Wadena County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wadena County, Minnesota? DLRadar grades every Wadena County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Wadena County breakdown.
- Wadena County's most distressed ZIP is 56434 at 16/100.
- 7 ZIP codes tracked in Wadena County, averaging 12/100 distress.
- Wadena County reads peak — home values up 3.4% year over year.
- Vacancy runs 19.9% across Wadena County's tracked ZIPs, with a 13.3% poverty rate.
- The typical Wadena County home is worth about $200,186 against a ~$63,374 median income.
- Lending headwind in Wadena County sits at 31/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56434 | 16/100 |
| 2 | 56479 | 14/100 |
| 3 | 56482 | 14/100 |
| 4 | 56477 | 12/100 |
| 5 | 56481 | 11/100 |
| 6 | 56464 | 10/100 |
| 7 | 56470 | 10/100 |
Most distressed ZIP codes in Wadena County (composite distress 0-100, 2026)
What is driving Wadena County distress
Nothing here is estimated: Wadena County is scored from filings alone, and its ZIPs average 12/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Wadena County market phase and pricing
The cycle in Wadena County is peak, with values up 3.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Wadena County
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Frequently asked questions
Which part of Wadena County, MN scores highest for distress?
ZIP 56434 leads Wadena County at 16/100, recomputed monthly from public records.
What stage of the price cycle is Wadena County at?
Wadena County currently sits in peak, with values up 3.4% year on year, based on FHFA price-index trajectory.
Which datasets feed the Wadena County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 7 Wadena County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Wadena County ZIP codes?
A county average hides the spread. Across the Wadena County ZIPs DLRadar ranks, scores run from 16/100 in 56434 down to 10/100 in 56470, against a Wadena County average of 12/100. That 6-point gap is why acquisition targeting in Wadena County works at ZIP level rather than county level.
What do Wadena County home values and vacancy say about distressed supply?
The typical Wadena County home carries about $200,186 of value against a median household income near $63,374. Vacancy across Wadena County's tracked ZIPs runs 19.9% and the poverty rate is 13.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Wadena County's foreclosure and lien data and its 31/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.