Traverse County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Traverse County, Minnesota? DLRadar grades every Traverse County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 11/100. Here is the 2026 Traverse County breakdown.
- Traverse County's most distressed ZIP is 56219 at 11/100.
- 9 ZIP codes tracked in Traverse County, averaging 6/100 distress.
- Traverse County reads peak — home values up 3.4% year over year.
- Vacancy runs 22.2% across Traverse County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Traverse County home is worth about $155,967 against a ~$68,123 median income.
- Lending headwind in Traverse County sits at 76/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56219 | 11/100 |
| 2 | 56236 | 8/100 |
| 3 | 56296 | 8/100 |
| 4 | 56583 | 8/100 |
| 5 | 56211 | 6/100 |
| 6 | 56240 | 6/100 |
| 7 | 56221 | 2/100 |
| 8 | 56248 | 1/100 |
| 9 | 56274 | 1/100 |
Most distressed ZIP codes in Traverse County (composite distress 0-100, 2026)
What is driving Traverse County distress
Traverse County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 6/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Traverse County market phase and pricing
DLRadar places Traverse County in peak; prices moved up 3.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Traverse County
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Questions about this county
What is the hardest-hit ZIP in Traverse County?
ZIP 56219 leads Traverse County at 11/100, recomputed monthly from public records.
Where is Traverse County in the housing cycle?
Traverse County reads peak, with home prices up 3.4% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Traverse County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 9 Traverse County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Traverse County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Traverse County ZIPs DLRadar ranks, scores run from 11/100 in 56219 down to 1/100 in 56274, against a Traverse County average of 6/100. The 10-point range is the argument for ZIP-level search across Traverse County.
What do Traverse County home values and vacancy say about distressed supply?
The typical Traverse County home carries about $155,967 of value against a median household income near $68,123. Vacancy across Traverse County's tracked ZIPs runs 22.2% and the poverty rate is 9.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Traverse County's foreclosure and lien filings and its 76/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.