoY, 1.8% off peak (Scott, MS): 39074; peak, +2.3% YoY, 1.7% off peak (Scott, MS): 39092; peak, +2.4% YoY, 1.6% off peak (Scott, MS): 39117; peak, +2.8% YoY, 1.2% off peak (Scott, MS): 39094; peak, +3.2% YoY, 0.8% off peak (Scott, MS): 39152; peak, +3.3% YoY, 0.6% off peak (Scott, MS): 39189; peak, +3.6% YoY, 0.3% off peak (Scott, MS): 39057; peak, +3.8% YoY, 0.0% off peak (Scott, MS): 39365.
Residential listings by Scott, MS ZIP
Scott, MS ZIPs with the most tracked Scott, MS residential listings: 39074 3 listings, 1 candidates, bank pressure 65; 39117 3 listings, 0 candidates, bank pressure 61; 39092 0 listings, 0 candidates, bank pressure 66; 39359 0 listings, 0 candidates, bank pressure 66 (Scott, MS). Scott, MS totals: 6 listings; Scott, MS candidates 1; active ZIPs 1.
HUD assisted housing in Scott, MS
1 assisted properties with 84 units sit in Scott, MS; largest Scott, MS properties: Oak Dale Apts (Forest) 84 units, 84 assisted.
Lenders with branches in Scott, MS
Scott, MS lenders by branch count: Citizens Bk Philadelphia Ms (Scott, MS): stress 85, 2 branches low in Scott, MS; Community Bank Of Ms (Scott, MS): stress 74, 1 branch low in Scott, MS; Bank Of Forest (Scott, MS): stress 67, 1 branch low in Scott, MS; Bank Of Commerce (Scott, MS): stress 62, 1 branch low in Scott, MS; Priorityone Bank (Scott, MS): stress 43, 1 branch low in Scott, MS.
Vacancy and permits, Scott, MS
1,797 of 11,483 Scott, MS housing units are vacant; Scott, MS permits, twelve months: 0 multifamily units in Scott, MS, 18 one-to-four unit units.
Work Scott, MS at the parcel level
Every Scott, MS parcel carries owner and address; every Scott, MS parcel carries APN; Scott, MS distress scores sit on the Scott, MS live board.
Scott, MS figures refresh with each source.
Scott, MS questions
Most distressed ZIP code in Scott County, MS?
ZIP 39359 leads Scott, MS at 23/100; next in Scott, MS: 39074 at 22/100; the Scott, MS average is 19/100.
Where does Scott County, MS rank for investment opportunity?
Scott, MS is #187 among all ranked counties, #7 in Mississippi; the Scott, MS driver is vacancy; Scott, MS moved up 105 places.
How many mortgages are delinquent in Scott County, MS?
Scott, MS takes the metro area reading of 1.7% for December 2025; no CFPB county sample covers Scott, MS.
Which banks lend in Scott County, MS?
5 watched lenders hold Scott, MS branches; the largest Scott, MS footprints are Citizens Bk Philadelphia Ms (2), Community Bank Of Ms (1), Bank Of Forest (1).
More on Scott, MS
Scott County, MS distress report: public-record figures for Scott, MS; not legal advice for Scott, MS; not tax or investment advice; verify every Scott, MS record before acting.