Summit County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Summit County, OH distress report, 2026: 43 ZIPs scored in Summit, OH, Summit, OH average 27/100; the top Summit, OH ZIP is 44056 at 29/100; Summit, OH market phase peak, Summit, OH prices +3.2% year over year.
- Summit, OH ranks #1,552 nationally (opportunity index); Summit, OH #11 in Ohio; Summit, OH index 29.2.
- Summit, OH ninety-day mortgage delinquency 0.8% in December 2025; Summit, OH twelve-month change +0.3%.
- Summit, OH ZIP phases: 41 peak, 2 expansion.
- Summit, OH residential listings tracked: 221 across 34 ZIPs; Summit, OH candidate listings 42.
- Summit, OH HUD assisted properties: 49 with 4,516 units.
- Summit, OH lenders on watch: 8; largest Summit, OH footprint Huntington National Bank (21 branches).
- Summit, OH most distressed ZIP: 44056 at 29/100.
Summit, OH figures: DLRadar distress index; Summit, OH inputs: CFPB, FHFA, HUD, FDIC; Summit, OH rebuilt as sources refresh.
| Rank | Summit, OH ZIP | Score |
|---|---|---|
| 1 | 44056 | 29/100 |
| 2 | 44067 | 29/100 |
| 3 | 44087 | 29/100 |
| 4 | 44203 | 29/100 |
| 5 | 44216 | 29/100 |
| 6 | 44221 | 29/100 |
| 7 | 44223 | 29/100 |
| 8 | 44224 | 29/100 |
| 9 | 44232 | 29/100 |
| 10 | 44236 | 29/100 |
| 11 | 44250 | 29/100 |
| 12 | 44262 | 29/100 |
Most distressed Summit, OH ZIPs (0-100, 2026)
Mortgage delinquency in Summit, OH
0.8% of Summit, OH mortgages were ninety-plus days late (Summit, OH, December 2025); Summit, OH thirty-to-eighty-nine days late: 2.1%; Summit, OH twelve-month change +0.3%; Summit, OH peak since 2008: 4.4% (November 2009); Ohio overall 1.0%. Summit, OH ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.5 (Summit, OH), Mar 25 0.6, Apr 25 0.6, May 25 0.5 (Summit, OH), Jun 25 0.5, Jul 25 0.6, Aug 25 0.7 (Summit, OH), Sep 25 0.8, Oct 25 0.7, Nov 25 0.6 (Summit, OH), Dec 25 0.8.
Opportunity index: Summit, OH
Summit, OH index 29.2, Summit, OH phase early_signal; Summit, OH primary driver construction, Summit, OH second driver bank institutional. Summit, OH components: property stress 8.1, foreclosure pressure 6.4, listing discounts 41.4, bank stress 54.5, insurance 0.0; Summit, OH pulse 30.4; Summit, OH capital opportunity 27.5; Summit, OH seven-day change +0.3%.
ZIP market phases inside Summit, OH
43 Summit, OH ZIPs carry a price-cycle phase; Summit, OH ZIPs by phase (Summit, OH), deepest drawdown first: peak, +3.2% YoY (Summit, OH): 44056, 44067, 44087, 44202, Summit, OH 44203, 44221, 44223, 44224, Summit, OH 44232, 44236, 44240, 44250, Summit, OH 44260; peak, +3.7% YoY (Summit, OH): 44141; peak, +3.3% YoY (Summit, OH): 44216; peak, +3.9% YoY (Summit, OH): 44230.
Residential listings by Summit, OH ZIP
Summit, OH ZIPs with the most tracked Summit, OH residential listings: 44312 23 listings, 3 candidates, bank pressure 63; 44301 21 listings, 3 candidates, bank pressure 63; 44320 19 listings, 4 candidates, bank pressure 63; 44313 14 listings, 2 candidates, bank pressure 63 (Summit, OH); 44314 14 listings, 1 candidates, bank pressure 63; 44307 13 listings, 3 candidates, bank pressure 63; 44305 12 listings, 2 candidates, bank pressure 63; 44310 12 listings, 0 candidates, bank pressure 63. Summit, OH totals: 221 listings; Summit, OH candidates 42; active ZIPs 29.
HUD assisted housing in Summit, OH
49 assisted properties with 4,516 units sit in Summit, OH; largest Summit, OH properties: Heron Springs Apartments (Stow) 373 units; Terraces On The Green (Green) 280 units; Callis Tower (Akron) 277 units, 191 assisted in Summit, OH; Cwv Family Housing (Akron) 274 units, 176 assisted; Spring Hill Apartments Phase Ii (Akron) 209 units, 209 assisted; Canal Park Tower (Akron) 195 units.
Lenders with branches in Summit, OH
Summit, OH lenders by branch count: Huntington National Bank (Summit, OH): stress 63, 21 branches low in Summit, OH; Jpmorgan Chase Bank Na (Summit, OH): stress 65, 14 branches low in Summit, OH; Fifth Third Bank Na (Summit, OH): stress 62, 13 branches low in Summit, OH; Keybank National Assn (Summit, OH): stress 65, 12 branches low in Summit, OH; U S Bank National Assn (Summit, OH): stress 67, 7 branches low in Summit, OH; Peoples Bank (Summit, OH): stress 55, 4 branches low in Summit, OH; Third Fs&La Of Cleveland (Summit, OH): stress 79, 3 branches low in Summit, OH; Consumers National Bank (Summit, OH): stress 82, 2 branches low in Summit, OH.
Vacancy and permits, Summit, OH
16,657 of 247,924 Summit, OH housing units are vacant; Summit, OH permits, twelve months: 0 multifamily units in Summit, OH, 445 one-to-four unit units.
Work Summit, OH at the parcel level
Every Summit, OH parcel carries owner and address; every Summit, OH parcel carries APN; Summit, OH distress scores sit on the Summit, OH live board.
Summit, OH figures refresh with each source.
Summit, OH questions
Most distressed ZIP code in Summit County, OH?
ZIP 44056 leads Summit, OH at 29/100; next in Summit, OH: 44067 at 29/100; the Summit, OH average is 27/100.
Where does Summit County, OH rank for investment opportunity?
Summit, OH is #1,552 among all ranked counties, #11 in Ohio; the Summit, OH driver is construction; Summit, OH moved up 669 places.
How many mortgages are delinquent in Summit County, OH?
0.8% of Summit, OH mortgages were ninety-plus days late in December 2025; the Summit, OH peak since 2008 was 4.4%.
Which banks lend in Summit County, OH?
8 watched lenders hold Summit, OH branches; the largest Summit, OH footprints are Huntington National Bank (21), Jpmorgan Chase Bank Na (14), Fifth Third Bank Na (13).
More on Summit, OH
Summit County, OH distress report: public-record figures for Summit, OH; not legal advice for Summit, OH; not tax or investment advice; verify every Summit, OH record before acting.