Unicoi County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Unicoi County, TN distress report, 2026: 6 ZIPs scored in Unicoi, TN, Unicoi, TN average 26/100; the top Unicoi, TN ZIP is 37601 at 32/100; Unicoi, TN market phase neutral, Unicoi, TN prices +4.2% year over year.
- Unicoi, TN ranks #1,444 nationally (opportunity index); Unicoi, TN #38 in Tennessee; Unicoi, TN index 29.6.
- Unicoi, TN: no CFPB county sample; Unicoi, TN metro area reading 0.7%.
- Unicoi, TN ZIP phases: 6 neutral.
- Unicoi, TN residential listings tracked: 2 across 3 ZIPs; Unicoi, TN candidate listings 2.
- Unicoi, TN HUD assisted properties: 1 with 50 units.
- Unicoi, TN lenders on watch: 1; largest Unicoi, TN footprint Bank Of Tennessee (1 branch).
- Unicoi, TN most distressed ZIP: 37601 at 32/100.
Unicoi, TN figures: DLRadar distress index; Unicoi, TN inputs: CFPB, FHFA, HUD, FDIC; Unicoi, TN rebuilt as sources refresh.
| Rank | Unicoi, TN ZIP | Score |
|---|---|---|
| 1 | 37601 | 32/100 |
| 2 | 37643 | 29/100 |
| 3 | 37658 | 29/100 |
| 4 | 37650 | 24/100 |
| 5 | 37657 | 21/100 |
| 6 | 37692 | 21/100 |
Most distressed Unicoi, TN ZIPs (0-100, 2026)
Mortgage delinquency around Unicoi, TN
No CFPB county sample covers Unicoi, TN; the metro area reading for Unicoi, TN (Johnson City, TN): 0.7% ninety-plus; Unicoi, TN area thirty-to-eighty-nine 2.7% (December 2025, Unicoi, TN); Tennessee overall 0.9%.
Opportunity index: Unicoi, TN
Unicoi, TN index 29.6, Unicoi, TN phase early_signal; Unicoi, TN primary driver construction, Unicoi, TN second driver vacancy. Unicoi, TN components: property stress 24.9, foreclosure pressure 23.7, listing discounts 22.6, bank stress 48.1, insurance 0.0; Unicoi, TN pulse 33.0; Unicoi, TN capital opportunity 24.4; Unicoi, TN seven-day change -0.7%.
ZIP market phases inside Unicoi, TN
6 Unicoi, TN ZIPs carry a price-cycle phase; Unicoi, TN ZIPs by phase (Unicoi, TN), deepest drawdown first: neutral, +4.2% YoY (Unicoi, TN): 37601, 37643, 37650, 37657, Unicoi, TN 37658, 37692.
Residential listings by Unicoi, TN ZIP
Unicoi, TN ZIPs with the most tracked Unicoi, TN residential listings: 37650 1 listings, 1 candidates, bank pressure 50; 37692 1 listings, 1 candidates, bank pressure 41; 37657 0 listings, 0 candidates, bank pressure 41. Unicoi, TN totals: 2 listings; Unicoi, TN candidates 2; active ZIPs 2.
HUD assisted housing in Unicoi, TN
1 assisted properties with 50 units sit in Unicoi, TN; largest Unicoi, TN properties: Sunnycrest Apartments (Erwin) 50 units, 50 assisted.
Lenders with branches in Unicoi, TN
Unicoi, TN lenders by branch count: Bank Of Tennessee (Unicoi, TN): stress 59, 1 branch low in Unicoi, TN.
Vacancy and permits, Unicoi, TN
954 of 8,749 Unicoi, TN housing units are vacant; Unicoi, TN permits, twelve months: 0 multifamily units in Unicoi, TN, 25 one-to-four unit units.
Work Unicoi, TN at the parcel level
Every Unicoi, TN parcel carries owner and address; every Unicoi, TN parcel carries APN; Unicoi, TN distress scores sit on the Unicoi, TN live board.
Unicoi, TN figures refresh with each source.
Unicoi, TN questions
Most distressed ZIP code in Unicoi County, TN?
ZIP 37601 leads Unicoi, TN at 32/100; next in Unicoi, TN: 37643 at 29/100; the Unicoi, TN average is 26/100.
Where does Unicoi County, TN rank for investment opportunity?
Unicoi, TN is #1,444 among all ranked counties, #38 in Tennessee; the Unicoi, TN driver is construction; Unicoi, TN moved up 126 places.
How many mortgages are delinquent in Unicoi County, TN?
Unicoi, TN takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Unicoi, TN.
Which banks lend in Unicoi County, TN?
1 watched lenders hold Unicoi, TN branches; the largest Unicoi, TN footprints are Bank Of Tennessee (1).
More on Unicoi, TN
Unicoi County, TN distress report: public-record figures for Unicoi, TN; not legal advice for Unicoi, TN; not tax or investment advice; verify every Unicoi, TN record before acting.