Unicoi County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Unicoi County, Tennessee? DLRadar grades every Unicoi County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Unicoi County breakdown.
- Unicoi County's most distressed ZIP is 37601 at 33/100.
- 6 ZIP codes tracked in Unicoi County, averaging 26/100 distress.
- Unicoi County reads neutral — home values up 4.2% year over year.
- Vacancy runs 12.3% across Unicoi County's tracked ZIPs, with a 15% poverty rate.
- The typical Unicoi County home is worth about $180,817 against a ~$49,687 median income.
- Lending headwind in Unicoi County sits at 82/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37601 | 33/100 |
| 2 | 37643 | 30/100 |
| 3 | 37658 | 30/100 |
| 4 | 37650 | 25/100 |
| 5 | 37657 | 19/100 |
| 6 | 37692 | 19/100 |
Most distressed ZIP codes in Unicoi County (composite distress 0-100, 2026)
What is driving Unicoi County distress
Nothing here is estimated: Unicoi County is scored from filings alone, and its ZIPs average 26/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Unicoi County market phase and pricing
Unicoi County reads neutral — home prices rose 4.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Unicoi County
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Questions and answers
Which ZIP code leads Unicoi County on distress?
ZIP 37601 leads Unicoi County at 33/100, recomputed monthly from public records.
What stage of the price cycle is Unicoi County at?
The market phase for Unicoi County is neutral, prices rising 4.2% on the year — derived from the FHFA House Price Index path.
What is this Unicoi County analysis built from?
Each Unicoi County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 6 local ZIPs and every other county in the country.
How much do distress scores vary between Unicoi County ZIP codes?
One county number flattens a wide range. Across the Unicoi County ZIPs DLRadar ranks, scores run from 33/100 in 37601 down to 19/100 in 37692, against a Unicoi County average of 26/100. The 14-point range is the argument for ZIP-level search across Unicoi County.
What do Unicoi County home values and vacancy say about distressed supply?
The typical Unicoi County home carries about $180,817 of value against a median household income near $49,687. Vacancy across Unicoi County's tracked ZIPs runs 12.3% and the poverty rate is 15%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Unicoi County's filings and its 82/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.