Shiawassee County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Shiawassee County, MI distress report, 2026: 19 ZIPs scored in Shiawassee, MI, Shiawassee, MI average 21/100; the top Shiawassee, MI ZIP is 48616 at 30/100; Shiawassee, MI market phase peak, Shiawassee, MI prices +4.2% year over year.
- Shiawassee, MI ranks #1,828 nationally (opportunity index); Shiawassee, MI #56 in Michigan; Shiawassee, MI index 28.3.
- Shiawassee, MI: no CFPB county sample; Shiawassee, MI non-metro area reading 1.0%.
- Shiawassee, MI ZIP phases: 18 peak, 1 neutral.
- Shiawassee, MI residential listings tracked: 52 across 12 ZIPs; Shiawassee, MI candidate listings 14.
- Shiawassee, MI HUD assisted properties: 1 with 108 units.
- Shiawassee, MI lenders on watch: 1; largest Shiawassee, MI footprint Choiceone Bank (1 branch).
- Shiawassee, MI most distressed ZIP: 48616 at 30/100.
Shiawassee, MI figures: DLRadar distress index; Shiawassee, MI inputs: CFPB, FHFA, HUD, FDIC; Shiawassee, MI rebuilt as sources refresh.
| Rank | Shiawassee, MI ZIP | Score |
|---|---|---|
| 1 | 48616 | 30/100 |
| 2 | 48649 | 29/100 |
| 3 | 48433 | 23/100 |
| 4 | 48436 | 23/100 |
| 5 | 48460 | 23/100 |
| 6 | 48840 | 22/100 |
| 7 | 48831 | 21/100 |
| 8 | 48841 | 21/100 |
| 9 | 48418 | 20/100 |
| 10 | 48449 | 20/100 |
| 11 | 48414 | 19/100 |
| 12 | 48429 | 19/100 |
Most distressed Shiawassee, MI ZIPs (0-100, 2026)
Mortgage delinquency around Shiawassee, MI
No CFPB county sample covers Shiawassee, MI; the non-metro area reading for Shiawassee, MI: 1.0% ninety-plus; Shiawassee, MI area thirty-to-eighty-nine 2.6% (December 2025, Shiawassee, MI); Michigan overall 0.9%.
Opportunity index: Shiawassee, MI
Shiawassee, MI index 28.3, Shiawassee, MI phase early_signal; Shiawassee, MI primary driver bank institutional, Shiawassee, MI second driver construction. Shiawassee, MI components: property stress 11.0, foreclosure pressure 9.8, listing discounts 41.8, bank stress 49.8, insurance 0.0; Shiawassee, MI pulse 27.7; Shiawassee, MI capital opportunity 29.1.
ZIP market phases inside Shiawassee, MI
19 Shiawassee, MI ZIPs carry a price-cycle phase; Shiawassee, MI ZIPs by phase (Shiawassee, MI), deepest drawdown first: peak, +4.2% YoY (Shiawassee, MI): 48414, 48429, 48476, 48817, Shiawassee, MI 48841, 48857; peak, +4.0% YoY (Shiawassee, MI): 48418, 48616, 48649; peak, +3.2% YoY (Shiawassee, MI): 48433; peak, +3.3% YoY (Shiawassee, MI): 48436; peak, +3.9% YoY (Shiawassee, MI): 48449; peak, +4.1% YoY (Shiawassee, MI): 48460; peak, +4.4% YoY (Shiawassee, MI): 48831, 48848; neutral, +4.6% YoY (Shiawassee, MI): 48840.
Residential listings by Shiawassee, MI ZIP
Shiawassee, MI ZIPs with the most tracked Shiawassee, MI residential listings: 48429 13 listings, 1 candidates, bank pressure 64; 48867 10 listings, 3 candidates, bank pressure 60; 48418 6 listings, 1 candidates, bank pressure 64; 48449 6 listings, 0 candidates, bank pressure 64 (Shiawassee, MI); 48817 6 listings, 4 candidates, bank pressure 60; 48872 5 listings, 2 candidates, bank pressure 63; 48848 3 listings, 2 candidates, bank pressure 62; 48414 1 listings, 1 candidates, bank pressure 60. Shiawassee, MI totals: 52 listings; Shiawassee, MI candidates 14; active ZIPs 10.
HUD assisted housing in Shiawassee, MI
1 assisted properties with 108 units sit in Shiawassee, MI; largest Shiawassee, MI properties: Ginger Square Apts. (Owosso) 108 units, 108 assisted.
Lenders with branches in Shiawassee, MI
Shiawassee, MI lenders by branch count: Choiceone Bank (Shiawassee, MI): stress 60, 1 branch low in Shiawassee, MI.
Vacancy and permits, Shiawassee, MI
2,228 of 30,354 Shiawassee, MI housing units are vacant; Shiawassee, MI permits, twelve months: 5 multifamily units in Shiawassee, MI, 63 one-to-four unit units.
Work Shiawassee, MI at the parcel level
Every Shiawassee, MI parcel carries owner and address; every Shiawassee, MI parcel carries APN; Shiawassee, MI distress scores sit on the Shiawassee, MI live board.
Shiawassee, MI figures refresh with each source.
Shiawassee, MI questions
Most distressed ZIP code in Shiawassee County, MI?
ZIP 48616 leads Shiawassee, MI at 30/100; next in Shiawassee, MI: 48649 at 29/100; the Shiawassee, MI average is 21/100.
Where does Shiawassee County, MI rank for investment opportunity?
Shiawassee, MI is #1,828 among all ranked counties, #56 in Michigan; the Shiawassee, MI driver is bank institutional; Shiawassee, MI moved up 905 places.
How many mortgages are delinquent in Shiawassee County, MI?
Shiawassee, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Shiawassee, MI.
Which banks lend in Shiawassee County, MI?
1 watched lenders hold Shiawassee, MI branches; the largest Shiawassee, MI footprints are Choiceone Bank (1).
More on Shiawassee, MI
Shiawassee County, MI distress report: public-record figures for Shiawassee, MI; not legal advice for Shiawassee, MI; not tax or investment advice; verify every Shiawassee, MI record before acting.