Scott County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Scott County, Tennessee? DLRadar grades every Scott County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Scott County breakdown.
- Scott County's most distressed ZIP is 37847 at 15/100.
- 9 ZIP codes tracked in Scott County, averaging 9/100 distress.
- Scott County reads peak — home values up 2.8% year over year.
- Vacancy runs 18.7% across Scott County's tracked ZIPs, with a 22.4% poverty rate.
- The typical Scott County home is worth about $134,463 against a ~$44,677 median income.
- Lending headwind in Scott County sits at 22/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37847 | 15/100 |
| 2 | 37756 | 12/100 |
| 3 | 37732 | 8/100 |
| 4 | 37755 | 8/100 |
| 5 | 37841 | 8/100 |
| 6 | 37852 | 8/100 |
| 7 | 37872 | 8/100 |
| 8 | 37892 | 8/100 |
| 9 | 38504 | 8/100 |
Most distressed ZIP codes in Scott County (composite distress 0-100, 2026)
What is driving Scott County distress
DLRadar builds Scott County's distress picture only from records anyone can pull; its ZIPs average 9/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Scott County market phase and pricing
The cycle in Scott County is peak, with values up 2.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Scott County
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Questions and answers
What is the most distressed ZIP code in Scott County, TN?
ZIP 37847 leads Scott County at 15/100, recomputed monthly from public records.
Which phase does Scott County sit in right now?
The market phase for Scott County is peak, prices rising 2.8% on the year — derived from the FHFA House Price Index path.
What is this Scott County analysis built from?
Each Scott County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 9 local ZIPs and every other county in the country.
How much do distress scores vary between Scott County ZIP codes?
The county figure is a blend, not a description. Across the Scott County ZIPs DLRadar ranks, scores run from 15/100 in 37847 down to 8/100 in 38504, against a Scott County average of 9/100. That 7-point gap is why acquisition targeting in Scott County works at ZIP level rather than county level.
What do Scott County home values and vacancy say about distressed supply?
The typical Scott County home carries about $134,463 of value against a median household income near $44,677. Vacancy across Scott County's tracked ZIPs runs 18.7% and the poverty rate is 22.4%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Scott County's foreclosure and tax-lien record and its 22/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.