Torrance County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Torrance County, New Mexico? DLRadar grades every Torrance County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Torrance County breakdown.
- Torrance County's most distressed ZIP is 88318 at 29/100.
- 10 ZIP codes tracked in Torrance County, averaging 10/100 distress.
- Torrance County reads peak — home values up 2.1% year over year.
- Vacancy runs 23.5% across Torrance County's tracked ZIPs, with a 11% poverty rate.
- The typical Torrance County home is worth about $290,363 against a ~$59,651 median income.
- Lending headwind in Torrance County sits at 49/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 88318 | 29/100 |
| 2 | 87015 | 16/100 |
| 3 | 87036 | 9/100 |
| 4 | 87016 | 6/100 |
| 5 | 87032 | 6/100 |
| 6 | 87035 | 6/100 |
| 7 | 87061 | 6/100 |
| 8 | 87063 | 6/100 |
| 9 | 87070 | 6/100 |
| 10 | 88321 | 6/100 |
Most distressed ZIP codes in Torrance County (composite distress 0-100, 2026)
What is driving Torrance County distress
Torrance County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 10/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Torrance County market phase and pricing
DLRadar places Torrance County in peak; prices moved up 2.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Torrance County
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Frequently asked
Which part of Torrance County, NM scores highest for distress?
ZIP 88318 leads Torrance County at 29/100, recomputed monthly from public records.
How would you describe the Torrance County market phase?
Torrance County currently sits in peak, with values up 2.1% year on year, based on FHFA price-index trajectory.
Where does the Torrance County data come from?
Each Torrance County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 10 local ZIPs and every other county in the country.
How much do distress scores vary between Torrance County ZIP codes?
One county number flattens a wide range. Across the Torrance County ZIPs DLRadar ranks, scores run from 29/100 in 88318 down to 6/100 in 88321, against a Torrance County average of 10/100. The 23-point range is the argument for ZIP-level search across Torrance County.
What do Torrance County home values and vacancy say about distressed supply?
The typical Torrance County home carries about $290,363 of value against a median household income near $59,651. Vacancy across Torrance County's tracked ZIPs runs 23.5% and the poverty rate is 11%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Torrance County's foreclosure and tax-lien record and its 49/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.