Summit County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Summit County, Ohio? DLRadar grades every Summit County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Summit County breakdown.
- Summit County's most distressed ZIP is 44056 at 30/100.
- 43 ZIP codes tracked in Summit County, averaging 28/100 distress.
- Summit County reads peak — home values up 3.2% year over year.
- Vacancy runs 7.8% across Summit County's tracked ZIPs, with a 13.8% poverty rate.
- The typical Summit County home is worth about $226,823 against a ~$80,095 median income.
- Lending headwind in Summit County sits at 50/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 44056 | 30/100 |
| 2 | 44067 | 30/100 |
| 3 | 44087 | 30/100 |
| 4 | 44221 | 30/100 |
| 5 | 44223 | 30/100 |
| 6 | 44224 | 30/100 |
| 7 | 44232 | 30/100 |
| 8 | 44236 | 30/100 |
| 9 | 44250 | 30/100 |
| 10 | 44262 | 30/100 |
| 11 | 44264 | 30/100 |
| 12 | 44286 | 30/100 |
Most distressed ZIP codes in Summit County (composite distress 0-100, 2026)
What is driving Summit County distress
Nothing here is estimated: Summit County is scored from filings alone, and its ZIPs average 28/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Summit County market phase and pricing
DLRadar places Summit County in peak; prices moved up 3.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Summit County
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Questions about this county
What is the most distressed ZIP code in Summit County, OH?
ZIP 44056 leads Summit County at 30/100, recomputed monthly from public records.
What market phase is Summit County in?
Summit County is classified peak with a 3.2% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Summit County scores?
Every Summit County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 43 Summit County ZIP codes that it runs on every other U.S. county, so Summit County's numbers are directly comparable to any other market.
How much do distress scores vary between Summit County ZIP codes?
The county figure is a blend, not a description. Across the Summit County ZIPs DLRadar ranks, scores run from 30/100 in 44056 down to 30/100 in 44286, against a Summit County average of 28/100. The 0-point range is the argument for ZIP-level search across Summit County.
What do Summit County home values and vacancy say about distressed supply?
The typical Summit County home carries about $226,823 of value against a median household income near $80,095. Vacancy across Summit County's tracked ZIPs runs 7.8% and the poverty rate is 13.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Summit County's foreclosure and lien filings and its 50/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.