Sussex County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sussex County, NJ distress report, 2026: 22 ZIPs scored in Sussex, NJ, Sussex, NJ average 20/100; the top Sussex, NJ ZIP is 07849 at 27/100; Sussex, NJ market phase expansion, Sussex, NJ prices +5.2% year over year.
- Sussex, NJ ranks #2,621 nationally (opportunity index); Sussex, NJ #10 in New Jersey; Sussex, NJ index 25.3.
- Sussex, NJ ninety-day mortgage delinquency 1.3% in December 2025; Sussex, NJ twelve-month change 0.0%.
- Sussex, NJ ZIP phases: 21 expansion, 1 peak.
- Sussex, NJ residential listings tracked: 35 across 19 ZIPs; Sussex, NJ candidate listings 15.
- Sussex, NJ HUD assisted properties: 5 with 250 units.
- Sussex, NJ lenders on watch: 3; largest Sussex, NJ footprint Provident Bank (11 branches).
- Sussex, NJ most distressed ZIP: 07849 at 27/100.
Sussex, NJ figures: DLRadar distress index; Sussex, NJ inputs: CFPB, FHFA, HUD, FDIC; Sussex, NJ rebuilt as sources refresh.
| Rank | Sussex, NJ ZIP | Score |
|---|---|---|
| 1 | 07849 | 27/100 |
| 2 | 07421 | 25/100 |
| 3 | 07825 | 24/100 |
| 4 | 07460 | 21/100 |
| 5 | 07821 | 20/100 |
| 6 | 07416 | 19/100 |
| 7 | 07418 | 19/100 |
| 8 | 07419 | 19/100 |
| 9 | 07422 | 19/100 |
| 10 | 07439 | 19/100 |
| 11 | 07461 | 19/100 |
| 12 | 07462 | 19/100 |
Most distressed Sussex, NJ ZIPs (0-100, 2026)
Mortgage delinquency in Sussex, NJ
1.3% of Sussex, NJ mortgages were ninety-plus days late (Sussex, NJ, December 2025); Sussex, NJ thirty-to-eighty-nine days late: 3.1%; Sussex, NJ twelve-month change 0.0%; Sussex, NJ peak since 2008: 6.7% (May 2012); New Jersey overall 0.9%. Sussex, NJ ninety-day series: Dec 24 1.3, Jan 25 1.2, Feb 25 1.0 (Sussex, NJ), Mar 25 0.8, Apr 25 1.0, May 25 1.0 (Sussex, NJ), Jun 25 1.1, Jul 25 1.1, Aug 25 1.2 (Sussex, NJ), Sep 25 1.2, Oct 25 1.2, Nov 25 1.2 (Sussex, NJ), Dec 25 1.3.
Opportunity index: Sussex, NJ
Sussex, NJ index 25.3, Sussex, NJ phase weak; Sussex, NJ primary driver bank institutional, Sussex, NJ second driver construction. Sussex, NJ components: property stress 10.0, foreclosure pressure 8.4, listing discounts 25.8, bank stress 58.8, insurance 0.0; Sussex, NJ pulse 28.4; Sussex, NJ capital opportunity 20.6.
ZIP market phases inside Sussex, NJ
22 Sussex, NJ ZIPs carry a price-cycle phase; Sussex, NJ ZIPs by phase (Sussex, NJ), deepest drawdown first: expansion, +5.2% YoY (Sussex, NJ): 07416, 07418, 07419, 07421, Sussex, NJ 07422, 07439, 07460, 07461, Sussex, NJ 07462, 07822, 07826, 07827, Sussex, NJ 07843, 07848; expansion, +5.1% YoY (Sussex, NJ): 07821; peak, +4.7% YoY (Sussex, NJ): 07825.
Residential listings by Sussex, NJ ZIP
Sussex, NJ ZIPs with the most tracked Sussex, NJ residential listings: 07461 12 listings, 6 candidates, bank pressure 63; 07462 5 listings, 3 candidates, bank pressure 63; 07460 4 listings, 1 candidates, bank pressure 64; 07871 4 listings, 0 candidates, bank pressure 63 (Sussex, NJ); 07860 3 listings, 1 candidates, bank pressure 63; 07419 2 listings, 0 candidates, bank pressure 63; 07416 1 listings, 1 candidates, bank pressure 63; 07422 1 listings, 1 candidates, bank pressure 63. Sussex, NJ totals: 35 listings; Sussex, NJ candidates 15; active ZIPs 11.
HUD assisted housing in Sussex, NJ
5 assisted properties with 250 units sit in Sussex, NJ; largest Sussex, NJ properties: Brookside Terrace (Newton) 222 units, 119 assisted; Advance Housing 2009 (Lafayette) 10 units, 10 assisted; Scarc Residential Expansion Project (Newton) 10 units, 10 assisted in Sussex, NJ; Community Hope Vii Consumer Ho (Sussex) 4 units, 4 assisted; Community Hope Viii Consumer Home (Franklin) 4 units, 4 assisted.
Lenders with branches in Sussex, NJ
Sussex, NJ lenders by branch count: Provident Bank (Sussex, NJ): stress 54, 11 branches low in Sussex, NJ; Valley National Bank (Sussex, NJ): stress 60, 3 branches low in Sussex, NJ; First Hope Bk A Natl Bk Assn (Sussex, NJ): stress 77, 2 branches low in Sussex, NJ.
Vacancy and permits, Sussex, NJ
5,098 of 62,865 Sussex, NJ housing units are vacant; Sussex, NJ permits, twelve months: 59 multifamily units in Sussex, NJ, 116 one-to-four unit units.
Work Sussex, NJ at the parcel level
Every Sussex, NJ parcel carries owner and address; every Sussex, NJ parcel carries APN; Sussex, NJ distress scores sit on the Sussex, NJ live board.
Sussex, NJ figures refresh with each source.
Sussex, NJ questions
Most distressed ZIP code in Sussex County, NJ?
ZIP 07849 leads Sussex, NJ at 27/100; next in Sussex, NJ: 07421 at 25/100; the Sussex, NJ average is 20/100.
Where does Sussex County, NJ rank for investment opportunity?
Sussex, NJ is #2,621 among all ranked counties, #10 in New Jersey; the Sussex, NJ driver is bank institutional; Sussex, NJ moved up 6 places.
How many mortgages are delinquent in Sussex County, NJ?
1.3% of Sussex, NJ mortgages were ninety-plus days late in December 2025; the Sussex, NJ peak since 2008 was 6.7%.
Which banks lend in Sussex County, NJ?
3 watched lenders hold Sussex, NJ branches; the largest Sussex, NJ footprints are Provident Bank (11), Valley National Bank (3), First Hope Bk A Natl Bk Assn (2).
More on Sussex, NJ
Sussex County, NJ distress report: public-record figures for Sussex, NJ; not legal advice for Sussex, NJ; not tax or investment advice; verify every Sussex, NJ record before acting.