Sierra County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sierra County, NM distress report, 2026: 10 ZIPs scored in Sierra, NM, Sierra, NM average 12/100; the top Sierra, NM ZIP is 87936 at 29/100; Sierra, NM market phase peak, Sierra, NM prices +1.1% year over year.
- Sierra, NM ranks #454 nationally (opportunity index); Sierra, NM #3 in New Mexico; Sierra, NM index 33.7.
- Sierra, NM: no CFPB county sample; Sierra, NM state reading 1.1%.
- Sierra, NM ZIP phases: 9 peak, 1 contraction.
- Sierra, NM residential listings tracked: 14 across 9 ZIPs; Sierra, NM candidate listings 5.
- Sierra, NM HUD assisted properties: 1 with 32 units.
- Sierra, NM lenders on watch: 2; largest Sierra, NM footprint Bank Of The Southwest (2 branches).
- Sierra, NM most distressed ZIP: 87936 at 29/100.
Sierra, NM figures: DLRadar distress index; Sierra, NM inputs: CFPB, FHFA, HUD, FDIC; Sierra, NM rebuilt as sources refresh.
| Rank | Sierra, NM ZIP | Score |
|---|---|---|
| 1 | 87936 | 29/100 |
| 2 | 87901 | 10/100 |
| 3 | 87930 | 10/100 |
| 4 | 87931 | 10/100 |
| 5 | 87933 | 10/100 |
| 6 | 87935 | 10/100 |
| 7 | 87939 | 10/100 |
| 8 | 87942 | 10/100 |
| 9 | 87943 | 10/100 |
| 10 | 88042 | 10/100 |
Most distressed Sierra, NM ZIPs (0-100, 2026)
Mortgage delinquency around Sierra, NM
No CFPB county sample covers Sierra, NM; the state reading for Sierra, NM: 1.1% ninety-plus; Sierra, NM area thirty-to-eighty-nine 2.4% (December 2025, Sierra, NM).
Opportunity index: Sierra, NM
Sierra, NM index 33.7, Sierra, NM phase overheated; Sierra, NM primary driver vacancy, Sierra, NM second driver bank institutional. Sierra, NM components: property stress 32.9, foreclosure pressure 38.3, listing discounts 24.9, bank stress 40.2, insurance 0.0; Sierra, NM pulse 37.2; Sierra, NM capital opportunity 28.5.
ZIP market phases inside Sierra, NM
10 Sierra, NM ZIPs carry a price-cycle phase; Sierra, NM ZIPs by phase (Sierra, NM), deepest drawdown first: contraction, -0.0% YoY, 0.2% off peak (Sierra, NM): 87936; peak, +1.1% YoY (Sierra, NM): 87901, 87930, 87931, 87933, Sierra, NM 87935, 87939, 87942, 87943, Sierra, NM 88042.
Residential listings by Sierra, NM ZIP
Sierra, NM ZIPs with the most tracked Sierra, NM residential listings: 87901 8 listings, 1 candidates, bank pressure 41; 87935 5 listings, 4 candidates, bank pressure 41; 87931 1 listings, 0 candidates, bank pressure 41; 87930 0 listings, 0 candidates, bank pressure 41 (Sierra, NM); 87933 0 listings, 0 candidates, bank pressure 41; 87939 0 listings, 0 candidates, bank pressure 41; 87942 0 listings, 0 candidates, bank pressure 41; 87943 0 listings, 0 candidates, bank pressure 53. Sierra, NM totals: 14 listings; Sierra, NM candidates 5; active ZIPs 1.
HUD assisted housing in Sierra, NM
1 assisted properties with 32 units sit in Sierra, NM; largest Sierra, NM properties: Tradewinds Carriage Apartments (Truth Or Consequences) 32 units, 31 assisted.
Lenders with branches in Sierra, NM
Sierra, NM lenders by branch count: Bank Of The Southwest (Sierra, NM): stress 70, 2 branches low in Sierra, NM; Citizens Bank Of Las Cruces (Sierra, NM): stress 46, 1 branch low in Sierra, NM.
Vacancy and permits, Sierra, NM
2,760 of 8,200 Sierra, NM housing units are vacant.
Work Sierra, NM at the parcel level
Every Sierra, NM parcel carries owner and address; every Sierra, NM parcel carries APN; Sierra, NM distress scores sit on the Sierra, NM live board.
Sierra, NM figures refresh with each source.
Sierra, NM questions
Most distressed ZIP code in Sierra County, NM?
ZIP 87936 leads Sierra, NM at 29/100; next in Sierra, NM: 87901 at 10/100; the Sierra, NM average is 12/100.
Where does Sierra County, NM rank for investment opportunity?
Sierra, NM is #454 among all ranked counties, #3 in New Mexico; the Sierra, NM driver is vacancy; Sierra, NM moved up 209 places.
How many mortgages are delinquent in Sierra County, NM?
Sierra, NM takes the state reading of 1.1% for December 2025; no CFPB county sample covers Sierra, NM.
Which banks lend in Sierra County, NM?
2 watched lenders hold Sierra, NM branches; the largest Sierra, NM footprints are Bank Of The Southwest (2), Citizens Bank Of Las Cruces (1).
More on Sierra, NM
Sierra County, NM distress report: public-record figures for Sierra, NM; not legal advice for Sierra, NM; not tax or investment advice; verify every Sierra, NM record before acting.