Treasure County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Treasure County, Montana? DLRadar grades every Treasure County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 4/100. Here is the 2026 Treasure County breakdown.
- Treasure County's most distressed ZIP is 59010 at 4/100.
- 3 ZIP codes tracked in Treasure County, averaging 2/100 distress.
- Treasure County reads peak — home values up 2.2% year over year.
- Vacancy runs 17.2% across Treasure County's tracked ZIPs, with a 5.4% poverty rate.
- The typical Treasure County home is worth about $285,850 against a ~$67,477 median income.
- Lending headwind in Treasure County sits at 21/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59010 | 4/100 |
| 2 | 59038 | 1/100 |
| 3 | 59076 | 0/100 |
Most distressed ZIP codes in Treasure County (composite distress 0-100, 2026)
What is driving Treasure County distress
Treasure County's placement in the national index rests on public filings — a 2/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Treasure County market phase and pricing
Phase for Treasure County: peak (+2.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Treasure County
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Common questions
Which Treasure County ZIP scores worst for distress?
ZIP 59010 leads Treasure County at 4/100, recomputed monthly from public records.
Which phase does Treasure County sit in right now?
FHFA price-index movement places Treasure County in peak; prices are up 2.2% over twelve months.
Where does the Treasure County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 3 Treasure County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Treasure County ZIP codes?
A single county score papers over real variation. Across the Treasure County ZIPs DLRadar ranks, scores run from 4/100 in 59010 down to 0/100 in 59076, against a Treasure County average of 2/100. Those 4 points separate the ZIPs worth working in Treasure County from the rest.
What do Treasure County home values and vacancy say about distressed supply?
The typical Treasure County home carries about $285,850 of value against a median household income near $67,477. Vacancy across Treasure County's tracked ZIPs runs 17.2% and the poverty rate is 5.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Treasure County's foreclosure and lien filings and its 21/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.