Sierra County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Sierra County, New Mexico? DLRadar grades every Sierra County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Sierra County breakdown.
- Sierra County's most distressed ZIP is 87936 at 29/100.
- 10 ZIP codes tracked in Sierra County, averaging 12/100 distress.
- Sierra County reads peak — home values up 1.1% year over year.
- Vacancy runs 32.3% across Sierra County's tracked ZIPs, with a 23.4% poverty rate.
- The typical Sierra County home is worth about $164,060 against a ~$35,186 median income.
- Lending headwind in Sierra County sits at 0/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 87936 | 29/100 |
| 2 | 87901 | 10/100 |
| 3 | 87930 | 10/100 |
| 4 | 87931 | 10/100 |
| 5 | 87933 | 10/100 |
| 6 | 87935 | 10/100 |
| 7 | 87939 | 10/100 |
| 8 | 87942 | 10/100 |
| 9 | 87943 | 10/100 |
| 10 | 88042 | 10/100 |
Most distressed ZIP codes in Sierra County (composite distress 0-100, 2026)
What is driving Sierra County distress
Nothing here is estimated: Sierra County is scored from filings alone, and its ZIPs average 12/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Sierra County market phase and pricing
The cycle in Sierra County is peak, with values up 1.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
Where is distress highest inside Sierra County, NM?
ZIP 87936 leads Sierra County at 29/100, recomputed monthly from public records.
Where is Sierra County in the housing cycle?
The market phase for Sierra County is peak, prices rising 1.1% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Sierra County scores?
Each Sierra County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 10 local ZIPs and every other county in the country.
How much do distress scores vary between Sierra County ZIP codes?
Averaging the county conceals how uneven it is. Across the Sierra County ZIPs DLRadar ranks, scores run from 29/100 in 87936 down to 10/100 in 88042, against a Sierra County average of 12/100. Because the gap runs to 19 points, Sierra County rewards ZIP-level precision.
What do Sierra County home values and vacancy say about distressed supply?
The typical Sierra County home carries about $164,060 of value against a median household income near $35,186. Vacancy across Sierra County's tracked ZIPs runs 32.3% and the poverty rate is 23.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Sierra County's foreclosure and lien filings and its 0/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.