Torrance County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Torrance County, NM distress report, 2026: 10 ZIPs scored in Torrance, NM, Torrance, NM average 10/100; the top Torrance, NM ZIP is 88318 at 30/100; Torrance, NM market phase peak, Torrance, NM prices +2.1% year over year.
- Torrance, NM ranks #1,054 nationally (opportunity index); Torrance, NM #8 in New Mexico; Torrance, NM index 31.0.
- Torrance, NM: no CFPB county sample; Torrance, NM metro area reading 1.0%.
- Torrance, NM ZIP phases: 9 peak, 1 neutral.
- Torrance, NM residential listings tracked: 13 across 8 ZIPs; Torrance, NM candidate listings 10.
- Torrance, NM most distressed ZIP: 88318 at 30/100.
Torrance, NM figures: DLRadar distress index; Torrance, NM inputs: CFPB, FHFA, HUD, FDIC; Torrance, NM rebuilt as sources refresh.
| Rank | Torrance, NM ZIP | Score |
|---|---|---|
| 1 | 88318 | 30/100 |
| 2 | 87015 | 16/100 |
| 3 | 87036 | 9/100 |
| 4 | 87016 | 6/100 |
| 5 | 87032 | 6/100 |
| 6 | 87035 | 6/100 |
| 7 | 87061 | 6/100 |
| 8 | 87063 | 6/100 |
| 9 | 87070 | 6/100 |
| 10 | 88321 | 6/100 |
Most distressed Torrance, NM ZIPs (0-100, 2026)
Mortgage delinquency around Torrance, NM
No CFPB county sample covers Torrance, NM; the metro area reading for Torrance, NM (Albuquerque, NM): 1.0% ninety-plus; Torrance, NM area thirty-to-eighty-nine 2.2% (December 2025, Torrance, NM); New Mexico overall 1.1%.
Opportunity index: Torrance, NM
Torrance, NM index 31.0, Torrance, NM phase watchlist; Torrance, NM primary driver vacancy, Torrance, NM second driver bank institutional. Torrance, NM components: property stress 21.8, foreclosure pressure 24.7, listing discounts 34.6, bank stress 52.3, insurance 0.0; Torrance, NM pulse 33.2; Torrance, NM capital opportunity 27.8.
ZIP market phases inside Torrance, NM
10 Torrance, NM ZIPs carry a price-cycle phase; Torrance, NM ZIPs by phase (Torrance, NM), deepest drawdown first: neutral, +3.7% YoY (Torrance, NM): 87015; peak, +2.1% YoY (Torrance, NM): 87016, 87032, 87061, 87063, Torrance, NM 87070; peak, +2.2% YoY (Torrance, NM): 87035; peak, +1.7% YoY (Torrance, NM): 87036; peak, +2.0% YoY (Torrance, NM): 88318, 88321.
Residential listings by Torrance, NM ZIP
Torrance, NM ZIPs with the most tracked Torrance, NM residential listings: 87016 8 listings, 5 candidates, bank pressure 71; 87035 5 listings, 5 candidates, bank pressure 68; 87032 0 listings, 0 candidates, bank pressure 71; 87036 0 listings, 0 candidates, bank pressure 67 (Torrance, NM); 87061 0 listings, 0 candidates, bank pressure 71; 87063 0 listings, 0 candidates, bank pressure 71; 87070 0 listings, 0 candidates, bank pressure 71; 88321 0 listings, 0 candidates, bank pressure 65. Torrance, NM totals: 13 listings; Torrance, NM candidates 10; active ZIPs 0.
Vacancy and permits, Torrance, NM
1,241 of 7,293 Torrance, NM housing units are vacant.
Work Torrance, NM at the parcel level
Every Torrance, NM parcel carries owner and address; every Torrance, NM parcel carries APN; Torrance, NM distress scores sit on the Torrance, NM live board.
Torrance, NM figures refresh with each source.
Torrance, NM questions
Most distressed ZIP code in Torrance County, NM?
ZIP 88318 leads Torrance, NM at 30/100; next in Torrance, NM: 87015 at 16/100; the Torrance, NM average is 10/100.
Where does Torrance County, NM rank for investment opportunity?
Torrance, NM is #1,054 among all ranked counties, #8 in New Mexico; the Torrance, NM driver is vacancy; Torrance, NM moved up 496 places.
How many mortgages are delinquent in Torrance County, NM?
Torrance, NM takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Torrance, NM.
More on Torrance, NM
Torrance County, NM distress report: public-record figures for Torrance, NM; not legal advice for Torrance, NM; not tax or investment advice; verify every Torrance, NM record before acting.