Union County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Union County, Oregon? DLRadar grades every Union County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Union County breakdown.
- Union County's most distressed ZIP is 97814 at 20/100.
- 8 ZIP codes tracked in Union County, averaging 17/100 distress.
- Union County reads peak — home values up 1.2% year over year.
- Vacancy runs 7.9% across Union County's tracked ZIPs, with a 11.4% poverty rate.
- The typical Union County home is worth about $295,413 against a ~$63,863 median income.
- Lending headwind in Union County sits at 44/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97814 | 20/100 |
| 2 | 97867 | 17/100 |
| 3 | 97824 | 16/100 |
| 4 | 97827 | 16/100 |
| 5 | 97841 | 16/100 |
| 6 | 97850 | 16/100 |
| 7 | 97876 | 16/100 |
| 8 | 97883 | 16/100 |
Most distressed ZIP codes in Union County (composite distress 0-100, 2026)
What is driving Union County distress
Union County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 17/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Union County market phase and pricing
Union County currently sits in peak after a 1.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Common questions
Which ZIP code leads Union County on distress?
ZIP 97814 leads Union County at 20/100, recomputed monthly from public records.
Which phase does Union County sit in right now?
Union County is classified peak with a 1.2% year-over-year increase, following the FHFA House Price Index.
How is the Union County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 8 Union County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Union County ZIP codes?
Averaging the county conceals how uneven it is. Across the Union County ZIPs DLRadar ranks, scores run from 20/100 in 97814 down to 16/100 in 97883, against a Union County average of 17/100. Because the gap runs to 4 points, Union County rewards ZIP-level precision.
What do Union County home values and vacancy say about distressed supply?
The typical Union County home carries about $295,413 of value against a median household income near $63,863. Vacancy across Union County's tracked ZIPs runs 7.9% and the poverty rate is 11.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Union County's foreclosure and tax-lien filings and its 44/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.