Stevens County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Stevens County, Minnesota? DLRadar grades every Stevens County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 13/100. Here is the 2026 Stevens County breakdown.
- Stevens County's most distressed ZIP is 56343 at 13/100.
- 8 ZIP codes tracked in Stevens County, averaging 4/100 distress.
- Stevens County reads peak — home values up 3.4% year over year.
- Vacancy runs 13.5% across Stevens County's tracked ZIPs, with a 6.7% poverty rate.
- The typical Stevens County home is worth about $170,713 against a ~$71,995 median income.
- Lending headwind in Stevens County sits at 50/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56343 | 13/100 |
| 2 | 56323 | 7/100 |
| 3 | 56244 | 3/100 |
| 4 | 56207 | 2/100 |
| 5 | 56221 | 2/100 |
| 6 | 56235 | 2/100 |
| 7 | 56267 | 2/100 |
| 8 | 56248 | 1/100 |
Most distressed ZIP codes in Stevens County (composite distress 0-100, 2026)
What is driving Stevens County distress
DLRadar builds Stevens County's distress picture only from records anyone can pull; its ZIPs average 4/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Stevens County market phase and pricing
DLRadar places Stevens County in peak; prices moved up 3.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Stevens County
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Frequently asked
Which part of Stevens County, MN scores highest for distress?
ZIP 56343 leads Stevens County at 13/100, recomputed monthly from public records.
Which phase does Stevens County sit in right now?
FHFA price-index movement places Stevens County in peak; prices are up 3.4% over twelve months.
What are the sources behind these Stevens County numbers?
Every Stevens County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 8 Stevens County ZIP codes that it runs on every other U.S. county, so Stevens County's numbers are directly comparable to any other market.
How much do distress scores vary between Stevens County ZIP codes?
One county number flattens a wide range. Across the Stevens County ZIPs DLRadar ranks, scores run from 13/100 in 56343 down to 1/100 in 56248, against a Stevens County average of 4/100. That 12-point gap is why acquisition targeting in Stevens County works at ZIP level rather than county level.
What do Stevens County home values and vacancy say about distressed supply?
The typical Stevens County home carries about $170,713 of value against a median household income near $71,995. Vacancy across Stevens County's tracked ZIPs runs 13.5% and the poverty rate is 6.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Stevens County's foreclosure and tax-lien filings and its 50/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.