Wadena County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wadena County, MN distress report, 2026: 7 ZIPs scored in Wadena, MN, Wadena, MN average 13/100; the top Wadena, MN ZIP is 56434 at 17/100; Wadena, MN market phase peak, Wadena, MN prices +3.4% year over year.
- Wadena, MN ranks #1,117 nationally (opportunity index); Wadena, MN #6 in Minnesota; Wadena, MN index 30.8.
- Wadena, MN: no CFPB county sample; Wadena, MN non-metro area reading 1.0%.
- Wadena, MN ZIP phases: 7 peak.
- Wadena, MN residential listings tracked: 8 across 4 ZIPs; Wadena, MN candidate listings 2.
- Wadena, MN lenders on watch: 4; largest Wadena, MN footprint Wadena State Bank (2 branches).
- Wadena, MN most distressed ZIP: 56434 at 17/100.
Wadena, MN figures: DLRadar distress index; Wadena, MN inputs: CFPB, FHFA, HUD, FDIC; Wadena, MN rebuilt as sources refresh.
| Rank | Wadena, MN ZIP | Score |
|---|---|---|
| 1 | 56434 | 17/100 |
| 2 | 56479 | 15/100 |
| 3 | 56482 | 14/100 |
| 4 | 56477 | 12/100 |
| 5 | 56481 | 11/100 |
| 6 | 56464 | 10/100 |
| 7 | 56470 | 9/100 |
Most distressed Wadena, MN ZIPs (0-100, 2026)
Mortgage delinquency around Wadena, MN
No CFPB county sample covers Wadena, MN; the non-metro area reading for Wadena, MN: 1.0% ninety-plus; Wadena, MN area thirty-to-eighty-nine 2.2% (December 2025, Wadena, MN); Minnesota overall 0.6%.
Opportunity index: Wadena, MN
Wadena, MN index 30.8, Wadena, MN phase watchlist; Wadena, MN primary driver vacancy, Wadena, MN second driver bank institutional. Wadena, MN components: property stress 15.6, foreclosure pressure 16.0, listing discounts 31.6, bank stress 64.8, insurance 0.0; Wadena, MN pulse 36.2; Wadena, MN capital opportunity 22.8.
ZIP market phases inside Wadena, MN
7 Wadena, MN ZIPs carry a price-cycle phase; Wadena, MN ZIPs by phase (Wadena, MN), deepest drawdown first: peak, +3.4% YoY (Wadena, MN): 56434; peak, +3.1% YoY (Wadena, MN): 56464, 56482; peak, +3.2% YoY (Wadena, MN): 56470, 56477, 56479; peak, +3.3% YoY (Wadena, MN): 56481.
Residential listings by Wadena, MN ZIP
Wadena, MN ZIPs with the most tracked Wadena, MN residential listings: 56464 6 listings, 2 candidates, bank pressure 61; 56482 2 listings, 0 candidates, bank pressure 64; 56477 0 listings, 0 candidates, bank pressure 62; 56481 0 listings, 0 candidates, bank pressure 62 (Wadena, MN). Wadena, MN totals: 8 listings; Wadena, MN candidates 2; active ZIPs 0.
Lenders with branches in Wadena, MN
Wadena, MN lenders by branch count: Wadena State Bank (Wadena, MN): stress 58, 2 branches low in Wadena, MN; Community First Bank (Wadena, MN): stress 44, 2 branches low in Wadena, MN; Star Bank (Wadena, MN): stress 80, 1 branch low in Wadena, MN; Mid-Central National Bank (Wadena, MN): stress 50, 1 branch low in Wadena, MN.
Vacancy and permits, Wadena, MN
940 of 7,021 Wadena, MN housing units are vacant; Wadena, MN permits, twelve months: 4 multifamily units in Wadena, MN, 59 one-to-four unit units.
Work Wadena, MN at the parcel level
Every Wadena, MN parcel carries owner and address; every Wadena, MN parcel carries APN; Wadena, MN distress scores sit on the Wadena, MN live board.
Wadena, MN figures refresh with each source.
Wadena, MN questions
Most distressed ZIP code in Wadena County, MN?
ZIP 56434 leads Wadena, MN at 17/100; next in Wadena, MN: 56479 at 15/100; the Wadena, MN average is 13/100.
Where does Wadena County, MN rank for investment opportunity?
Wadena, MN is #1,117 among all ranked counties, #6 in Minnesota; the Wadena, MN driver is vacancy; Wadena, MN moved down 283 places.
How many mortgages are delinquent in Wadena County, MN?
Wadena, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Wadena, MN.
Which banks lend in Wadena County, MN?
4 watched lenders hold Wadena, MN branches; the largest Wadena, MN footprints are Wadena State Bank (2), Community First Bank (2), Star Bank (1).
More on Wadena, MN
Wadena County, MN distress report: public-record figures for Wadena, MN; not legal advice for Wadena, MN; not tax or investment advice; verify every Wadena, MN record before acting.