Sebastian County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sebastian County, AR distress report, 2026: 17 ZIPs scored in Sebastian, AR, Sebastian, AR average 27/100; the top Sebastian, AR ZIP is 72901 at 29/100; Sebastian, AR market phase peak, Sebastian, AR prices +3.0% year over year.
- Sebastian, AR ranks #1,513 nationally (opportunity index); Sebastian, AR #62 in Arkansas; Sebastian, AR index 29.4.
- Sebastian, AR: no CFPB county sample; Sebastian, AR metro area reading 1.2%.
- Sebastian, AR ZIP phases: 17 peak.
- Sebastian, AR residential listings tracked: 15 across 14 ZIPs; Sebastian, AR candidate listings 8.
- Sebastian, AR HUD assisted properties: 6 with 598 units.
- Sebastian, AR lenders on watch: 8; largest Sebastian, AR footprint First Nb Of Fort Smith (11 branches).
- Sebastian, AR most distressed ZIP: 72901 at 29/100.
Sebastian, AR figures: DLRadar distress index; Sebastian, AR inputs: CFPB, FHFA, HUD, FDIC; Sebastian, AR rebuilt as sources refresh.
| Rank | Sebastian, AR ZIP | Score |
|---|---|---|
| 1 | 72901 | 29/100 |
| 2 | 72903 | 29/100 |
| 3 | 72904 | 29/100 |
| 4 | 72905 | 29/100 |
| 5 | 72908 | 29/100 |
| 6 | 72916 | 29/100 |
| 7 | 72923 | 29/100 |
| 8 | 72936 | 29/100 |
| 9 | 72937 | 29/100 |
| 10 | 72938 | 29/100 |
| 11 | 72940 | 29/100 |
| 12 | 72941 | 29/100 |
Most distressed Sebastian, AR ZIPs (0-100, 2026)
Mortgage delinquency around Sebastian, AR
No CFPB county sample covers Sebastian, AR; the metro area reading for Sebastian, AR (Fort Smith, AR-OK): 1.2% ninety-plus; Sebastian, AR area thirty-to-eighty-nine 3.5% (December 2025, Sebastian, AR); Arkansas overall 1.3%.
Opportunity index: Sebastian, AR
Sebastian, AR index 29.4, Sebastian, AR phase early_signal; Sebastian, AR primary driver construction, Sebastian, AR second driver bank institutional. Sebastian, AR components: property stress 17.0, foreclosure pressure 14.6, listing discounts 36.0, bank stress 53.2, insurance 0.0; Sebastian, AR pulse 30.9; Sebastian, AR capital opportunity 27.2; Sebastian, AR seven-day change +0.1%.
ZIP market phases inside Sebastian, AR
17 Sebastian, AR ZIPs carry a price-cycle phase; Sebastian, AR ZIPs by phase (Sebastian, AR), deepest drawdown first: peak, +3.0% YoY, 0.9% off peak (Sebastian, AR): 72901, 72903, 72904, 72905, Sebastian, AR 72908, 72916, 72923, 72936, Sebastian, AR 72937, 72938, 72940, 72941, Sebastian, AR 72945; peak, +3.1% YoY, 0.6% off peak (Sebastian, AR): 72944; peak, +3.2% YoY, 0.3% off peak (Sebastian, AR): 72930; peak, +3.3% YoY, 0.2% off peak (Sebastian, AR): 72933.
Residential listings by Sebastian, AR ZIP
Sebastian, AR ZIPs with the most tracked Sebastian, AR residential listings: 72901 3 listings, 2 candidates, bank pressure 56; 72903 3 listings, 1 candidates, bank pressure 56; 72936 2 listings, 0 candidates, bank pressure 56; 72937 2 listings, 1 candidates, bank pressure 56 (Sebastian, AR); 72941 2 listings, 2 candidates, bank pressure 56; 72904 1 listings, 1 candidates, bank pressure 56; 72908 1 listings, 0 candidates, bank pressure 56; 72916 1 listings, 1 candidates, bank pressure 56. Sebastian, AR totals: 15 listings; Sebastian, AR candidates 8; active ZIPs 8.
HUD assisted housing in Sebastian, AR
6 assisted properties with 598 units sit in Sebastian, AR; largest Sebastian, AR properties: Gorman Towers (Fort Smith) 150 units, 150 assisted; Mid-Town Apartments (Fort Smith) 136 units, 136 assisted; Briarwood Apartments (Fort Smith) 128 units, 128 assisted in Sebastian, AR; West Apartments (Fort Smith) 100 units, 100 assisted; North Pointe Ii (Fort Smith) 65 units; Heritage Village Of Barling (Barling) 19 units, 19 assisted.
Lenders with branches in Sebastian, AR
Sebastian, AR lenders by branch count: First Nb Of Fort Smith (Sebastian, AR): stress 42, 11 branches low in Sebastian, AR; Farmers Bank (Sebastian, AR): stress 54, 9 branches low in Sebastian, AR; Arvest Bank (Sebastian, AR): stress 85, 6 branches low in Sebastian, AR; Simmons Bank (Sebastian, AR): stress 56, 3 branches low in Sebastian, AR; Bank Ozk (Sebastian, AR): stress 41, 3 branches low in Sebastian, AR; Chambers Bank (Sebastian, AR): stress 45, 2 branches low in Sebastian, AR; First Security Bank (Sebastian, AR): stress 39, 2 branches low in Sebastian, AR; Centennial Bank (Sebastian, AR): stress 23, 2 branches low in Sebastian, AR.
Vacancy and permits, Sebastian, AR
5,289 of 57,470 Sebastian, AR housing units are vacant; Sebastian, AR permits, twelve months: 114 multifamily units in Sebastian, AR, 342 one-to-four unit units.
Work Sebastian, AR at the parcel level
Every Sebastian, AR parcel carries owner and address; every Sebastian, AR parcel carries APN; Sebastian, AR distress scores sit on the Sebastian, AR live board.
Sebastian, AR figures refresh with each source.
Sebastian, AR questions
Most distressed ZIP code in Sebastian County, AR?
ZIP 72901 leads Sebastian, AR at 29/100; next in Sebastian, AR: 72903 at 29/100; the Sebastian, AR average is 27/100.
Where does Sebastian County, AR rank for investment opportunity?
Sebastian, AR is #1,513 among all ranked counties, #62 in Arkansas; the Sebastian, AR driver is construction; Sebastian, AR moved up 539 places.
How many mortgages are delinquent in Sebastian County, AR?
Sebastian, AR takes the metro area reading of 1.2% for December 2025; no CFPB county sample covers Sebastian, AR.
Which banks lend in Sebastian County, AR?
8 watched lenders hold Sebastian, AR branches; the largest Sebastian, AR footprints are First Nb Of Fort Smith (11), Farmers Bank (9), Arvest Bank (6).
More on Sebastian, AR
Sebastian County, AR distress report: public-record figures for Sebastian, AR; not legal advice for Sebastian, AR; not tax or investment advice; verify every Sebastian, AR record before acting.