Seneca County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Seneca County, OH distress report, 2026: 20 ZIPs scored in Seneca, OH, Seneca, OH average 13/100; the top Seneca, OH ZIP is 43457 at 21/100; Seneca, OH market phase peak, Seneca, OH prices +3.9% year over year.
- Seneca, OH ranks #3,089 nationally (opportunity index); Seneca, OH #82 in Ohio; Seneca, OH index 22.2.
- Seneca, OH: no CFPB county sample; Seneca, OH non-metro area reading 1.4%.
- Seneca, OH ZIP phases: 18 peak, 2 expansion.
- Seneca, OH residential listings tracked: 7 across 14 ZIPs; Seneca, OH candidate listings 6.
- Seneca, OH HUD assisted properties: 8 with 299 units.
- Seneca, OH lenders on watch: 8; largest Seneca, OH footprint Old Fort Banking Co (4 branches).
- Seneca, OH most distressed ZIP: 43457 at 21/100.
Seneca, OH figures: DLRadar distress index; Seneca, OH inputs: CFPB, FHFA, HUD, FDIC; Seneca, OH rebuilt as sources refresh.
| Rank | Seneca, OH ZIP | Score |
|---|---|---|
| 1 | 43457 | 21/100 |
| 2 | 43410 | 17/100 |
| 3 | 44802 | 14/100 |
| 4 | 44830 | 14/100 |
| 5 | 44809 | 13/100 |
| 6 | 44815 | 13/100 |
| 7 | 44828 | 13/100 |
| 8 | 44836 | 13/100 |
| 9 | 44841 | 13/100 |
| 10 | 44853 | 13/100 |
| 11 | 44854 | 13/100 |
| 12 | 44861 | 13/100 |
Most distressed Seneca, OH ZIPs (0-100, 2026)
Mortgage delinquency around Seneca, OH
No CFPB county sample covers Seneca, OH; the non-metro area reading for Seneca, OH: 1.4% ninety-plus; Seneca, OH area thirty-to-eighty-nine 3.4% (December 2025, Seneca, OH); Ohio overall 1.0%.
Opportunity index: Seneca, OH
Seneca, OH index 22.2, Seneca, OH phase weak; Seneca, OH primary driver bank institutional, Seneca, OH second driver vacancy. Seneca, OH components: property stress 10.7, foreclosure pressure 9.6, listing discounts 23.3, bank stress 56.1, insurance 0.0; Seneca, OH pulse 23.5; Seneca, OH capital opportunity 20.2.
ZIP market phases inside Seneca, OH
20 Seneca, OH ZIPs carry a price-cycle phase; Seneca, OH ZIPs by phase (Seneca, OH), deepest drawdown first: expansion, +5.5% YoY (Seneca, OH): 43316; peak, +3.9% YoY (Seneca, OH): 43410, 44802, 44807, 44809, Seneca, OH 44815, 44818, 44828, 44836, Seneca, OH 44841, 44853, 44854; peak, +3.4% YoY (Seneca, OH): 43457; peak, +4.2% YoY (Seneca, OH): 44811; peak, +3.7% YoY (Seneca, OH): 44830; peak, +4.9% YoY (Seneca, OH): 44844.
Residential listings by Seneca, OH ZIP
Seneca, OH ZIPs with the most tracked Seneca, OH residential listings: 44830 6 listings, 5 candidates, bank pressure 61; 44883 1 listings, 1 candidates, bank pressure 55; 44802 0 listings, 0 candidates, bank pressure 59; 44807 0 listings, 0 candidates, bank pressure 56 (Seneca, OH); 44809 0 listings, 0 candidates, bank pressure 55; 44815 0 listings, 0 candidates, bank pressure 55; 44818 0 listings, 0 candidates, bank pressure 57; 44828 0 listings, 0 candidates, bank pressure 55. Seneca, OH totals: 7 listings; Seneca, OH candidates 6; active ZIPs 2.
HUD assisted housing in Seneca, OH
8 assisted properties with 299 units sit in Seneca, OH; largest Seneca, OH properties: Kiwanis Manor (Tiffin) 98 units, 97 assisted; Eco Village (Fostoria) 60 units, 60 assisted; Helburn Meadows (Tiffin) 45 units, 45 assisted in Seneca, OH; Fostoria Townhouses (Fostoria) 40 units, 40 assisted; Charles Meadow (Tiffin) 28 units, 28 assisted; Autumnwood Terrace (Tiffin) 14 units, 13 assisted.
Lenders with branches in Seneca, OH
Seneca, OH lenders by branch count: Old Fort Banking Co (Seneca, OH): stress 72, 4 branches low in Seneca, OH; First Nb Of Sycamore (Seneca, OH): stress 70, 2 branches low in Seneca, OH; Croghan Colonial Bank (Seneca, OH): stress 67, 2 branches low in Seneca, OH; Fifth Third Bank Na (Seneca, OH): stress 62, 2 branches low in Seneca, OH; Sutton Bank (Seneca, OH): stress 28, 2 branches low in Seneca, OH; First Bank Of Ohio (Seneca, OH): stress 12, 2 branches low in Seneca, OH; U S Bank National Assn (Seneca, OH): stress 67, 1 branch low in Seneca, OH; Huntington National Bank (Seneca, OH): stress 63, 1 branch low in Seneca, OH.
Vacancy and permits, Seneca, OH
1,703 of 23,982 Seneca, OH housing units are vacant; Seneca, OH permits, twelve months: 3 multifamily units in Seneca, OH, 75 one-to-four unit units.
Work Seneca, OH at the parcel level
Every Seneca, OH parcel carries owner and address; every Seneca, OH parcel carries APN; Seneca, OH distress scores sit on the Seneca, OH live board.
Seneca, OH figures refresh with each source.
Seneca, OH questions
Most distressed ZIP code in Seneca County, OH?
ZIP 43457 leads Seneca, OH at 21/100; next in Seneca, OH: 43410 at 17/100; the Seneca, OH average is 13/100.
Where does Seneca County, OH rank for investment opportunity?
Seneca, OH is #3,089 among all ranked counties, #82 in Ohio; the Seneca, OH driver is bank institutional; Seneca, OH moved up 47 places.
How many mortgages are delinquent in Seneca County, OH?
Seneca, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Seneca, OH.
Which banks lend in Seneca County, OH?
8 watched lenders hold Seneca, OH branches; the largest Seneca, OH footprints are Old Fort Banking Co (4), First Nb Of Sycamore (2), Croghan Colonial Bank (2).
More on Seneca, OH
Seneca County, OH distress report: public-record figures for Seneca, OH; not legal advice for Seneca, OH; not tax or investment advice; verify every Seneca, OH record before acting.