Scott County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Scott County, TN distress report, 2026: 9 ZIPs scored in Scott, TN, Scott, TN average 14/100; the top Scott, TN ZIP is 37847 at 17/100; Scott, TN market phase peak, Scott, TN prices +2.8% year over year.
- Scott, TN ranks #1,627 nationally (opportunity index); Scott, TN #52 in Tennessee; Scott, TN index 29.0.
- Scott, TN: no CFPB county sample; Scott, TN non-metro area reading 1.3%.
- Scott, TN ZIP phases: 8 peak, 1 neutral.
- Scott, TN residential listings tracked: 7 across 6 ZIPs; Scott, TN candidate listings 2.
- Scott, TN HUD assisted properties: 4 with 135 units.
- Scott, TN lenders on watch: 2; largest Scott, TN footprint First Nb Of Oneida (3 branches).
- Scott, TN most distressed ZIP: 37847 at 17/100.
Scott, TN figures: DLRadar distress index; Scott, TN inputs: CFPB, FHFA, HUD, FDIC; Scott, TN rebuilt as sources refresh.
| Rank | Scott, TN ZIP | Score |
|---|---|---|
| 1 | 37847 | 17/100 |
| 2 | 37756 | 15/100 |
| 3 | 37732 | 14/100 |
| 4 | 37755 | 14/100 |
| 5 | 37841 | 14/100 |
| 6 | 37852 | 14/100 |
| 7 | 37872 | 14/100 |
| 8 | 37892 | 14/100 |
| 9 | 38504 | 8/100 |
Most distressed Scott, TN ZIPs (0-100, 2026)
Mortgage delinquency around Scott, TN
No CFPB county sample covers Scott, TN; the non-metro area reading for Scott, TN: 1.3% ninety-plus; Scott, TN area thirty-to-eighty-nine 3.3% (December 2025, Scott, TN); Tennessee overall 0.9%.
Opportunity index: Scott, TN
Scott, TN index 29.0, Scott, TN phase early_signal; Scott, TN primary driver vacancy, Scott, TN second driver bank institutional. Scott, TN components: property stress 18.3, foreclosure pressure 18.4, listing discounts 29.4, bank stress 50.5, insurance 0.0; Scott, TN pulse 31.5; Scott, TN capital opportunity 25.3; Scott, TN seven-day change +0.5%.
ZIP market phases inside Scott, TN
9 Scott, TN ZIPs carry a price-cycle phase; Scott, TN ZIPs by phase (Scott, TN), deepest drawdown first: peak, +2.8% YoY (Scott, TN): 37732, 37755, 37841, 37892, Scott, TN 38504; peak, +3.0% YoY (Scott, TN): 37756; peak, +3.7% YoY (Scott, TN): 37847; peak, +2.9% YoY (Scott, TN): 37852; neutral, +3.7% YoY (Scott, TN): 37872.
Residential listings by Scott, TN ZIP
Scott, TN ZIPs with the most tracked Scott, TN residential listings: 37841 3 listings, 1 candidates, bank pressure 51; 37852 2 listings, 1 candidates, bank pressure 54; 37755 1 listings, 0 candidates, bank pressure 51; 37756 1 listings, 0 candidates, bank pressure 50 (Scott, TN); 37732 0 listings, 0 candidates, bank pressure 51; 37892 0 listings, 0 candidates, bank pressure 51. Scott, TN totals: 7 listings; Scott, TN candidates 2; active ZIPs 2.
HUD assisted housing in Scott, TN
4 assisted properties with 135 units sit in Scott, TN; largest Scott, TN properties: Volunteer Homes (Oneida) 107 units, 105 assisted; Hope Group Homes (Huntsville) 12 units, 6 assisted; Blue Ridge Group Home (Oneida) 8 units, 7 assisted in Scott, TN; Village Green Apartments (Huntsville) 8 units, 8 assisted.
Lenders with branches in Scott, TN
Scott, TN lenders by branch count: First Nb Of Oneida (Scott, TN): stress 53, 3 branches low in Scott, TN; One Bank Of Tennessee (Scott, TN): stress 52, 1 branch low in Scott, TN.
Vacancy and permits, Scott, TN
1,118 of 9,873 Scott, TN housing units are vacant; Scott, TN permits, twelve months: 0 multifamily units in Scott, TN, 4 one-to-four unit units.
Work Scott, TN at the parcel level
Every Scott, TN parcel carries owner and address; every Scott, TN parcel carries APN; Scott, TN distress scores sit on the Scott, TN live board.
Scott, TN figures refresh with each source.
Scott, TN questions
Most distressed ZIP code in Scott County, TN?
ZIP 37847 leads Scott, TN at 17/100; next in Scott, TN: 37756 at 15/100; the Scott, TN average is 14/100.
Where does Scott County, TN rank for investment opportunity?
Scott, TN is #1,627 among all ranked counties, #52 in Tennessee; the Scott, TN driver is vacancy; Scott, TN moved up 334 places.
How many mortgages are delinquent in Scott County, TN?
Scott, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Scott, TN.
Which banks lend in Scott County, TN?
2 watched lenders hold Scott, TN branches; the largest Scott, TN footprints are First Nb Of Oneida (3), One Bank Of Tennessee (1).
More on Scott, TN
Scott County, TN distress report: public-record figures for Scott, TN; not legal advice for Scott, TN; not tax or investment advice; verify every Scott, TN record before acting.