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Sherman County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Sherman County, Oregon? DLRadar grades every Sherman County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 5/100. Here is the 2026 Sherman County breakdown.

  • Sherman County's most distressed ZIP is 97029 at 5/100.
  • 5 ZIP codes tracked in Sherman County, averaging 5/100 distress.
  • Sherman County reads recovery — home values up 2.5% year over year.
  • Vacancy runs 19.5% across Sherman County's tracked ZIPs, with a 21.4% poverty rate.
  • The typical Sherman County home is worth about $198,200 against a ~$58,861 median income.
  • Lending headwind in Sherman County sits at 13/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
1970295/100
2970335/100
3970395/100
4970505/100
5970655/100

Most distressed ZIP codes in Sherman County (composite distress 0-100, 2026)

What is driving Sherman County distress

Sherman County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 5/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Sherman County market phase and pricing

Sherman County reads recovery — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.

See the distressed properties behind the data in Sherman County

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Questions about this county

Which Sherman County ZIP scores worst for distress?

ZIP 97029 leads Sherman County at 5/100, recomputed monthly from public records.

What stage of the price cycle is Sherman County at?

Sherman County reads recovery, with home prices up 2.5% year over year. Phase comes from FHFA House Price Index trajectory.

Where does the Sherman County data come from?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 5 Sherman County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Sherman County ZIP codes?

The county figure is a blend, not a description. Across the Sherman County ZIPs DLRadar ranks, scores run from 5/100 in 97029 down to 5/100 in 97065, against a Sherman County average of 5/100. With 0 points between best and worst, county-level targeting in Sherman County wastes effort.

What do Sherman County home values and vacancy say about distressed supply?

The typical Sherman County home carries about $198,200 of value against a median household income near $58,861. Vacancy across Sherman County's tracked ZIPs runs 19.5% and the poverty rate is 21.4%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Sherman County's foreclosure and lien data and its 13/100 lending headwind.

Related

A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.

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